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Old 05-24-2015, 11:55 AM
103 posts, read 121,135 times
Reputation: 16


Originally Posted by Ariadne22 View Post
The system described in the OP sounds like socialism and is in use in many European countries which have socialized higher education, medical care and retirement. No one needs to worry about any of those very basic things. I understand there is no limit to the length of time one can collect unemployment benefits in Germany. I've thought for some time now that full blown, every man for himself capitalism no longer works in this country because it is too vast and too heavily populated and our economy is global. Period.

The United States is very much behind the curve in its safety nets. While I think full salary when unemployed is too aggressive, 60% or 70%, such as what disability insurance policies pay, might be an option. But the insurance companies make you jump through hoops to collect on that. Corporate funded insurance for unemployment will never happen in the United States which is why the state and federal governments do it.

Corporate greed and politicians being what they are, it will be a very long time before anything in the US changes. If I were younger, I would leave the country - honestly.

I request you and other senior folks to guide me as I again got into trouble getting my benefits. I need your guidance to approach these folks.


March 12 - Laid off from work

Mar 23 - Filed for benefits with NJ dept of labor. Did a mistake by filing online as I have to file by calling an agent because of outside state wages.

April 8th: Labor dept says they will look into this by April 8th.

April 20th: Labor dept only includes NJ wages for consideration which they say will pay after determinatiobn.

April 22th : I call them and ask them to include the wages from other states. They open a new claim and told they will give credit for previous weeks. I was told the monetary interview will be conducted on May 11th.

May 11th: It has already been two months by this time without any benefits. The interview was scheduled at 1:30 but nobody comes till 4PM on the phone. I call a number which directly goes to someone higher up in the food chain. She told she cannot do anything but can send an email to them. I get a call at 5PM from the labor department and she says she will release the benefits for the previous weeks. She says a new determination has to be made for wages from other states. I volunteer to submit the pay stubs of previous two companies with wages reported to NY and PA states. She refuses to take pay stubs and says that will be handled internally.

May 15: I received checks for 6 weeks. I am eligible only for 9 weeks from the last company that reported wages to NJ. I received check the 7th week a couple of days back and then I get a letter in mail box that reads like this.

" Notice of Exhaustion of Unemployment Benefits"

The New Jersey Department of Labor and Workforce development records indicate that you will soon exhaust all of your Unemployment INsurance benefits. Unfortunately at this time no additional Federal or State assistance is available to you through Unemployment Insurance once your benefits have been exhauseted"

We understand that this is an extremely difficult time ......"

This does not mention anything about the previous employers wages from other states. Does this letter has been generated automatically or is it a final determination?? There is nothing in this letter that I can appeal this decision. I am left with another two weeks and my benefits will run out by the end of the month just based on NJ wages. How I should deal with this?? Do I need to call them on tuesday (monday being a holiday) and ask them about previous employers wages and why they have not considered that. Am I eligible to claim from other states if NJ refuses to pay. What are my options here. Given that dealing with these folks is like walking on mine ridden field I need to your help on this one. My claim is valid otherwise these folks would not have paid anything to me. Does calling my representative will help me at this time?? Appreciate your feedback.
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Old 05-24-2015, 12:12 PM
103 posts, read 121,135 times
Reputation: 16
Originally Posted by Ariadne22 View Post
Given the financial holocaust of the past two plus years and the jobless recovery, why would any insurance company offer this coverage? No job is secure, no company is secure. The bankers caused this overnight crash with their house of cards gambling and everyone else is paying the price. And they are back to their old tricks with no regulation in place.

No way to actuarially evaluate the risk - at all. Won't happen.

Millions of people have been working in computers / software including me and that has increased the productivity of services by multiple times. Now my question is where did all this advantage in terms of money and hours go. Automation saves millions of man hours. The life of people should have become easier but they have not. I see people in software industry quite often (including myself) work 60 to 70 hours on a 40 hr job. Not only that we pay money and take outside help at least for 10 to 20 hrs for parts of work that we dont know or cannot do. Software job consists of a lot of moving pieces and it is humanly impossible to learn and be good at everything. So we are putting like 60 to 80 hours on a 40 hr job and then constantly being compared to someone who is working offshore on the same job. We are expected to be more productive than someone who is working in singapore or india and puts in 12 hr days and they take additional help from associates. What is the labor department doing here to fix all these problems. Dont they have responsibility for the health and well being of the labor or working class of people. It seems like human beings dont matter in the larger scheme of things.

The result of this whole thing is damage to health and relationships with less and less time available to do other things. Big corporations pocketed all the money that is saved from automation and accumulating billions of dollars. The labor is losing on all the fronts. The corporations lack social and moral responsibility. Millions of people need to be trained for the new economy and new skills. The corporations have to bear the cost. They cannot simply suck the society dry which provides them legal and business protection and also enables them earn billions of dollars. We need someone who is very aggressive in the white house to put an end to these things.
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