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05-22-2010, 10:18 PM
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112 posts, read 321,131 times
Reputation: 64
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Hello fellow members
I am living in Massachusetts. I suffer from Major Depression, Bipolar disorder, Ocd, ptsd and mood disorder. Lately they've been getting worse.
I'm on Tier #3 of unemployment benefits. I've used up 4 weeks and have the remaining 10. Then I'll move into tier 4 of unemployment if that extension is passed.
Here's the question
Can i apply for SSDI while I'm collecting unemployment benefits? Will it come around and bite me in the ass? Will I call up one week to do my claim and the lady will come on and tell me I've been denied for unemployment?
Will it take a bit longer for the state agencies to catch up or does it happen overnight?
Should I worry about applying for SSDI while collecting unemployment benefts? I mean I do have to have some money to eat and have a roof over my head.
What would any of you do in this situation? Any help would be appreciated.
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05-22-2010, 10:35 PM
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Location: Spokane via Sydney,Australia
6,612 posts, read 12,418,056 times
Reputation: 3120
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It's a catch 22 - to collect UE you have to be available and able to work; to be granted SSDI you have to be unable to work (plus getting SSDI isn't an overnight thing)
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05-23-2010, 12:33 AM
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Location: Knoxville, TN
2,170 posts, read 7,365,643 times
Reputation: 1533
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SSDI is not a quick fix. Plan on at least 6 months to a year before getting approval, if it is approved the first time out. Can drag on for years if claim is denied and appealed.
Look into applying for SSI, which is need based, and also state welfare programs.
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06-01-2010, 08:29 AM
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1 posts, read 5,949 times
Reputation: 13
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There is no conflict between the 2 programs; many lawyers (who don't practice Social Security Law full time) don't even know this. SSDI does NOT mean you are completely unable to work; it means you have severe difficulty maintaining a full time job paying more than $1000 monthly (in 2010). No one from unemployment will care that you have an SSDI application in the works.
Once you're confirmed as disabled by Social Security, they will tell you to contact your State Labor Office and inform them. Some states reduce unemployment benefits by the amount of your SSDI benefit; others don't reduce unemployment benefits at all if no restrictions are placed on your ability to work by a doctor. "Employability" and "Disability" are different legal concepts.
All of this has been confirmed by lawyers who handle SSI and SSDI claims full time.
Scott
Last edited by knoxgarden; 06-01-2010 at 03:58 PM..
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06-01-2010, 02:14 PM
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30 posts, read 88,007 times
Reputation: 26
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Hi ST4Prez...I have a question. I was recently approved for SSDI and I collected unemployment during the wait for disability...my atty told me I will not get backpay..my disability goes back to 3/2006. When I spoke to SSDI this am she said she didn't know what I was talking about...I should get the backpay, but she wasn't 100% sure. My last UI check was at the end of March.
Iamnicerthanyou...don't worry, the worst that can happen is you don't get backpay. I think? You have to live somehow! I collected UI and I didn't get in trouble. No, they will not cancel your UI benefits.
Takke care and good luck!
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09-07-2015, 08:14 AM
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1 posts, read 1,558 times
Reputation: 10
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This thread started in 2010. Have there been any changes or updates to the UI/SSDI question posted? Thanks...
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09-07-2015, 11:45 AM
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Location: Wisconsin
25,068 posts, read 53,996,932 times
Reputation: 21956
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Quote:
Originally Posted by dmm4863
This thread started in 2010. Have there been any changes or updates to the UI/SSDI question posted? Thanks...
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Like what? You can collect UI while an SSDI application is pending. SSDI approvals - if forthcoming - can take up to two years. 67% are denied on the first application requiring an appeal.
Your UI will be long exhausted b/4 you see a dime of SSDI. SSDI payments begin five months after govt establishes a date for onset of disability. At most, in MA, you may have a 7-8 week overlap - which you can repay to MA when and if you receive your back SSDI.
Apply for UI and worry about SSDI when and if it happens. Getting SSDI is NOT a slam-dunk. |
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