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Old 07-20-2015, 05:10 PM
 
3 posts, read 2,346 times
Reputation: 10

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Hello. The Ventura County Credit Union approved me for a loan at a decent rate, and I would love to be able to get this loan while helping them make money as well, but I cannot set up an account without knowing someone that already has an account there.

I am not sure if you get referral points for referring new members, but I would be very grateful if someone could let me use their name for membership purposes.

I do not think I will need much more info than your name.

I currently live in the San Fernando area, but I do not know anyone in the Ventura county area nor do I know anyone with an account at this credit union

Hopefully someone is understanding out there!!

Thanks, and feel free to email me at zackori.scalf@gmail.com

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Old 07-21-2015, 09:02 AM
 
Location: Living on the Coast in Oxnard CA
16,289 posts, read 32,369,869 times
Reputation: 21892
If they approved you for a loan than you don't need any of us. All it takes to set up an account is $50 I think. Your post sounds like some kind of scam.

From the Ventura County Credit Union site: https://www.vccuonline.net/membership/welcome-to-vccu

Below is all you need to join. You don't need anyone else to help you join.
  • Valid Social Security Number
  • Date of Birth
  • Current Physical Address
  • Current Mailing Address (if different)
  • Email Address
  • Phone Number
  • Valid Identification Information (with number, issue, and expiration date)
    • Driver’s license
    • Passport
    • Military ID
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Old 07-21-2015, 01:07 PM
 
3 posts, read 2,346 times
Reputation: 10
Lol.. damn I was trying to not make it sound sketchy because I only have 1 post.

This is basically what they told me on the phone;

Once approved for the loan, I have to set up an account with them.

It was $10 for the fee, and $5 has to go into a savings account.

They specifically told me I have to either be a resident of Ventura/Santa Barbara, or I have to know someone that already banks with the credit union.

Again, my bad for sounding like a scam. All I asked was for someones name though.. I don't see how I could be scamming them at all.

EDIT: I'll call them again just to verify (the lady on the phone was hurrying me off the entire time), but I made sure to ask at least twice exactly what I had to do to set up the account, and she said I have to be approved for the loan, and then I can start setting up my account with the credit union, BUT I would have to be a resident of the county, or know someone that already banks with them as I said before.

ALSO, if you do have them, maybe you can just call the credit union and tell them my name and that I am am signing up under you referral. Than I won't have to ask you for any information at all.

I really need as much as help as I can get. The end of the month is nearing. My car is totalled and I barely have enough money for rent. Times are getting serious, and I need a car desperately

Thanks again for any help and the help you have already provided.

Quote:
Originally Posted by SOON2BNSURPRISE View Post
If they approved you for a loan than you don't need any of us. All it takes to set up an account is $50 I think. Your post sounds like some kind of scam.

From the Ventura County Credit Union site: https://www.vccuonline.net/membership/welcome-to-vccu

Below is all you need to join. You don't need anyone else to help you join.
  • Valid Social Security Number
  • Date of Birth
  • Current Physical Address
  • Current Mailing Address (if different)
  • Email Address
  • Phone Number
  • Valid Identification Information (with number, issue, and expiration date)
    • Driver’s license
    • Passport
    • Military ID
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Old 07-21-2015, 01:10 PM
 
Location: Living on the Coast in Oxnard CA
16,289 posts, read 32,369,869 times
Reputation: 21892
OK I got you. True you need to have a connection to the area. I am not a member of that credit union so I am not able to help out.
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Old 07-21-2015, 01:29 PM
 
3 posts, read 2,346 times
Reputation: 10
Quote:
Originally Posted by SOON2BNSURPRISE View Post
OK I got you. True you need to have a connection to the area. I am not a member of that credit union so I am not able to help out.
Hell yeah, no problem at all. I appreciate the reply at least.

I'll keep searching!
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