U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Washington
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
 
Old 07-08-2007, 10:42 AM
 
5 posts, read 36,590 times
Reputation: 13

Advertisements

What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
Rate this post positively Quick reply to this message

 
Old 07-08-2007, 05:38 PM
 
Location: University Place, WA
420 posts, read 1,199,859 times
Reputation: 331
Quote:
Originally Posted by sunnydaysathome View Post
What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
I am taking it that you are self-employed and not yet of social security retirement (62+) age. If you plan on working in Washington hopefully your employer would have some kind of health insurance plan. Anyway, here is are a couple sites I found for you to peruse.

You can get a free Blue Cross Blue Shield insurance quote through this site:
Free Blue Cross Blue Shield Quotes
[at the site they ask for your zip code, so wherever you will be moving to would be the zip code to enter]

There is also Regence Blue Shield, which is what I have through my employer. I have the the "preferred provider" which cost me less--you select one doctor and if you need to see another doctor or a specialist, you get a referral from your "preferred provider" doctor. My doctor is great and will refer me anytime, no trouble. Saves me money as I do not have to pay my company each month and the per visit co-pay is less. Their website:
Regence BlueShield - Health Plan in Washington State

Hope this helps you.

Last edited by princessvanessa; 07-08-2007 at 05:39 PM.. Reason: correct spelling
Rate this post positively Quick reply to this message
 
Old 07-08-2007, 11:01 PM
 
Location: Austin 'burbs
3,226 posts, read 13,189,698 times
Reputation: 776
We had Regence Blue Shield that we purchased on our own. It's VERY expensive for a family with children, BUT all individual plans are in WA. Think, over $600 a month.

It was a fairly decent plan, but if you use it with any regularity outside of the routine yearly checkups, you may have to occasionally fight and justify the need for certain prescriptions and procedures.

One tip - ALWAYS pay on time, because they will drop you in a second.
Rate this post positively Quick reply to this message
 
Old 07-09-2007, 08:54 PM
 
256 posts, read 774,380 times
Reputation: 186
sunnydays -- here's a link to the WA State Office of the Insurance Commissioner's site about individual health insurance options: Options in the Individual Market (http://www.insurance.wa.gov/factsheets/factsheet_detail.asp?FctShtRcdNum=59 - broken link). It should provide you with information about carriers in WA offering individual plans, service areas, and sample rates.
Rate this post positively Quick reply to this message
 
Old 08-05-2007, 02:15 AM
 
4 posts, read 19,162 times
Reputation: 10
Hi visitor, seeking for blue cross blue sheild in usa, or in any state of that,,
i believe this information will really healp you. Blue Cross and Blue Shield
as this site covers insurance of every type, from this site you can get inforamation on every type, it may be of long term, short term ,or student health insurance
Health Insurance Quote -Health N Insurance
Rate this post positively Quick reply to this message
 
Old 08-05-2007, 11:54 AM
 
Location: WA
5,538 posts, read 22,616,410 times
Reputation: 6293
You can compare individual plans here...

https://www.ehealthinsurance.com/ehi...=WA&sid=WA+H+P

We are currently using a high deductable plan from Lifewise. You will find rates quite high unless you take on much of the routine costs by having a high deductable.
Rate this post positively Quick reply to this message
 
Old 08-06-2007, 09:22 AM
 
Location: Austin 'burbs
3,226 posts, read 13,189,698 times
Reputation: 776
We've had a Lifewise plan before - and I really liked that plan, moreso than Regence Blue Shield. We are high-users of medical insurance, and Lifewise was great to deal with.
Rate this post positively Quick reply to this message
 
Old 08-07-2007, 03:28 PM
 
10 posts, read 55,548 times
Reputation: 11
Talking Premera Blue Cross! :)

Just an FYI, Lifewise is a division of Premera Blue Cross. I suggest Premera Blue Cross over Regence...Regence has horrible customer service!
Rate this post positively Quick reply to this message
 
Old 08-08-2007, 09:43 AM
 
Location: Austin 'burbs
3,226 posts, read 13,189,698 times
Reputation: 776
Totally totally agree - but if you are sticker shocked by the costs of individual plans, and are a "often user" of your health care plan, Regence, from that standpoint only, might be better over Lifewise. We tried to go back to Lifewise, but their rates had gotten much higher than Regence.
Rate this post positively Quick reply to this message
 
Old 08-15-2007, 01:08 PM
 
Location: Woodinville
1 posts, read 6,565 times
Reputation: 10
Quote:
Originally Posted by sunnydaysathome View Post
What is the health insurance like in WA? We are considering purchasing individual health insurance thru Blue Cross or Blue Shield. Has anyone done that? How good is health insurance in WA? How easy is it to see a doctor? Such a major issue nowadays and few people seem to have answers. THanks for your help.
I had an individual plan with Regence Blue Shield from April '06 through April '07. The premiums were very reasonable for me at first (50 something non smoker).
However, during my search & subsequent signing up with a new insurance, I received a notice from Regence that starting July '07 my premium would be raised $170.00 more a month!
Right about that same time I read the following in Seattle Times... link below...

Local News | Gulp! Regence rate boost averages 19 percent for individual plans | Seattle Times Newspaper

Needless to say... I'm glad I don't have them anymore.
Rate this post positively Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Washington

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top