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IMO, near the equator is ideal. Except, it is too hot.... but you can solve that. Elevation reduces heat and reduces humidity in the atmosphere which expands the range of temperatures that feel "comfortable" to most people.
Look for near the equator with elevations of 7000 to 9000 feet. Assuming the hypothetical person is in good shape so the elevation doesn't create a breathing problem, this offers access to low humidity, stable temperatures year round, and fresh water by living near the mountains where those streams start.
This is at 15N. Surface of the lake is just over 5000 feet. Highs range from 60s to low 80s. Lots of rain and thunderstorms.
Closer to the equator .25S, yes that was a decimal, is Quito, Ecuador. At over 9000 feet this city has average highs ranging from 66 to 69 degrees for each month. Note, daily temperatures will vary from that somewhat, but year round the weather is steady in regards to warmth. The rain is seasonal, but 9 months out of the year it is reasonably heavy, leading to about 39 inches/year. Again, the temperatures are reasonably comfortable (I'd probably prefer ten degrees warmer if we are thinking of a natural habitat with no technology, which would equate to 2000 feet lower). Quito - Wikipedia, the free encyclopedia
Medelin, Columbia is lower in elevation and warmer, average highs in low to mid 80s, around 5000 feet, and with enormous amounts of rain (65 inches/year, thinking farming needs), combined with a reasonable level of sunshine, at near 2000 hours/year.
If I was assuming modern technology, I would prefer to be on the opposite side of the mountains so the rainshadow ( http://en.wikipedia.org/wiki/Rain_shadow ) would give me more sunshine and less rain. Given modern technology, I prefer high elevation, 2600 to 3000 sunshine hours, and temperatures in the seventies. Note: I stick to these values in real life. I moved from near sea level to a mountain city. My house elevation is around 6800 feet. I love it here, but I am not near the equator, and winter is cold.
lurtsman is correct about the effect of elevation. If I had unimaginable wealth, I could move to Hawaii, go up in elevation until I am comfortable, and buy a 640 acre estate.
Another factor is that not all latitudes are created equal. Eureka California, Reno Nevada, Columbus Ohio, and Madrid Spain are all close to 40 degrees north latitude, but are very different climates.
In Honolulu the real estate on the "mountain" is actually cheaper because it is farther from the coast and a 20 minute commute into town for work. It was in my top 5 potential destinations when I moved. Here is a link for one of the most reasonably priced listings i could find in a quick search. http://www.realtor.com/realestateand...05-17486?row=1
160k isn't too bad for a condo that appears to be in nice shape, and it should be just high enough in elevation to get the temps under 80.
Since I was rude enough to post those numbers in Fahrenheit despite this being an international forum, I'll provide the conversions.
I think western coastal 50 °N. Just think about how humans lived well in the UK.
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