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Old 10-15-2014, 05:50 PM
 
24 posts, read 126,890 times
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I am planning on buying a home in Boynton Beach for $175,000. I am new to Florida and I would like to know the cost of homeowners insurance. I was told that the cost is very high. Also, is flood insurance necessary?

I was last in Florida back in 2000. Have things changed much?
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Old 10-16-2014, 05:46 AM
 
293 posts, read 497,507 times
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The price of homeowners insurance is dependent on variable factors , age of home, is it CBS construction, roof type, and hurricane protection. on a $200,000 home with proper coverage expect anywhere from $1500 to $1800. Flood insurance is not necessary unless the home is in a flood zone
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Old 10-16-2014, 07:48 AM
 
17,084 posts, read 21,747,304 times
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Quote:
Originally Posted by ParadiseUSA View Post

I was last in Florida back in 2000. Have things changed much?

Hurricanes Frances, Jean, Charlie and Wilma in about an 18 month span back in 2004-05.......
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Old 10-17-2014, 06:40 PM
 
293 posts, read 497,507 times
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Quote:
Originally Posted by City Guy997S View Post
Hurricanes Frances, Jean, Charlie and Wilma in about an 18 month span back in 2004-05.......
and not a single one since than
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Old 10-22-2014, 12:42 PM
 
61 posts, read 159,601 times
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You should contact several insurance companies and/or brokers and ask for specific quotes for the property you are thinking of purchasing. If you have a realtor, he/she can help with this for the properties you are considering. And although flood insurance may not be mandatory, you still may want it for the peace of mind as it's often not an expensive add on.
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