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Old 12-10-2020, 08:03 PM
 
142 posts, read 99,078 times
Reputation: 105

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I'm curious for people who own a single family home in Delray in the 450k-475k range what you pay for Homeowners insurance? I'm seeing such a spread of numbers that I can't really get a feel for what's accurate.
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Old 12-18-2020, 12:03 PM
 
Location: NY
40 posts, read 73,230 times
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I think the age of the home has a lot to do with the premiums.
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Old 12-19-2020, 11:17 AM
 
19 posts, read 21,421 times
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Depends on where the property is located. Realtor.com shows flood risk on scale of 1-10. Also depends on whether the home meets newer building code standards to protect against hurricanes. Newer homes must meet the code.
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Old 12-23-2020, 09:30 PM
 
Location: Boca Raton, FL
5,806 posts, read 9,429,963 times
Reputation: 7779
Smile It depends...

Quote:
Originally Posted by MidwestBlondie View Post
I'm curious for people who own a single family home in Delray in the 450k-475k range what you pay for Homeowners insurance? I'm seeing such a spread of numbers that I can't really get a feel for what's accurate.
Right now, homeowner's insurance has really increased. One of the carriers (Universal) has pulled back and is not writing in most counties in Florida.

Important Info:
Age of home
How old is the roof, type of roof and how it is attached
Alarm?
Gated community?
Shutters?
Impact Windows & Doors?

I'm a mortgage broker so I see quotes from all over.

I'll send the name of an agent but there are many good ones out there.
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