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Old 08-14-2013, 02:46 PM
 
5 posts, read 10,597 times
Reputation: 10

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My husband and I are relocating to Westchester County from Central/Upstate New York. He makes $50,000 pre-tax here as a civil engineer and I'm looking for an entry-level job (we are both in our 20's). I am wondering how much money we will need to make to live decently.

We are frugal people and don't have car payments or lots of entertainment expenses, don't eat out much, etc. No children, looking to find a 1 bedroom apartment for about $1500 in some of the "cheaper" areas like E. Yonkers, Scarsdale, Fleetwood, Tuckahoe.

So my question is: What salary should my husband aim for as he negotiates a cost-of-living adjustment with his company? He is being transferred to their White Plains office. We currently live on just his salary and may need to do that for a while until I find a job, so how much should he try to get as he negotiates? One person in his new office suggested a 20% COLA adjustment. Is that reasonable?

Thanks so much!

**I should say, part of why I'm asking this is that I've read in many other threads that you shouldn't even think about moving to Westchester unless you make at least $100,000 combined (or ideally, individually).
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Old 08-14-2013, 07:28 PM
 
Location: Westchester County, NY
293 posts, read 808,586 times
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The biggest difference in cost of living will be your housing, and then I'm guessing your car insurance. Your state tax will remain the same (unless you move to Yonkers, which I think has its own city tax). So assuming you continue to live frugally, you can roughly estimate that your increased cost of living is the difference between what you spend now on housing and car insurance and what you'd spend in westchester.
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Old 08-14-2013, 11:43 PM
 
Location: Westchester, NY
192 posts, read 329,362 times
Reputation: 225
Quote:
Originally Posted by acw27 View Post
My husband and I are relocating to Westchester County from Central/Upstate New York. He makes $50,000 pre-tax here as a civil engineer and I'm looking for an entry-level job (we are both in our 20's). I am wondering how much money we will need to make to live decently.

We are frugal people and don't have car payments or lots of entertainment expenses, don't eat out much, etc. No children, looking to find a 1 bedroom apartment for about $1500 in some of the "cheaper" areas like E. Yonkers, Scarsdale, Fleetwood, Tuckahoe.

So my question is: What salary should my husband aim for as he negotiates a cost-of-living adjustment with his company? He is being transferred to their White Plains office. We currently live on just his salary and may need to do that for a while until I find a job, so how much should he try to get as he negotiates? One person in his new office suggested a 20% COLA adjustment. Is that reasonable?

Thanks so much!

**I should say, part of why I'm asking this is that I've read in many other threads that you shouldn't even think about moving to Westchester unless you make at least $100,000 combined (or ideally, individually).
Housing will be your biggest expense for sure. Also car insurance. If you move to the City of Yonkers your car insurance will go up. Yonkers is considered a "High Risk Area".
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Old 08-17-2013, 07:22 AM
 
5 posts, read 10,597 times
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Thank you so much for your feedback! I anticipated the increase in housing and insurance, but that's good to know about Yonkers. We were looking at some apartments in Yonkers because they are cheaper, but do you think the increase in car insurance and city tax is enough that it would negate the cheaper rent?

What about groceries and gas? Any other major increases in expenses that we should be aware of in negotiating the salary increase?

Thank you for your help!
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Old 08-17-2013, 02:39 PM
 
Location: Ossining, NY
559 posts, read 927,519 times
Reputation: 289
I moved from Long Island to Ossining, and groceries and gas are both more expensive here (I assume it would be even more pronounced moving from Central NY). My car insurance dropped $300 annually.

I do agree with the $100,000 income to live comfortably, but you can probably drop that slightly if you're renting. (I own.)
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Old 08-22-2013, 11:33 AM
 
35 posts, read 106,531 times
Reputation: 21
A quick search on indeed.com indicates that the average civil engineer salary in NY,NY is about $100k. Granted I'm sure there are multiple types of civil engineers and different seniority levels but when I compare to "civil engineer" in Rochester I get $57k and in Syracuse to $70k - so it looks like he'll get a decent boost.

As far as others have mentioned - housing will be the biggest discrepancy. Don't get me wrong though - EVERYTHING will cost more here, but the one that will light years difference will be your mortgage/rent.
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