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I agree living in Westchester on less than $300k would be difficult.... when we first moved, my husband left his job. we spent 7 months on my income alone and it was tight tight...
but - much of it due to the house we decided to buy. I do think there is a way of controlling your costs. the most important decision is how much do you want to spend in housing, because that dictates your disposable income...
I agree living in Westchester on less than $300k would be difficult.... when we first moved, my husband left his job. we spent 7 months on my income alone and it was tight tight...
but - much of it due to the house we decided to buy. I do think there is a way of controlling your costs. the most important decision is how much do you want to spend in housing, because that dictates your disposable income...
agreed. and if you look at housing stock, most probably would want to spend ~$500K at least to get into something that's not a complete fixer-upper.
To put it in perspective, the median Household income for Westchester county is less than $85,000/year.
That still makes it the second wealthiest county, after Manhattan (New York county) in the state.
By the $300,000/year standard, the vast majority of people in Westchester are not only not living "well" they are less they 25% of the 'good living' cutoff.
It is likely one of the highest in country as well. So, if someone is making $300,000 in Westchester County, they are well above the median household income anywhere in the country.
These median income measures are always skewed by retirees and younger residents in apartments. I'd imagine the median income of people in Westchester who live (1) in a private house and (2) outside of a few neighborhoods in Yonkers, Mt Vernon, New Rochelle, Portchester, and Ossining is in the 300k neighborhood.
These median income measures are always skewed by retirees and younger residents in apartments. I'd imagine the median income of people in Westchester who live (1) in a private house and (2) outside of a few neighborhoods in Yonkers, Mt Vernon, New Rochelle, Portchester, and Ossining is in the 300k neighborhood.
Also bringing down the average are Bronxville with a median household income of $144,000, Scarsdale at $182,000, and Pound Ridge at $183,000. All these ghetto villages are making the good people of Westchester look bad.
Also bringing down the average are Bronxville with a median household income of $144,000, Scarsdale at $182,000, and Pound Ridge at $183,000. All these ghetto villages are making the good people of Westchester look bad.
it seems a struggle for a typical family of 4 to live "well" on a household income of less than $300K
for the most part, many of the commercial/big box store areas of Westchester (White Plains, Port Chester, Central Park Ave) are a disaster of paying to park, traffic and general frustration.
the housing stock and taxes are both atrocious.
the jobs, unless you want to do a daily commute into the rat race that is Manhattan, are few and far between.
so...why?
If you think the housing stock in Westchester is, as you say, atrocious. What do you consider a good housing stock?
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If you have lived elsewhere especially down south and now your looking at an aged housing stock much which is in need of updating, prices and taxes that make many stop and catch their breath then yes you would consider it atrocious.
If you have lived elsewhere especially down south and now your looking at an aged housing stock much which is in need of updating, prices and taxes that make many stop and catch their breath then yes you would consider it atrocious.
It could very well be a cultural difference then. Many people up here tend to appreciate (and even seek out) older homes - the character, craftmanship, and history are a plus. Personally, an updated turn of the century or mid-century home is more attractive to me then a boiler-plate development new construction.
If you have lived elsewhere especially down south and now your looking at an aged housing stock much which is in need of updating, prices and taxes that make many stop and catch their breath then yes you would consider it atrocious.
Yea but people who like Victorian houses and pre-war houses, of whom there are many and many well-heeled, would consider the bland generic soulless housing you are talking about as atrocious. Sure its utilitarian, but its atrocious.
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