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Old 06-05-2017, 01:54 PM
 
1,594 posts, read 3,576,602 times
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Quote:
Originally Posted by hellob View Post
If 80k is gross, forget it. Property taxes alone will be 15%+ of your take home.
They get written off.

The key is how much mortgage. If it's under 50% it's doable.
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Old 06-05-2017, 03:35 PM
 
3,532 posts, read 3,023,028 times
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Quote:
Originally Posted by ponytrekker View Post
They get written off.

The key is how much mortgage. If it's under 50% it's doable.
They get written off but they don't get returned. They just get taxed on less income. But if they can swing it...
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Old 06-06-2017, 03:26 PM
 
Location: Massapequa
430 posts, read 557,489 times
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$80,000 is going to be tough mostly because the taxes will eat up a large portion of that, even with a house paid off. If you meant 80K each then nevermind. I second Tarrytown or Ossining as good options based on what you are looking for. I'm partial to the river towns and the Hudson Line on Metro North.
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Old 06-07-2017, 03:38 PM
 
93,392 posts, read 124,009,048 times
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Quote:
Originally Posted by corinflower View Post
Hello all,

My husband and I are considering relocating from North Carolina to New York to settle down. We just got married a year ago and are 27 (me) and 30 (him). We're ready to start considering having children.My husband was born in Mount Vernon and spent a small part of his childhood there and considers it a suitable place to raise children but I'm not convinced. I'm looking for someplace close enough to the 5 boroughs that I could take a train and still have a slice of the excitement and bustling city but I also want to be far enough that I don't have to deal with as many city problems such as crime. I want my children to be independent and able to explore their surrounds, attend good schools, and have a stimulating environment.

Our annual income is $80,000. We are both black but not from the islands. I grew up in Raleigh, NC and he spent most of his life there too. We would like to purchase our own home and our budget is $500,000. Square footage isn't a big deal, we want our money's worth. In a good school district preferably.

And don't forget near the city!

What do you think? Maybe even in one of the boroughs, perhaps the Bronx or Queens?

Thanks in advance
If you are open to being near Queens, perhaps Elmont/South Floral Park and the Valley Streams in Nassau County may be worth a look, as the schools are pretty good.
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