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Old 06-14-2013, 05:55 PM
 
Location: Centennial, CO
2,042 posts, read 2,435,147 times
Reputation: 3214

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PERSONAL INCOMES
Very Low Salary: Under 25k unskilled, easy jobs
Low Salary: $25k-35k low skilled jobs that are less pleasant (labor)
Decent Salary: $35k-50k entry-level white collar, lower-skilled trades
Good Salary: $50K-85K skilled trades, middle-management in a Dilbert Office, technical workers on the lower end
Great Salary: 85k-120k (management and quasi-professional jobs, technical workers, a very few trades)
Amazing Salary: 120k and higher upper-management, professional jobs, high-skilled technical workes )

HOUSEHOLD INCOMES (not including childless ppl who live alone)
Very Low HHI: Under $25k (poor households)
Low HHI: $25k-40k (working poor households)
Decent HHI: $40-60k (working class)
Good HHI: $60-85k (lower middle-class)
Good(er) HHI: $85-130k (middle class households)
Great HHI: $130k-200k and higher (upper middle-class)
Amazing HHI: 200k and higher (wealthy).

Phoenix area.
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Old 06-14-2013, 05:57 PM
 
Location: SF Bay Area
13,524 posts, read 19,019,849 times
Reputation: 20166
I'm in the SF Bay area ... just add 25-35k to your bands.
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Old 06-14-2013, 07:06 PM
 
503 posts, read 1,085,804 times
Reputation: 410
Poor: $0 to $4,500
I generally have had this income. Juggling bills, borrowing, working off jobs to pay what I can't get put on hold... It's manageable. I've learned to budget well this way. If I didn't have couches to sleep on I'd be very screwed in this situation.

Livable: $4,500 to $10,000
Juggling bills and calling debtors but this is usually easier to manage. I can do things like eat two square meals a day on income like this. Might not be healthy or perfect, but I can enjoy the small things in life.

Fair: $10,000 to $20,000
I can start paying more than the minimum on bills and manage to go out to eat or hang out with friends and start saving for my own apartment.

Good: $20,000 to $30,000
I'd have no issues paying for an apartment and paying bills while leading a "normal life." This inclme would be where I invest in a 401k, health insurance, etc. A job like this I would classify as a career success.

Great: $30,000 to $50,000
I wouldn't regret college if I got this. I'd invest for my future and help fund my family's needs.

Amazing: $50,000 to $99,999
Maybe I could buy a house, or a car.

Unimaginable: $100,000+
I'd pay off all my debt, get myself situated, then dump the rest into everybody who helped me get there.
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Old 06-14-2013, 07:59 PM
 
Location: Up North
3,429 posts, read 8,052,859 times
Reputation: 3104
Quote:
Originally Posted by ForkInTheRoad View Post
Poor: $0 to $4,500
I generally have had this income. Juggling bills, borrowing, working off jobs to pay what I can't get put on hold... It's manageable. I've learned to budget well this way. If I didn't have couches to sleep on I'd be very screwed in this situation.

Livable: $4,500 to $10,000
Juggling bills and calling debtors but this is usually easier to manage. I can do things like eat two square meals a day on income like this. Might not be healthy or perfect, but I can enjoy the small things in life.

Fair: $10,000 to $20,000
I can start paying more than the minimum on bills and manage to go out to eat or hang out with friends and start saving for my own apartment.

Good: $20,000 to $30,000
I'd have no issues paying for an apartment and paying bills while leading a "normal life." This inclme would be where I invest in a 401k, health insurance, etc. A job like this I would classify as a career success.

Great: $30,000 to $50,000
I wouldn't regret college if I got this. I'd invest for my future and help fund my family's needs.

Amazing: $50,000 to $99,999
Maybe I could buy a house, or a car.

Unimaginable: $100,000+
I'd pay off all my debt, get myself situated, then dump the rest into everybody who helped me get there.

What city do you live in?
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Old 06-14-2013, 08:04 PM
 
503 posts, read 1,085,804 times
Reputation: 410
Quote:
Originally Posted by Pear Martini View Post
What city do you live in?
I don't want to disclose which city, but I live in a suburban area of New England.
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Old 06-14-2013, 08:08 PM
 
1,482 posts, read 2,037,597 times
Reputation: 2543
Quote:
Originally Posted by ForkInTheRoad View Post
Poor: $0 to $4,500
I generally have had this income. Juggling bills, borrowing, working off jobs to pay what I can't get put on hold... It's manageable. I've learned to budget well this way. If I didn't have couches to sleep on I'd be very screwed in this situation.

Livable: $4,500 to $10,000
Juggling bills and calling debtors but this is usually easier to manage. I can do things like eat two square meals a day on income like this. Might not be healthy or perfect, but I can enjoy the small things in life.

Fair: $10,000 to $20,000
I can start paying more than the minimum on bills and manage to go out to eat or hang out with friends and start saving for my own apartment.

Good: $20,000 to $30,000
I'd have no issues paying for an apartment and paying bills while leading a "normal life." This inclme would be where I invest in a 401k, health insurance, etc. A job like this I would classify as a career success.

Great: $30,000 to $50,000
I wouldn't regret college if I got this. I'd invest for my future and help fund my family's needs.

Amazing: $50,000 to $99,999
Maybe I could buy a house, or a car.

Unimaginable: $100,000+
I'd pay off all my debt, get myself situated, then dump the rest into everybody who helped me get there.
This is how I feel. By this article, we are in a lower bracket, but we live quite comfortably with little to no debt, we don't want for anything and we have extras (although we don't indulge on things others do that I consider pointless like manicures every week and the latest iPads every 6 months for everyone in the family, but we have been able to travel Europe, and we have nice things) But, I don't really identify with it. I think not having kids certainly helps, and since most people do have kids maybe this doesn't take that into consideration.
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Old 06-14-2013, 08:20 PM
 
Location: Rockville, MD
36 posts, read 104,047 times
Reputation: 38
Quote:
Originally Posted by lammius View Post
The OP seemed pretty low to me for the NYC area. The descriptions in parentheses will vary by industry. For example, a "middle management" person in professional services will likely earn around $100K, while a similar job description in finance might earn double that. Based on what I know about the area of professional services I work in, here are the probable ranges IMO:

PERSONAL INCOMES
Very Low Salary: Under 40k (most service and unskilled jobs)
Low Salary: $40k-55k (most entry level college grad jobs & experienced unskilled jobs)
Decent Salary: $55k-80k (most non-mgmt office workers and most skilled trade workers)
Good Salary: $80K-125K (most middle management jobs)
Great Salary: 125k-200k (most higher management and professional jobs)
Amazing Salary: 200k and higher (most directors/executives and successful entrepreneurs) I took "doctorates" out. I know plenty of PhDs earning only $80K

Metropolitan Area: NYC
Pretty much this for the DC metro area as well. There's some variations such as IT and other in demand non-management professionals who tend to possess gov't security clearances making in the "middle management" salary range and things of that nature.
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Old 06-14-2013, 08:49 PM
 
548 posts, read 865,053 times
Reputation: 559
Quote:
Originally Posted by ShampooBanana View Post
PERSONAL INCOMES
Very Low Salary: Under 25k unskilled, easy jobs
Low Salary: $25k-35k low skilled jobs that are less pleasant (labor)
Decent Salary: $35k-50k entry-level white collar, lower-skilled trades
Good Salary: $50K-85K skilled trades, middle-management in a Dilbert Office, technical workers on the lower end
Great Salary: 85k-120k (management and quasi-professional jobs, technical workers, a very few trades)
Amazing Salary: 120k and higher upper-management, professional jobs, high-skilled technical workes )

HOUSEHOLD INCOMES (not including childless ppl who live alone)
Very Low HHI: Under $25k (poor households)
Low HHI: $25k-40k (working poor households)
Decent HHI: $40-60k (working class)
Good HHI: $60-85k (lower middle-class)
Good(er) HHI: $85-130k (middle class households)
Great HHI: $130k-200k and higher (upper middle-class)
Amazing HHI: 200k and higher (wealthy).

Phoenix area.
Some of those less than 25K jobs aren't as easy as some people say. If you're doing manual labor/grunt work type of job, then it's not as easy.

The salaries for all of those categories matches with the state I'm in, Texas.

However, even with a bachelors degree I got 8 years ago from the University of Houston, I make less than 13,000 with the job I currently have.
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Old 06-14-2013, 08:54 PM
 
Location: Wartrace,TN
6,473 posts, read 10,191,497 times
Reputation: 12763
It all depends on where you live. I paid 50,000 dollars for a small house on 15 acres, taxes are 350 dollars per year. Utilities are 50 dollars a month. I pay less than 400 a month for food.

I suspect that my expenses for everything would be higher in New York City
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Old 06-14-2013, 09:16 PM
 
Location: The hills of western Washington
251 posts, read 456,254 times
Reputation: 478
PERSONAL INCOMES
Very Low Salary: Under 35k unskilled jobs, retail, food service
Low Salary: $35-55k low skilled jobs that are less pleasant (semi-skilled labor, car sales)
Decent Salary: $75-100k entry-level white collar, average trades, teachers, police patrolman, etc.
Good Salary: $100-250K average engineer, fire fighter, mediocre attorney, average dentist
Great Salary: 250-750k management and quasi-professional jobs, technical workers, average physician
Amazing Salary: 750k and higher upper-management (C-level), professional jobs such as specialty MD

SoCal
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