U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Ceres, Zip Code 95307, Stanislaus County, California (CA), Tract 0025.02

Back to: Ceres, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 4265 Originated: 165 FHA, FSA/RHS & VA for an average of $163,485, 1227 Conventional Home Purchase for an average of $195,411, 2324 Refinancings for an average of $190,021, 226 Home Improvement for an average of $113,721, 6 Dwellings For 5+ Families for an average of $438,667, 313 Non-occupant Loans on < 5 Family Dwellings for an average of $181,677, 4 Loans On Manufactured Home Dwelling for an average of $46,000
    • 806 Approved applications, not accepted: 14 FHA, FSA/RHS & VA Home Purchase Loans for an average of $166,214, 221 Conventional Home Purchase for an average of $196,145, 445 Refinancings for an average of $207,724, 52 Home Improvement Loans for an average of $146,365, 1 Dwelling For 5+ Families for $1,000,000, 64 Non-occupant Loans on < 5 Family Dwellings for an average of $206,625, 9 Loans On Manufactured Home Dwelling for an average of $66,000
    • 1983 Denied loans: 31 FHA, FSA/RHS & VA Loans for an average of $154,935, 443 Conventional Home Purchase for an average of $206,282, 1135 Refinancings for an average of $212,759, 197 Home Improvement Loans for an average of $115,985, 3 Dwellings For 5+ Families for an average of $338,667, 148 Non-occupant Loans on < 5 Family Dwellings for an average of $202,986, 26 Loans On Manufactured Home Dwelling for an average of $54,154
    • 1177 Loans withdrawn: 22 FHA, FSA/RHS & VA Home Purchase Loans for an average of $156,136, 227 Conventional for an average of $193,031, 791 Refinancings for an average of $207,119, 52 Home Improvement for an average of $146,885, 2 Loans on Dwellings For 5+ Families for an average of $399,000, 78 Non-occupant Loans on < 5 Family Dwellings for an average of $189,154, 5 Loans On Manufactured Home Dwelling for an average of $113,600
    • 303 Closed for incompleteness: 7 FHA, FSA/RHS & VA for an average of $156,286, 52 Conventional for an average of $231,558, 223 Refinancings for an average of $213,161, 12 Home Improvement for an average of $146,083, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $207,375, 1 Loan On Manufactured Home Dwelling for $382,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (465) is comparable to CA average (566). The average loan value for this tract ($186,104) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (88) is comparable to CA average (99). The average loan value for this tract ($199,182) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (216) is comparable to CA average (195). The average loan value for this tract ($198,176) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (128) is comparable to CA average (124). The average loan value for this tract ($199,526) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (33) is comparable to CA average (34). The average loan value for this tract ($212,752) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 196 Loans originated: 97 Conventional Home Purchase for an average of $217,794, 94 Refinancings for an average of $224,521, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $236,400
    • 65 Approved, not accepted: 27 Conventional Home Purchase for an average of $211,741, 38 Refinancings for an average of $224,368
    • 6 Denied applications: 3 Conventional Home Purchase for an average of $250,333, 1 Refinancing for $384,000, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $195,000
    • 8 Withdrawn applications: 6 Conventional for an average of $186,833, 2 Refinancings for an average of $189,000
    • Conventional Home Purchase Loan Closed for incompleteness for $188,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 23 Originated: 7 Conventional Home Purchase Loans for an average of $199,714, 16 Refinancings for an average of $179,125
    • 4 Approved loans but not accepted: 2 Conventional Home Purchase Loans for an average of $202,000, 2 Refinancings for an average of $176,500
      Genworth Financial:
    • 7 Loans originated: 4 Conventional Home Purchase Loans for an average of $187,250, 3 Refinancings for an average of $189,333
    • 13 Approved applications, not accepted: Conventional Home Purchase Loan for $115,000, 12 Refinancings for an average of $165,167
      Mortgage Guaranty Insurance:
    • 17 Originated: 6 Conventional Home Purchase Loans for an average of $200,333, 11 Refinancings for an average of $189,000
    • 6 Refinancings approved, not accepted for an average of $173,333
      PMI Mortgage Insurance:
    • 12 Originated: 2 Conventional Home Purchase Loans for an average of $156,500, 10 Refinancings for an average of $173,000
    • Conventional Home Purchase Loan Withdrawn for $153,000
      Republic Mortgage Insurance:
    • 2 Refinancings originated for an average of $185,500
    • Refinancing Applications withdrawn for $72,000
      United Guaranty Corporation:
    • 2 Refinancings originated for an average of $177,500
    • 2 Refinancings Approved loans - not accepted for an average of $179,000
      Triad Guaranty Insurance:
    • 7 Refinancings originated for an average of $163,857
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $429,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Ceres, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2022 Advameg, Inc.