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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Ceres, Zip Code 95307, Stanislaus County, California (CA), Tract 0026.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2551 Originated: 193 FHA, FSA/RHS & VA for an average of $128,554, 722 Conventional Home Purchase Loans for an average of $162,565, 1249 Refinancings for an average of $153,359, 110 Home Improvement Loans for an average of $74,627, 13 Loans on Dwellings For 5+ Families for an average of $1,650,769, 259 Non-occupant Loans on < 5 Family Dwellings for an average of $161,683, 5 Loans On Manufactured Home Dwelling for an average of $40,800
    • 496 Loans approved but not accepted: 13 FHA, FSA/RHS & VA for an average of $104,308, 149 Conventional Home Purchase for an average of $172,188, 251 Refinancings for an average of $162,127, 30 Home Improvement Loans for an average of $93,300, 2 Dwellings For 5+ Families for an average of $195,000, 42 Non-occupant Loans on < 5 Family Dwellings for an average of $193,476, 9 Loans On Manufactured Home Dwelling for an average of $70,778
    • 1099 Denied applications: 28 FHA, FSA/RHS & VA Home Purchase Loans for an average of $125,750, 246 Conventional for an average of $165,341, 595 Refinancings for an average of $165,647, 122 Home Improvement for an average of $67,139, 4 Dwellings For 5+ Families for an average of $1,125,500, 95 Non-occupant Loans on < 5 Family Dwellings for an average of $185,189, 9 Loans On Manufactured Home Dwelling for an average of $55,556
    • 714 Withdrawn loans: 22 FHA, FSA/RHS & VA Home Purchase Loans for an average of $124,455, 147 Conventional for an average of $170,531, 452 Refinancings for an average of $150,699, 38 Home Improvement Loans for an average of $131,158, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $171,038, 3 Loans On Manufactured Home Dwelling for an average of $69,333
    • 216 Closed for incompleteness: 7 FHA, FSA/RHS & VA for an average of $119,571, 38 Conventional Home Purchase Loans for an average of $179,158, 140 Refinancings for an average of $170,679, 14 Home Improvement Loans for an average of $130,857, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $191,706

    Compared to the state average:

    • The number of loans originated per 1000 residents (576) is comparable to CA average (566). The average loan value for this tract ($158,948) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (112) is comparable to CA average (99). The average loan value for this tract ($160,601) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (248) is above CA average (195). The average loan value for this tract ($157,908) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (161) is above CA average (124). The average loan value for this tract ($154,073) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (49) is above CA average (34). The average loan value for this tract ($169,588) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 154 Originated: 87 Conventional Home Purchase Loans for an average of $145,908, 55 Refinancings for an average of $186,600, 12 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $158,250
    • 36 Approved applications but not accepted: 20 Conventional Home Purchase Loans for an average of $151,900, 10 Refinancings for an average of $178,300, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $152,333
    • 11 Applications denied: 5 Conventional Home Purchase Loans for an average of $121,200, 6 Refinancings for an average of $233,167
    • 8 Withdrawn loans: 2 Conventional Home Purchase Loans for an average of $113,500, 6 Refinancings for an average of $189,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Originated: Conventional Home Purchase Loan for $68,000, Refinancing for $87,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $90,000
    • Refinancing approved, not accepted for $104,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $140,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $92,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $98,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $39,000
    • Refinancing Approved applications, not accepted for $96,000
      Triad Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $66,000, Refinancing for $90,000


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