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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Ceres, Zip Code 95307, Stanislaus County, California (CA), Tract 0026.03

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1190 Loans originated: 37 FHA, FSA/RHS & VA Home Purchase Loans for an average of $161,649, 278 Conventional Home Purchase for an average of $177,737, 705 Refinancings for an average of $176,791, 75 Home Improvement for an average of $120,813, 1 Dwelling For 5+ Families for $675,000, 94 Non-occupant Loans on < 5 Family Dwellings for an average of $183,798
    • 211 Approved applications but not accepted: 3 FHA, FSA/RHS & VA Loans for an average of $152,000, 52 Conventional for an average of $171,000, 125 Refinancings for an average of $199,192, 14 Home Improvement Loans for an average of $106,643, 15 Non-occupant Loans on < 5 Family Dwellings for an average of $187,800, 2 Loans On Manufactured Home Dwelling for an average of $143,500
    • 427 Denied loans: 7 FHA, FSA/RHS & VA Loans for an average of $178,143, 83 Conventional for an average of $187,892, 273 Refinancings for an average of $204,176, 45 Home Improvement for an average of $138,867, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $176,833, 1 Loan On Manufactured Home Dwelling for $60,000
    • 295 Applications withdrawn: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $239,000, 35 Conventional Home Purchase Loans for an average of $190,943, 220 Refinancings for an average of $190,691, 26 Home Improvement for an average of $107,538, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $137,091
    • 98 Files closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $160,500, 7 Conventional for an average of $208,714, 80 Refinancings for an average of $210,700, 4 Home Improvement for an average of $84,750, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $142,800

    Compared to the state average:

    • The number of loans originated per 1000 residents (370) is below CA average (566). The average loan value for this tract ($173,986) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (66) is below CA average (99). The average loan value for this tract ($184,095) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (133) is below CA average (195). The average loan value for this tract ($192,211) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (92) is below CA average (124). The average loan value for this tract ($181,885) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (31) is comparable to CA average (34). The average loan value for this tract ($200,929) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 43 Originated: 22 Conventional for an average of $231,818, 21 Refinancings for an average of $221,429
    • 18 Approved - not accepted: 5 Conventional Home Purchase for an average of $211,400, 12 Refinancings for an average of $250,417, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $253,000
    • 4 Applications denied: 3 Conventional for an average of $116,000, 1 Refinancing for $393,000
    • 4 Withdrawn loans: 1 Conventional Home Purchase Loan for $338,000, 3 Refinancings for an average of $186,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 10 Originated: 4 Conventional Home Purchase Loans for an average of $201,000, 6 Refinancings for an average of $170,833
    • 2 Refinancings Approved loans, not accepted for an average of $202,500
      Genworth Financial:
    • 2 Loans originated: Conventional Home Purchase Loan for $173,000, Refinancing for $197,000
    • 2 Approved loans - not accepted: Conventional Home Purchase Loan for $122,000, Refinancing for $192,000
      Mortgage Guaranty Insurance:
    • 5 Originated: 2 Conventional Home Purchase Loans for an average of $218,000, 3 Refinancings for an average of $142,000
      PMI Mortgage Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $204,500, Refinancing for $187,000
    • Refinancing Applications approved but not accepted for $158,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $223,000
    • Refinancing Withdrawn applications for $100,000
      United Guaranty Corporation:
    • 2 Refinancings originated for an average of $185,000
    • Conventional Home Purchase Loan approved but not accepted for $313,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved - not accepted for $165,000


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