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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Ceres, Zip Code 95307, Stanislaus County, California (CA), Tract 0026.04

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1217 Loans originated: 75 FHA, FSA/RHS & VA Home Purchase Loans for an average of $156,840, 444 Conventional Home Purchase for an average of $176,950, 496 Refinancings for an average of $163,486, 49 Home Improvement for an average of $114,592, 7 Dwellings For 5+ Families for an average of $1,509,429, 146 Non-occupant Loans on < 5 Family Dwellings for an average of $175,938
    • 258 Loans approved but not accepted: 5 FHA, FSA/RHS & VA for an average of $160,200, 98 Conventional Home Purchase Loans for an average of $189,122, 121 Refinancings for an average of $188,851, 8 Home Improvement Loans for an average of $86,250, 2 Dwellings For 5+ Families for an average of $529,000, 23 Non-occupant Loans on < 5 Family Dwellings for an average of $212,739, 1 Loan On Manufactured Home Dwelling for $40,000
    • 530 Denied: 21 FHA, FSA/RHS & VA Loans for an average of $150,524, 139 Conventional Home Purchase Loans for an average of $174,921, 285 Refinancings for an average of $210,389, 48 Home Improvement for an average of $107,583, 1 Dwelling For 5+ Families for $465,000, 34 Non-occupant Loans on < 5 Family Dwellings for an average of $184,147, 2 Loans On Manufactured Home Dwelling for an average of $21,000
    • 322 Applications withdrawn: 9 FHA, FSA/RHS & VA for an average of $152,556, 71 Conventional Home Purchase Loans for an average of $167,535, 190 Refinancings for an average of $176,832, 17 Home Improvement for an average of $189,118, 2 Dwellings For 5+ Families for an average of $527,500, 33 Non-occupant Loans on < 5 Family Dwellings for an average of $168,061
    • 85 Applications closed for incompleteness: 6 FHA, FSA/RHS & VA Loans for an average of $98,833, 22 Conventional Home Purchase Loans for an average of $203,636, 54 Refinancings for an average of $178,019, 1 Home Improvement Loan for $290,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $172,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (274) is significantly below CA average (566). The average loan value for this tract ($175,256) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (58) is significantly below CA average (99). The average loan value for this tract ($189,407) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (120) is significantly below CA average (195). The average loan value for this tract ($187,487) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (73) is significantly below CA average (124). The average loan value for this tract ($176,031) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (19) is significantly below CA average (34). The average loan value for this tract ($180,235) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 74 Loans originated: 54 Conventional for an average of $209,759, 15 Refinancings for an average of $220,467, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $234,000
    • 20 Applications approved - not accepted: 9 Conventional Home Purchase Loans for an average of $221,667, 10 Refinancings for an average of $287,600, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $196,000
    • 8 Loans denied: 7 Conventional Home Purchase Loans for an average of $192,143, 1 Refinancing for $290,000
    • 4 Loans withdrawn: 3 Conventional Home Purchase Loans for an average of $196,333, 1 Refinancing for $97,000
    • 3 Closed for incompleteness: 1 Conventional Home Purchase Loan for $255,000, 1 Refinancing for $296,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $296,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 7 Loans originated: 6 Conventional Home Purchase Loans for an average of $171,833, Refinancing for $193,000
      Genworth Financial:
    • Refinancing Originated for $198,000
      Mortgage Guaranty Insurance:
    • Refinancing Originated for $153,000
      PMI Mortgage Insurance:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $157,000
    • Conventional Home Purchase Loan approved, not accepted for $180,000
    • Refinancing Applications withdrawn for $97,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $97,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $167,000
      Triad Guaranty Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $169,500, Refinancing for $167,000


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