U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Ceres, Zip Code 95307, Stanislaus County, California (CA), Tract 0026.05

Back to: Ceres, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 1761 Originated: 82 FHA, FSA/RHS & VA Home Purchase Loans for an average of $137,037, 467 Conventional Home Purchase Loans for an average of $160,672, 941 Refinancings for an average of $167,921, 102 Home Improvement for an average of $131,598, 1 Dwelling For 5+ Families for $3,800,000, 159 Non-occupant Loans on < 5 Family Dwellings for an average of $159,943, 9 Loans On Manufactured Home Dwelling for an average of $44,222
    • 333 Approved but not accepted: 9 FHA, FSA/RHS & VA for an average of $147,000, 96 Conventional Home Purchase for an average of $157,198, 183 Refinancings for an average of $176,913, 17 Home Improvement Loans for an average of $105,882, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $177,950, 8 Loans On Manufactured Home Dwelling for an average of $63,375
    • 855 Denied applications: 14 FHA, FSA/RHS & VA Loans for an average of $141,357, 150 Conventional Home Purchase Loans for an average of $161,833, 512 Refinancings for an average of $186,990, 101 Home Improvement for an average of $96,911, 49 Non-occupant Loans on < 5 Family Dwellings for an average of $191,755, 29 Loans On Manufactured Home Dwelling for an average of $56,793
    • 436 Applications withdrawn: 5 FHA, FSA/RHS & VA Loans for an average of $140,200, 72 Conventional for an average of $163,222, 311 Refinancings for an average of $188,701, 26 Home Improvement Loans for an average of $127,269, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $157,864
    • 115 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $116,500, 20 Conventional Home Purchase for an average of $160,600, 81 Refinancings for an average of $182,679, 4 Home Improvement for an average of $32,500, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $120,125

    Compared to the state average:

    • The number of loans originated per 1000 residents (434) is below CA average (566). The average loan value for this tract ($163,167) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (82) is comparable to CA average (99). The average loan value for this tract ($164,129) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (210) is comparable to CA average (195). The average loan value for this tract ($167,046) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (107) is comparable to CA average (124). The average loan value for this tract ($178,718) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (28) is comparable to CA average (34). The average loan value for this tract ($168,113) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 86 Loans originated: 47 Conventional Home Purchase Loans for an average of $188,553, 34 Refinancings for an average of $234,647, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $156,600
    • 23 Approved loans but not accepted: 13 Conventional Home Purchase Loans for an average of $175,692, 9 Refinancings for an average of $234,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $205,000
    • Refinancing Denied for $165,000
    • 6 Withdrawn loans: 2 Conventional Home Purchase for an average of $194,000, 4 Refinancings for an average of $209,500
    • 4 Files closed for incompleteness: 3 Conventional Home Purchase for an average of $219,000, 1 Refinancing for $176,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 9 Loans originated: 4 Conventional Home Purchase Loans for an average of $187,000, 5 Refinancings for an average of $186,600
    • 2 Conventional Home Purchase Loans Approved loans but not accepted for an average of $162,000
      Genworth Financial:
    • Refinancing Originated for $167,000
    • 2 Approved applications, not accepted: Conventional Home Purchase Loan for $139,000, Refinancing for $223,000
      Mortgage Guaranty Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $137,000, Refinancing for $160,000
    • Conventional Home Purchase Loan approved - not accepted for $178,000
      PMI Mortgage Insurance:
    • 5 Loans originated: 2 Conventional Home Purchase Loans for an average of $188,500, 3 Refinancings for an average of $158,667
    • Conventional Home Purchase Loan Approved, not accepted for $124,000
    • Refinancing Denied applications for $165,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $161,000
    • Conventional Home Purchase Loan Withdrawn for $189,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Originated for an average of $168,000
    • 2 Loans approved, not accepted: Conventional Home Purchase Loan for $235,000, Refinancing for $116,000
      Triad Guaranty Insurance:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $168,333, Refinancing for $152,000
    • Refinancing Applications closed for incompleteness for $176,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Ceres, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2022 Advameg, Inc.