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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Falcon Heights, Zip Code 55108, Ramsey County, Minnesota (MN), Tract 0420.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 245 Loans originated: 8 FHA, FSA/RHS & VA for an average of $169,375, 72 Conventional Home Purchase Loans for an average of $195,708, 134 Refinancings for an average of $170,828, 23 Home Improvement for an average of $86,609, 1 Loan on Dwelling For 5+ Families for $2,025,000, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $181,000
    • 44 Loans approved but not accepted: 1 FHA, FSA/RHS & VA for $145,000, 19 Conventional for an average of $149,684, 21 Refinancings for an average of $152,810, 2 Home Improvement Loans for an average of $18,000, 1 Non-occupant Loan on < 5 Family Dwelling for $65,000
    • 72 Applications denied: 15 Conventional Home Purchase for an average of $156,600, 46 Refinancings for an average of $186,717, 8 Home Improvement Loans for an average of $76,250, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $111,000, 1 Loan On Manufactured Home Dwelling for $72,000
    • 42 Withdrawn loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $177,000, 17 Conventional Home Purchase for an average of $202,000, 21 Refinancings for an average of $165,429, 2 Home Improvement for an average of $100,000, 1 Non-occupant Loan on < 5 Family Dwelling for $375,000
    • 11 Closed for incompleteness: 4 Conventional Home Purchase for an average of $92,500, 7 Refinancings for an average of $220,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (108) is significantly below MN average (440). The average loan value for this tract ($178,045) is comparable to the state average ($155,656).
    • The number of loans not accepted per 1000 residents (19) is significantly below MN average (51). The average loan value for this tract ($143,159) is comparable to the state average ($142,820).
    • The number of loans denied per 1000 residents (32) is significantly below MN average (119). The average loan value for this tract ($164,472) is comparable to the state average ($141,458).
    • The number of loans withdrawn per 1000 residents (18) is significantly below MN average (76). The average loan value for this tract ($182,381) is comparable to the state average ($159,345).
    • The number of loans closed per 1000 residents (5) is significantly below MN average (23). The average loan value for this tract ($173,636) is comparable to the state average ($162,540).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 23 Loans originated: 16 Conventional Home Purchase for an average of $184,625, 5 Refinancings for an average of $239,200, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $153,500
    • 10 Conventional Home Purchase Loans approved but not accepted for an average of $210,600
    • Refinancing denied for $233,000
    • Conventional Home Purchase Loan Withdrawn for $180,000
    • 2 Conventional Home Purchase Loans Closed for incompleteness for an average of $185,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $95,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $56,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $194,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $158,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $70,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $190,000
      Triad Guaranty Insurance:
    • Refinancing originated for $122,000

    Statistics for this city, Zip Code 55108, Tract 0420.01 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Conventional Home Purchase Loan denied for $280,000
      US BANK, N.A. (OH):
    • Refinancing originated for $142,000
      NATIONAL CITY BANK (OH):
    • Conventional Home Purchase Loan Denied for $39,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Denied for $386,000
      CITIBANK, N.A. (NV):
    • Conventional Home Purchase Loan Originated for $37,000
      WELLS FARGO BANK, NA (SD):
    • Refinancing Approved , not accepted for $67,000
    • 2 Refinancings denied for an average of $55,500
      WELLS FARGO BANK MINNESOTA NA (MN):
    • 2 Refinancings Originated for an average of $35,500
    • Refinancing Denied for $53,000
      FIRST NATIONAL BANK OF ELK RIV (MN):
    • Refinancing originated for $196,000
      BANK OF AMERICA, N.A. (NC):
    • 3 Refinancings originated for an average of $101,000
    • 2 Refinancings withdrawn for an average of $69,000
      TCF NATIONAL BANK (MN):
    • Conventional Home Purchase Loan Denied for $407,000
      US BANK NORTH DAKOTA (ND):
    • Conventional Home Purchase Loan Denied for $28,000
      ASSOCIATED BANK, N.A. (WI):
    • Refinancing originated for $140,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • Refinancing denied for $101,000
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan originated for $198,000
      HSBC MORTGAGE CORP (NY):
    • Conventional Home Purchase Loan originated for $150,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • Refinancing Originated for $214,000
      ABN AMRO MTG GROUP INC (MI):
    • Refinancing originated for $119,000
    • Refinancing Denied for $156,000
      TCF MORTGAGE CORPORATION (MN):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $140,000
      WELLS FARGO FUNDING, INC (IA):
    • Refinancing approved, not accepted for $140,000
      HOMESERVICES LENDING, LLC (FL):
    • Refinancing Originated for $347,000
      CROSSLAND MORTGAGE CORPORATION (UT):
    • Refinancing Closed for incompleteness for $126,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 4 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $131,000, 3 Conventional Home Purchase Loans for an average of $86,000
    • 3 Conventional Home Purchase Loans approved - not accepted for an average of $112,667
    • Conventional Home Purchase Loan withdrawn for $55,000

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    Home Mortgage Disclosure Act Statistics for Southeast Falcon Heights, Minnesota (MN), Zip Code 55108, Ramsey County, Tract 0420.01 - Federal Reserve System (FRB)

      RICHFIELD BANK & TRUST COMPANY (WI):
    • Home Improvement Loan originated for $53,000
      M&I MARSHALL & ILSLEY BANK (WI):
    • Refinancing originated for $115,000
      IRWIN MORTGAGE CORPORATION (IN):
    • Conventional Home Purchase Loan originated for $75,000
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing Originated for $169,000
    • Refinancing closed for incompleteness for $138,000
      WELLS FARGO FIN'L MINNESOTA (IA):
    • Refinancing Denied for $120,000
      BENEFICIAL COMPANY LLC (IL):
    • Refinancing denied for $310,000
      HFC COMPANY LLC (IL):
    • Refinancing denied for $67,000
      BANKFIRST (SD):
    • Conventional Home Purchase Loan originated for $309,000
      CITIFINANCIAL SERVICES, INC. (MN):
    • Refinancing Denied for $17,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • Refinancing Withdrawn for $191,000
      DECISION ONE MORTGAGE (IL):
    • 2 Refinancings Originated for an average of $162,500
      E-LOAN INC (CA):
    • Refinancing withdrawn for $190,000

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    Home Mortgage Disclosure Act Statistics for Southeast Falcon Heights, Minnesota (MN), Zip Code 55108, Ramsey County, Tract 0420.01 - Federal Deposit Insurance Corporation (FDIC)

      BANK OF THE WEST (CA):
    • Conventional Home Purchase Loan approved but not accepted for $309,000
      STATE BANK OF NEW PRAGUE (MN):
    • Conventional Home Purchase Loan Denied for $200,000
      RICHFIELD BANK & TRUST CO. (MN):
    • Refinancing originated for $227,000
      NORTH STAR BANK (MN):
    • 2 Denied applications: 1 Refinancing for $48,000, 1 Home Improvement Loan for $18,000
      VOYAGER BANK (MN):
    • Conventional Home Purchase Loan Originated for $162,000
      BOUNDARY WATERS BANK (MN):
    • Refinancing originated for $190,000
      THE BUSINESS BANK (MN):
    • FHA, FSA/RHS & VA Home Purchase Loan withdrawn for $177,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Refinancing Originated for $272,000

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 55108, Tract 0420.01 - Office of Thrift Supervision (OTS)

      CITIBANK, FSB (VA):
    • Refinancing Originated for $180,000
      FIRST FEDERAL CAPITAL BANK (WI):
    • Refinancing originated for $131,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing originated for $275,000
      AMTRUST BANK (OH):
    • Refinancing originated for $360,000
      ANCHORBANK FSB (WI):
    • 2 Refinancings Originated for an average of $229,000
      E*TRADE BANK (VA):
    • Conventional Home Purchase Loan withdrawn for $118,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • 2 Conventional Home Purchase Loans Approved, not accepted for an average of $119,000
    • Conventional Home Purchase Loan Denied for $243,000
      CHEVY CHASE BANK, F.S.B. (VA):
    • Home Improvement Loan Approved , not accepted for $6,000
      EASTERN SAVINGS BANK, FSB (MD):
    • Refinancing Denied for $120,000
      FLAGSTAR BANK (MI):
    • Refinancing approved but not accepted for $297,000
      WASHINGTON MUTUAL BANK (NV):
    • Loan on Dwelling For 5+ Families Originated for $2,025,000
      WORLD SAVINGS BANK, FSB (CA):
    • Conventional Home Purchase Loan closed for incompleteness for $160,000
      LB COMMUNITY BANK & TRUST, FSB (MN):
    • Conventional Home Purchase Loan Originated for $42,000
      THRIVENT FINANCIAL BANK (WI):
    • Refinancing originated for $78,000
      GMAC BANK (DE):
    • Home Improvement Loan denied for $16,000
      ING BANK, FSB (DE):
    • Refinancing Originated for $158,000
      COUNTRYWIDE BANK, FSB (VA):
    • Conventional Home Purchase Loan originated for $340,000
    • Refinancing withdrawn for $118,000
      INTERVALE MORTGAGE (RI):
    • Conventional Home Purchase Loan Withdrawn for $35,000
      M&I MORTGAGE CORP (WI):
    • Refinancing Originated for $107,000
      KNUTSON MORTGAGE CORP. (MN):
    • 6 Loans originated: 5 Conventional Home Purchase Loans for an average of $158,600, 1 Refinancing for $77,000
      RBMG, INC (SC):
    • Home Improvement Loan originated for $123,000
      CORINTHIAN MORTGAGE CORP (MS):
    • Refinancing Withdrawn for $108,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • 3 Conventional Home Purchase Loans Originated for an average of $220,667

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    Home Mortgage Disclosure Act Statistics for this city, Zip Code 55108, Ramsey County, Tract 0420.01 - National Credit Union Administration (NCUA)

      PENTAGON FEDERAL CREDIT UNION (VA):
    • Refinancing originated for $29,000
      AFFINITY PLUS CREDIT UNION (MN):
    • Home Improvement Loan Originated for $37,000
      ENDURA FINANCIAL FEDERAL CREDIT UNION (MN):
    • Home Improvement Loan originated for $40,000
      C.U. MORTGAGE SERVICES, INC. (MN):
    • Refinancing originated for $83,000

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    Statistics for this city, Zip Code 55108, Tract 0420.01 - Department of Housing and Urban Development (HUD)

      BANKERS MORTGAGE COMPANY, LLC (MN):
    • Refinancing originated for $140,000
      TOWN & COUNTRY CREDIT (CA):
    • Refinancing Denied for $120,000
    • Refinancing withdrawn for $148,000
      HOMESERVICES LENDING, LLC (IA):
    • Conventional Home Purchase Loan originated for $218,000
      E-LOAN, INC. (CA):
    • Home Improvement Loan Denied for $80,000
      FINANCE AMERICA, LLC (CA):
    • Conventional Home Purchase Loan Denied for $51,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • Refinancing closed for incompleteness for $202,000
      HOMEFIELD FINANCIAL, INC. (CA):
    • 2 Withdrawn applications: 1 Conventional for $375,000, 1 Non-occupant Loan on < 5 Family Dwelling for $375,000
      PARAGON HOME LENDING, LLC (WI):
    • Conventional Home Purchase Loan Denied for $126,000
      AMERICAN RESIDENTIAL MORTGAGE (MN):
    • Refinancing Approved but not accepted for $308,000
      OAK STREET MORTGAGE (IN):
    • Refinancing Withdrawn for $85,000
      SEBRING CAPITAL PARTNERS, LP (TX):
    • Conventional Home Purchase Loan closed for incompleteness for $120,000
      HOME LOAN CENTER, INC. (CA):
    • Conventional Home Purchase Loan Withdrawn for $56,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing Denied for $169,000
      ADVENT MORTGAGE, LLC (KY):
    • Conventional Home Purchase Loan withdrawn for $126,000
      GREEN TREE SERVICING LLC (MN):
    • Conventional Home Purchase Loan approved but not accepted for $28,000
      PHH HOME LOANS (NJ):
    • 4 Originated: 3 Conventional Home Purchase for an average of $342,333, 1 Refinancing for $180,000
      PHH MORTGAGE CORPORATION (NJ):
    • 3 Originated: 2 Conventional for an average of $118,500, 1 Non-occupant Loan on < 5 Family Dwelling for $172,000
      MORGAN STANLEY CREDIT CORPORAT (IL):
    • Conventional Home Purchase Loan Withdrawn for $140,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing approved - not accepted for $119,000
      BENEFICIAL (IL):
    • Refinancing denied for $185,000
    • Refinancing withdrawn for $174,000
      CTX MORTGAGE COMPANY, LLC (TX):
    • Conventional Home Purchase Loan Withdrawn for $263,000
      LSI MORTGAGE-PLUS (GA):
    • Refinancing Approved, not accepted for $297,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Refinancings Originated for an average of $162,500
    • Conventional Home Purchase Loan approved but not accepted for $125,000
    • Conventional Home Purchase Loan closed for incompleteness for $60,000
      INDYMAC MORTGAGE HOLDINGS INC. (CA):
    • 2 Applications denied: 1 Refinancing for $114,000, 1 Non-occupant Loan on < 5 Family Dwelling for $114,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing denied for $223,000
      LAKELAND MORTGAGE CORPORATION (MN):
    • Conventional Home Purchase Loan withdrawn for $266,000
      21ST MORTGAGE CORPORATION (TN):
    • 2 Denied loans: 1 Conventional Home Purchase Loan for $72,000, 1 Loan On Manufactured Home Dwelling for $72,000
      LOANCITY (CA):
    • Conventional Home Purchase Loan Withdrawn for $149,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing Withdrawn for $239,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • Refinancing Originated for $108,000
      RIVER CITY MORTGAGE & FINANCIA (MN):
    • Conventional Home Purchase Loan Originated for $290,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Conventional Home Purchase Loan originated for $235,000
      AMERICAN EQUITY MORTGAGE, INC. (MO):
    • Refinancing Denied for $176,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $200,000
      MILA, INC (WA):
    • Conventional Home Purchase Loan Approved - not accepted for $128,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • 2 Loans originated: 1 Refinancing for $225,000, 1 Non-occupant Loan on < 5 Family Dwelling for $225,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing originated for $220,000
      BELL AMERICA MORTGAGE LLC DBA (MN):
    • Conventional Home Purchase Loan originated for $125,000
      AAMES FUNDING CORPORATION (CA):
    • 2 Refinancings Originated for an average of $108,500
    • 2 Refinancings Withdrawn for an average of $97,000

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