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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Florin, Zip Code 95828, Sacramento County, California (CA), Tract 0048.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2700 Originated: 203 FHA, FSA/RHS & VA for an average of $114,783, 700 Conventional Home Purchase for an average of $129,159, 1373 Refinancings for an average of $146,533, 132 Home Improvement for an average of $99,977, 2 Dwellings For 5+ Families for an average of $5,225,000, 289 Non-occupant Loans on < 5 Family Dwellings for an average of $136,796, 1 Loan On Manufactured Home Dwelling for $40,000
    • 471 Approved - not accepted: 12 FHA, FSA/RHS & VA for an average of $105,250, 115 Conventional Home Purchase Loans for an average of $140,565, 253 Refinancings for an average of $143,585, 43 Home Improvement Loans for an average of $72,977, 48 Non-occupant Loans on < 5 Family Dwellings for an average of $136,667
    • 1335 Denied loans: 35 FHA, FSA/RHS & VA for an average of $146,743, 280 Conventional Home Purchase Loans for an average of $140,221, 767 Refinancings for an average of $152,421, 143 Home Improvement for an average of $64,951, 2 Loans on Dwellings For 5+ Families for an average of $85,500, 103 Non-occupant Loans on < 5 Family Dwellings for an average of $151,039, 5 Loans On Manufactured Home Dwelling for an average of $32,000
    • 720 Withdrawn: 22 FHA, FSA/RHS & VA Loans for an average of $110,818, 112 Conventional Home Purchase Loans for an average of $137,884, 491 Refinancings for an average of $149,688, 38 Home Improvement Loans for an average of $77,237, 1 Loan on Dwelling For 5+ Families for $97,000, 56 Non-occupant Loans on < 5 Family Dwellings for an average of $145,054
    • 194 Applications closed for incompleteness: 7 FHA, FSA/RHS & VA for an average of $113,000, 24 Conventional for an average of $149,583, 141 Refinancings for an average of $146,745, 5 Home Improvement for an average of $63,000, 2 Loans on Dwellings For 5+ Families for an average of $2,573,000, 15 Non-occupant Loans on < 5 Family Dwellings for an average of $129,867

    Compared to the state average:

    • The number of loans originated per 1000 residents (599) is comparable to CA average (566). The average loan value for this tract ($140,046) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (104) is comparable to CA average (99). The average loan value for this tract ($134,720) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (296) is above CA average (195). The average loan value for this tract ($139,686) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (160) is above CA average (124). The average loan value for this tract ($142,407) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (43) is above CA average (34). The average loan value for this tract ($167,428) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 154 Loans originated: 83 Conventional Home Purchase Loans for an average of $153,048, 58 Refinancings for an average of $159,534, 13 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $132,000
    • 37 Approved loans but not accepted: 17 Conventional Home Purchase Loans for an average of $155,118, 16 Refinancings for an average of $185,500, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $181,250
    • 9 Applications denied: 3 Conventional Home Purchase for an average of $113,667, 6 Refinancings for an average of $284,667
    • 14 Loans withdrawn: 7 Conventional Home Purchase Loans for an average of $123,714, 5 Refinancings for an average of $146,400, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $78,000
    • Refinancing closed for incompleteness for $110,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Originated for an average of $64,500
    • 2 Conventional Home Purchase Loans Loans approved - not accepted for an average of $74,500
      Genworth Financial:
    • 3 Refinancings originated for an average of $76,333
      Mortgage Guaranty Insurance:
    • 6 Loans originated: 4 Conventional Home Purchase Loans for an average of $92,000, 2 Refinancings for an average of $74,000
      PMI Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $81,000, Refinancing for $71,000
    • Refinancing Applications withdrawn for $88,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $55,000
      United Guaranty Corporation:
    • Refinancing originated for $81,000
      Triad Guaranty Insurance:
    • Refinancing Approved applications, not accepted for $157,000
      CMG Mortgage Insurance:
    • Refinancing originated for $214,000


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