U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Florin, Zip Code 95828, Sacramento County, California (CA), Tract 0050.01

Back to: Florin, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 5951 Originated: 403 FHA, FSA/RHS & VA for an average of $117,017, 1768 Conventional Home Purchase Loans for an average of $146,428, 2674 Refinancings for an average of $154,065, 288 Home Improvement for an average of $91,486, 7 Loans on Dwellings For 5+ Families for an average of $1,304,000, 807 Non-occupant Loans on < 5 Family Dwellings for an average of $151,845, 4 Loans On Manufactured Home Dwelling for an average of $42,750
    • 1221 Approved loans but not accepted: 30 FHA, FSA/RHS & VA Home Purchase Loans for an average of $131,967, 343 Conventional Home Purchase Loans for an average of $155,122, 593 Refinancings for an average of $156,831, 95 Home Improvement Loans for an average of $85,684, 1 Dwelling For 5+ Families for $83,000, 146 Non-occupant Loans on < 5 Family Dwellings for an average of $171,822, 13 Loans On Manufactured Home Dwelling for an average of $48,308
    • 2971 Denied loans: 59 FHA, FSA/RHS & VA Home Purchase Loans for an average of $140,576, 546 Conventional Home Purchase Loans for an average of $168,300, 1718 Refinancings for an average of $165,877, 361 Home Improvement Loans for an average of $75,296, 1 Loan on Dwelling For 5+ Families for $76,000, 266 Non-occupant Loans on < 5 Family Dwellings for an average of $182,835, 20 Loans On Manufactured Home Dwelling for an average of $72,600
    • 1615 Applications withdrawn: 45 FHA, FSA/RHS & VA Loans for an average of $127,200, 282 Conventional for an average of $163,511, 1055 Refinancings for an average of $164,282, 76 Home Improvement for an average of $91,553, 2 Dwellings For 5+ Families for an average of $116,000, 154 Non-occupant Loans on < 5 Family Dwellings for an average of $173,987, 1 Loan On Manufactured Home Dwelling for $330,000
    • 470 Files closed for incompleteness: 11 FHA, FSA/RHS & VA Home Purchase Loans for an average of $120,455, 76 Conventional Home Purchase for an average of $169,961, 337 Refinancings for an average of $167,131, 16 Home Improvement for an average of $135,750, 30 Non-occupant Loans on < 5 Family Dwellings for an average of $187,900

    Compared to the state average:

    • The number of loans originated per 1000 residents (757) is above CA average (566). The average loan value for this tract ($147,235) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (155) is significantly above CA average (99). The average loan value for this tract ($150,781) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (378) is significantly above CA average (195). The average loan value for this tract ($155,674) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (205) is significantly above CA average (124). The average loan value for this tract ($160,660) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (60) is significantly above CA average (34). The average loan value for this tract ($166,753) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 353 Loans originated: 203 Conventional Home Purchase Loans for an average of $164,828, 116 Refinancings for an average of $176,914, 34 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $172,000
    • 93 Applications approved, not accepted: 43 Conventional Home Purchase for an average of $165,256, 35 Refinancings for an average of $168,886, 15 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $167,200
    • 18 Denied: 10 Conventional Home Purchase Loans for an average of $137,000, 4 Refinancings for an average of $179,750, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $183,750
    • 20 Loans withdrawn: 13 Conventional Home Purchase Loans for an average of $216,462, 6 Refinancings for an average of $272,667, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $176,000
    • 2 Refinancings closed for incompleteness for an average of $223,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Originated: Conventional Home Purchase Loan for $88,000, 2 Refinancings for an average of $89,000
    • Refinancing Approved - not accepted for $108,000
      Genworth Financial:
    • 2 Loans originated: Conventional Home Purchase Loan for $100,000, Refinancing for $129,000
      Mortgage Guaranty Insurance:
    • 6 Loans originated: 4 Conventional Home Purchase Loans for an average of $77,500, 2 Refinancings for an average of $67,500
    • 2 Loans approved - not accepted: Conventional Home Purchase Loan for $84,000, Refinancing for $129,000
      PMI Mortgage Insurance:
    • 2 Refinancings originated for an average of $70,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $100,000
      United Guaranty Corporation:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $71,500, Refinancing for $89,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $118,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Florin, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2021 Advameg, Inc.