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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Florin, Zip Code 95823, Sacramento County, California (CA), Tract 0050.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3123 Loans originated: 239 FHA, FSA/RHS & VA Loans for an average of $115,695, 967 Conventional Home Purchase for an average of $124,205, 1309 Refinancings for an average of $144,316, 131 Home Improvement Loans for an average of $93,947, 15 Loans on Dwellings For 5+ Families for an average of $1,478,400, 448 Non-occupant Loans on < 5 Family Dwellings for an average of $135,100, 14 Loans On Manufactured Home Dwelling for an average of $113,929
    • 571 Applications approved, not accepted: 15 FHA, FSA/RHS & VA Loans for an average of $105,400, 171 Conventional for an average of $144,673, 267 Refinancings for an average of $142,015, 39 Home Improvement Loans for an average of $77,333, 1 Loan on Dwelling For 5+ Families for $50,000, 72 Non-occupant Loans on < 5 Family Dwellings for an average of $150,708, 6 Loans On Manufactured Home Dwelling for an average of $56,667
    • 1588 Denied applications: 53 FHA, FSA/RHS & VA Home Purchase Loans for an average of $111,094, 381 Conventional Home Purchase for an average of $147,142, 813 Refinancings for an average of $158,269, 162 Home Improvement for an average of $78,735, 2 Dwellings For 5+ Families for an average of $2,900,000, 155 Non-occupant Loans on < 5 Family Dwellings for an average of $174,206, 22 Loans On Manufactured Home Dwelling for an average of $73,409
    • 760 Withdrawn: 32 FHA, FSA/RHS & VA for an average of $114,688, 171 Conventional for an average of $153,579, 443 Refinancings for an average of $162,600, 33 Home Improvement Loans for an average of $105,788, 4 Dwellings For 5+ Families for an average of $1,629,500, 75 Non-occupant Loans on < 5 Family Dwellings for an average of $156,613, 2 Loans On Manufactured Home Dwelling for an average of $37,000
    • 227 Files closed for incompleteness: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $95,250, 34 Conventional Home Purchase Loans for an average of $128,765, 149 Refinancings for an average of $158,114, 7 Home Improvement Loans for an average of $191,857, 1 Dwelling For 5+ Families for $136,000, 32 Non-occupant Loans on < 5 Family Dwellings for an average of $125,125

    Compared to the state average:

    • The number of loans originated per 1000 residents (541) is comparable to CA average (566). The average loan value for this tract ($138,735) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (99) is comparable to CA average (99). The average loan value for this tract ($137,469) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (275) is above CA average (195). The average loan value for this tract ($149,744) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (132) is comparable to CA average (124). The average loan value for this tract ($162,886) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (39) is comparable to CA average (34). The average loan value for this tract ($148,903) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 200 Loans originated: 116 Conventional Home Purchase for an average of $137,371, 61 Refinancings for an average of $187,590, 22 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $125,364, 1 Loan On Manufactured Home Dwelling (A & B) for $173,000
    • 43 Approved applications, not accepted: 23 Conventional Home Purchase Loans for an average of $156,609, 16 Refinancings for an average of $206,375, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $152,500
    • 12 Loans denied: 8 Conventional for an average of $166,375, 2 Refinancings for an average of $241,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $214,500
    • 3 Withdrawn loans: 1 Conventional Home Purchase Loan for $234,000, 1 Refinancing for $315,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $234,000
    • 8 Files closed for incompleteness: 4 Conventional for an average of $150,750, 1 Refinancing for $140,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $183,333

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Loans originated: Conventional Home Purchase Loan for $47,000, Refinancing for $125,000
    • 2 Approved - not accepted: Conventional Home Purchase Loan for $87,000, Refinancing for $72,000
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $93,000, Refinancing for $73,000
      Mortgage Guaranty Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $73,500, Refinancing for $85,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $99,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $79,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $81,000
      Triad Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Originated for an average of $218,000
      CMG Mortgage Insurance:
    • Refinancing Originated for $225,000


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