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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Florin, Zip Code 95828, Sacramento County, California (CA), Tract 0051.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2630 Originated: 168 FHA, FSA/RHS & VA for an average of $128,095, 724 Conventional Home Purchase for an average of $141,544, 1310 Refinancings for an average of $154,020, 150 Home Improvement for an average of $98,040, 8 Loans on Dwellings For 5+ Families for an average of $1,928,000, 254 Non-occupant Loans on < 5 Family Dwellings for an average of $150,217, 16 Loans On Manufactured Home Dwelling for an average of $59,375
    • 544 Loans approved - not accepted: 15 FHA, FSA/RHS & VA Home Purchase Loans for an average of $137,400, 172 Conventional for an average of $153,110, 243 Refinancings for an average of $155,761, 43 Home Improvement Loans for an average of $58,279, 64 Non-occupant Loans on < 5 Family Dwellings for an average of $172,766, 7 Loans On Manufactured Home Dwelling for an average of $65,429
    • 1571 Loans denied: 29 FHA, FSA/RHS & VA Home Purchase Loans for an average of $144,276, 379 Conventional for an average of $142,768, 830 Refinancings for an average of $158,998, 195 Home Improvement Loans for an average of $67,128, 108 Non-occupant Loans on < 5 Family Dwellings for an average of $163,241, 30 Loans On Manufactured Home Dwelling for an average of $59,633
    • 709 Withdrawn: 17 FHA, FSA/RHS & VA for an average of $135,059, 149 Conventional for an average of $174,725, 446 Refinancings for an average of $160,316, 44 Home Improvement Loans for an average of $110,477, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $174,288, 1 Loan On Manufactured Home Dwelling for $32,000
    • 231 Files closed for incompleteness: 11 FHA, FSA/RHS & VA Loans for an average of $127,545, 37 Conventional Home Purchase Loans for an average of $199,189, 157 Refinancings for an average of $150,083, 8 Home Improvement Loans for an average of $151,000, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $149,611

    Compared to the state average:

    • The number of loans originated per 1000 residents (569) is comparable to CA average (566). The average loan value for this tract ($150,190) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (118) is comparable to CA average (99). The average loan value for this tract ($147,550) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (340) is significantly above CA average (195). The average loan value for this tract ($141,801) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (153) is comparable to CA average (124). The average loan value for this tract ($160,489) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (50) is above CA average (34). The average loan value for this tract ($156,870) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 135 Originated: 73 Conventional for an average of $173,685, 54 Refinancings for an average of $189,074, 8 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $212,000
    • 36 Approved applications but not accepted: 12 Conventional Home Purchase for an average of $197,583, 22 Refinancings for an average of $197,636, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $327,500
    • 6 Denied applications: 5 Conventional Home Purchase for an average of $153,400, 1 Refinancing for $74,000
    • 6 Withdrawn loans: 3 Conventional Home Purchase for an average of $184,000, 3 Refinancings for an average of $312,000
    • 2 Applications closed for incompleteness: 1 Conventional Home Purchase Loan for $132,000, 1 Refinancing for $306,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 5 Originated: 2 Conventional Home Purchase Loans for an average of $82,000, 3 Refinancings for an average of $81,000
      Genworth Financial:
    • 3 Refinancings originated for an average of $118,333
      Mortgage Guaranty Insurance:
    • 4 Originated: Conventional Home Purchase Loan for $96,000, 3 Refinancings for an average of $117,000
    • Refinancing Approved, not accepted for $136,000
      PMI Mortgage Insurance:
    • Refinancing originated for $71,000
    • Refinancing Denied for $74,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $98,500
    • 2 Refinancings Approved applications, not accepted for an average of $147,500
    • Conventional Home Purchase Loan Withdrawn for $99,000
      United Guaranty Corporation:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $119,500, Refinancing for $140,000
      Triad Guaranty Insurance:
    • Refinancing Approved, not accepted for $110,000
      CMG Mortgage Insurance:
    • 2 Refinancings Originated for an average of $288,500


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