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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Florin, Zip Code 95828, Sacramento County, California (CA), Tract 0051.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2565 Originated: 172 FHA, FSA/RHS & VA for an average of $128,692, 673 Conventional Home Purchase for an average of $148,470, 1264 Refinancings for an average of $149,383, 141 Home Improvement Loans for an average of $78,851, 2 Dwellings For 5+ Families for an average of $15,200,000, 225 Non-occupant Loans on < 5 Family Dwellings for an average of $152,373, 88 Loans On Manufactured Home Dwelling for an average of $96,148
    • 500 Approved applications but not accepted: 10 FHA, FSA/RHS & VA Home Purchase Loans for an average of $128,400, 133 Conventional Home Purchase Loans for an average of $140,053, 238 Refinancings for an average of $141,576, 43 Home Improvement Loans for an average of $67,907, 40 Non-occupant Loans on < 5 Family Dwellings for an average of $147,825, 36 Loans On Manufactured Home Dwelling for an average of $81,028
    • 1329 Loans denied: 16 FHA, FSA/RHS & VA for an average of $136,563, 302 Conventional Home Purchase Loans for an average of $140,705, 707 Refinancings for an average of $152,270, 123 Home Improvement for an average of $82,447, 1 Dwelling For 5+ Families for $85,000, 94 Non-occupant Loans on < 5 Family Dwellings for an average of $172,021, 86 Loans On Manufactured Home Dwelling for an average of $88,233
    • 660 Loans withdrawn: 16 FHA, FSA/RHS & VA Home Purchase Loans for an average of $144,500, 107 Conventional for an average of $168,776, 443 Refinancings for an average of $157,156, 30 Home Improvement Loans for an average of $137,600, 45 Non-occupant Loans on < 5 Family Dwellings for an average of $143,778, 19 Loans On Manufactured Home Dwelling for an average of $115,053
    • 189 Applications closed for incompleteness: 4 FHA, FSA/RHS & VA Loans for an average of $133,250, 22 Conventional for an average of $154,909, 137 Refinancings for an average of $168,679, 5 Home Improvement for an average of $65,200, 15 Non-occupant Loans on < 5 Family Dwellings for an average of $167,133, 6 Loans On Manufactured Home Dwelling for an average of $123,833

    Compared to the state average:

    • The number of loans originated per 1000 residents (539) is comparable to CA average (566). The average loan value for this tract ($154,050) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (105) is comparable to CA average (99). The average loan value for this tract ($130,712) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (279) is above CA average (195). The average loan value for this tract ($140,193) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (139) is comparable to CA average (124). The average loan value for this tract ($155,720) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (40) is comparable to CA average (34). The average loan value for this tract ($162,042) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 146 Originated: 80 Conventional Home Purchase for an average of $165,938, 55 Refinancings for an average of $166,509, 7 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $202,286, 4 Loans On Manufactured Home Dwelling (A & B) for an average of $149,750
    • 33 Approved loans, not accepted: 17 Conventional Home Purchase Loans for an average of $168,941, 13 Refinancings for an average of $167,538, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $177,000, 1 Loan On Manufactured Home Dwelling (A & B) for $234,000
    • 11 Denied applications: 4 Conventional Home Purchase Loans for an average of $145,250, 3 Refinancings for an average of $93,333, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $118,500, 2 Loans On Manufactured Home Dwelling (A & B) for an average of $145,000
    • 15 Loans withdrawn: 5 Conventional Home Purchase for an average of $230,600, 10 Refinancings for an average of $185,100
    • 3 Conventional Home Purchase Loans closed for incompleteness for an average of $110,667

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing originated for $104,000
      Genworth Financial:
    • 2 Conventional Home Purchase Loans Originated for an average of $100,500
    • 2 Conventional Home Purchase Loans Files closed for incompleteness for an average of $60,000
      Mortgage Guaranty Insurance:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $96,333, Refinancing for $84,000
    • Refinancing Approved applications but not accepted for $92,000
    • Refinancing withdrawn for $95,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $73,000
    • Refinancing Applications denied for $92,000
      Republic Mortgage Insurance:
    • Refinancing originated for $123,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $92,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $92,000


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