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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Irvine, Zip Code 92620, Orange County, California (CA), Tract 0525.25

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5569 Loans originated: 27 FHA, FSA/RHS & VA Loans for an average of $488,704, 1600 Conventional Home Purchase for an average of $421,974, 3487 Refinancings for an average of $340,979, 204 Home Improvement for an average of $228,637, 1 Loan on Dwelling For 5+ Families for $23,887,000, 250 Non-occupant Loans on < 5 Family Dwellings for an average of $325,324
    • 1016 Applications approved but not accepted: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $674,500, 342 Conventional Home Purchase Loans for an average of $408,143, 597 Refinancings for an average of $354,734, 20 Home Improvement Loans for an average of $168,650, 54 Non-occupant Loans on < 5 Family Dwellings for an average of $373,722, 1 Loan On Manufactured Home Dwelling for $57,000
    • 1193 Loans denied: 11 FHA, FSA/RHS & VA Loans for an average of $635,727, 335 Conventional for an average of $466,146, 729 Refinancings for an average of $411,516, 65 Home Improvement Loans for an average of $245,708, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $346,692, 1 Loan On Manufactured Home Dwelling for $260,000
    • 928 Loans withdrawn: 5 FHA, FSA/RHS & VA Home Purchase Loans for an average of $564,000, 261 Conventional Home Purchase Loans for an average of $439,130, 575 Refinancings for an average of $369,979, 44 Home Improvement Loans for an average of $286,500, 42 Non-occupant Loans on < 5 Family Dwellings for an average of $373,643, 1 Loan On Manufactured Home Dwelling for $150,000
    • 230 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $528,000, 60 Conventional Home Purchase for an average of $448,583, 142 Refinancings for an average of $383,972, 16 Home Improvement Loans for an average of $413,813, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $389,100, 1 Loan On Manufactured Home Dwelling for $489,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (378) is below CA average (566). The average loan value for this tract ($364,375) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (69) is below CA average (99). The average loan value for this tract ($370,395) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (81) is significantly below CA average (195). The average loan value for this tract ($416,937) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (63) is significantly below CA average (124). The average loan value for this tract ($386,444) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (16) is significantly below CA average (34). The average loan value for this tract ($404,209) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 40 Loans originated: 24 Conventional Home Purchase for an average of $410,750, 13 Refinancings for an average of $388,692, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $307,667
    • 32 Approved loans but not accepted: 16 Conventional Home Purchase for an average of $349,875, 15 Refinancings for an average of $401,200, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $521,000
    • 10 Denied: 6 Conventional for an average of $424,000, 2 Refinancings for an average of $634,500, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $319,000
    • 5 Loans withdrawn: 3 Conventional Home Purchase for an average of $551,000, 2 Refinancings for an average of $590,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $354,000
    • 3 Applications approved - not accepted: 2 Conventional Home Purchase Loans for an average of $365,500, Refinancing for $286,000
      Genworth Financial:
    • 4 Originated: Conventional Home Purchase Loan for $441,000, 3 Refinancings for an average of $399,000
    • 10 Approved loans but not accepted: 5 Conventional Home Purchase Loans for an average of $325,600, 5 Refinancings for an average of $336,800
    • 2 Conventional Home Purchase Loans Denied applications for an average of $319,000
      Mortgage Guaranty Insurance:
    • 4 Loans originated: Conventional Home Purchase Loan for $294,000, 3 Refinancings for an average of $279,667
    • 3 Loans approved but not accepted: 2 Conventional Home Purchase Loans for an average of $288,000, Refinancing for $240,000
    • Conventional Home Purchase Loan denied for $465,000
      PMI Mortgage Insurance:
    • 5 Originated: 4 Conventional Home Purchase Loans for an average of $325,500, Refinancing for $320,000
    • Refinancing Approved applications but not accepted for $243,000
    • Conventional Home Purchase Loan Applications withdrawn for $468,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $382,500
    • Conventional Home Purchase Loan Denied for $495,000
      United Guaranty Corporation:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $402,667, Refinancing for $307,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $468,000


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