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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.12

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3323 Originated: 162 FHA, FSA/RHS & VA Loans for an average of $215,006, 1105 Conventional Home Purchase for an average of $221,580, 1592 Refinancings for an average of $208,829, 205 Home Improvement Loans for an average of $101,634, 258 Non-occupant Loans on < 5 Family Dwellings for an average of $210,593, 1 Loan On Manufactured Home Dwelling for $50,000
    • 513 Loans approved - not accepted: 15 FHA, FSA/RHS & VA Loans for an average of $222,867, 187 Conventional Home Purchase for an average of $243,551, 231 Refinancings for an average of $225,113, 38 Home Improvement for an average of $118,500, 42 Non-occupant Loans on < 5 Family Dwellings for an average of $194,952
    • 1056 Denied: 27 FHA, FSA/RHS & VA Home Purchase Loans for an average of $220,926, 250 Conventional Home Purchase for an average of $215,156, 597 Refinancings for an average of $245,127, 92 Home Improvement Loans for an average of $131,043, 89 Non-occupant Loans on < 5 Family Dwellings for an average of $206,843, 1 Loan On Manufactured Home Dwelling for $15,000
    • 632 Withdrawn applications: 10 FHA, FSA/RHS & VA Loans for an average of $219,300, 179 Conventional for an average of $231,492, 374 Refinancings for an average of $231,372, 35 Home Improvement for an average of $185,343, 34 Non-occupant Loans on < 5 Family Dwellings for an average of $221,382
    • 170 Files closed for incompleteness: 3 FHA, FSA/RHS & VA Loans for an average of $225,000, 34 Conventional Home Purchase for an average of $233,412, 108 Refinancings for an average of $248,167, 8 Home Improvement Loans for an average of $73,375, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $188,118

    Compared to the state average:

    • The number of loans originated per 1000 residents (633) is comparable to CA average (566). The average loan value for this tract ($206,847) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (98) is comparable to CA average (99). The average loan value for this tract ($221,402) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (201) is comparable to CA average (195). The average loan value for this tract ($224,029) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (120) is comparable to CA average (124). The average loan value for this tract ($228,128) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (32) is comparable to CA average (34). The average loan value for this tract ($230,576) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 187 Originated: 125 Conventional for an average of $275,760, 51 Refinancings for an average of $267,020, 11 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $269,182
    • 63 Approved but not accepted: 37 Conventional Home Purchase for an average of $249,892, 18 Refinancings for an average of $282,611, 8 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $234,625
    • 11 Denied applications: 9 Conventional Home Purchase Loans for an average of $238,222, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $171,000
    • 14 Withdrawn: 6 Conventional for an average of $269,167, 7 Refinancings for an average of $248,143, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $187,000
    • 4 Applications closed for incompleteness: 2 Conventional Home Purchase for an average of $185,500, 1 Refinancing for $200,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $200,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 17 Originated: 15 Conventional Home Purchase Loans for an average of $292,733, 2 Refinancings for an average of $208,500
    • 3 Loans approved but not accepted: 2 Conventional Home Purchase Loans for an average of $242,500, Refinancing for $208,000
      Genworth Financial:
    • 14 Loans originated: 10 Conventional Home Purchase Loans for an average of $307,800, 4 Refinancings for an average of $219,250
    • 3 Approved loans - not accepted: 2 Conventional Home Purchase Loans for an average of $210,000, Refinancing for $174,000
      Mortgage Guaranty Insurance:
    • 18 Originated: 12 Conventional Home Purchase Loans for an average of $300,333, 6 Refinancings for an average of $231,667
    • 7 Approved, not accepted: 3 Conventional Home Purchase Loans for an average of $299,000, 4 Refinancings for an average of $228,250
    • Refinancing Withdrawn applications for $187,000
      PMI Mortgage Insurance:
    • 8 Originated: 6 Conventional Home Purchase Loans for an average of $282,333, 2 Refinancings for an average of $262,500
    • 2 Conventional Home Purchase Loans Approved - not accepted for an average of $246,000
    • Conventional Home Purchase Loan Denied for $266,000
    • 3 Applications closed for incompleteness: Conventional Home Purchase Loan for $303,000, 2 Refinancings for an average of $203,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $333,000
      United Guaranty Corporation:
    • 11 Loans originated: 5 Conventional Home Purchase Loans for an average of $289,400, 6 Refinancings for an average of $223,500
    • 2 Approved - not accepted: Conventional Home Purchase Loan for $197,000, Refinancing for $234,000
      Triad Guaranty Insurance:
    • 6 Loans originated: 3 Conventional Home Purchase Loans for an average of $287,000, 3 Refinancings for an average of $179,667
      CMG Mortgage Insurance:
    • 2 Refinancings Originated for an average of $320,500


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