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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.13

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2102 Loans originated: 56 FHA, FSA/RHS & VA Loans for an average of $225,214, 659 Conventional for an average of $220,800, 1090 Refinancings for an average of $228,481, 121 Home Improvement Loans for an average of $124,537, 1 Loan on Dwelling For 5+ Families for $9,800,000, 172 Non-occupant Loans on < 5 Family Dwellings for an average of $225,273, 3 Loans On Manufactured Home Dwelling for an average of $60,000
    • 397 Applications approved, not accepted: 9 FHA, FSA/RHS & VA for an average of $223,222, 133 Conventional for an average of $199,308, 200 Refinancings for an average of $246,105, 23 Home Improvement Loans for an average of $64,783, 31 Non-occupant Loans on < 5 Family Dwellings for an average of $232,774, 1 Loan On Manufactured Home Dwelling for $38,000
    • 828 Applications denied: 7 FHA, FSA/RHS & VA Loans for an average of $235,000, 178 Conventional for an average of $224,539, 496 Refinancings for an average of $269,472, 89 Home Improvement Loans for an average of $121,730, 56 Non-occupant Loans on < 5 Family Dwellings for an average of $262,554, 2 Loans On Manufactured Home Dwelling for an average of $46,500
    • 497 Applications withdrawn: 11 FHA, FSA/RHS & VA Loans for an average of $244,364, 125 Conventional Home Purchase Loans for an average of $229,952, 318 Refinancings for an average of $242,874, 13 Home Improvement Loans for an average of $209,615, 30 Non-occupant Loans on < 5 Family Dwellings for an average of $235,400
    • 111 Closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $257,000, 29 Conventional Home Purchase for an average of $235,586, 67 Refinancings for an average of $246,657, 6 Home Improvement for an average of $142,667, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $188,286

    Compared to the state average:

    • The number of loans originated per 1000 residents (700) is comparable to CA average (566). The average loan value for this tract ($224,053) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (132) is above CA average (99). The average loan value for this tract ($217,839) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (276) is above CA average (195). The average loan value for this tract ($242,634) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (165) is above CA average (124). The average loan value for this tract ($238,336) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (37) is comparable to CA average (34). The average loan value for this tract ($234,649) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 97 Loans originated: 57 Conventional Home Purchase for an average of $267,754, 36 Refinancings for an average of $285,972, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $326,500
    • 37 Approved but not accepted: 18 Conventional Home Purchase Loans for an average of $272,944, 19 Refinancings for an average of $282,789
    • 2 Conventional Home Purchase Loans Denied for an average of $299,000
    • 7 Withdrawn: 4 Conventional Home Purchase Loans for an average of $283,500, 3 Refinancings for an average of $271,333
    • Conventional Home Purchase Loan closed for incompleteness for $159,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 6 Loans originated: 2 Conventional Home Purchase Loans for an average of $239,000, 4 Refinancings for an average of $186,750
    • 3 Applications approved - not accepted: Conventional Home Purchase Loan for $318,000, 2 Refinancings for an average of $274,500
      Genworth Financial:
    • 6 Originated: Conventional Home Purchase Loan for $198,000, 5 Refinancings for an average of $226,800
    • 4 Approved applications - not accepted: 2 Conventional Home Purchase Loans for an average of $257,000, 2 Refinancings for an average of $223,000
      Mortgage Guaranty Insurance:
    • 2 Refinancings originated for an average of $212,500
    • 3 Refinancings Approved but not accepted for an average of $244,000
    • Refinancing withdrawn for $258,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $259,000
    • 2 Approved applications, not accepted: Conventional Home Purchase Loan for $315,000, Refinancing for $265,000
    • Refinancing Withdrawn for $210,000
      Republic Mortgage Insurance:
    • Refinancing originated for $244,000
      United Guaranty Corporation:
    • Refinancing originated for $246,000
    • 2 Refinancings Approved applications, not accepted for an average of $264,500
      Triad Guaranty Insurance:
    • 8 Originated: 2 Conventional Home Purchase Loans for an average of $216,500, 6 Refinancings for an average of $201,500
    • 2 Approved, not accepted: Conventional Home Purchase Loan for $215,000, Refinancing for $276,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $205,000


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