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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.14

Back to: Laguna, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 4722 Loans originated: 127 FHA, FSA/RHS & VA for an average of $210,969, 1256 Conventional Home Purchase Loans for an average of $221,089, 2702 Refinancings for an average of $216,665, 272 Home Improvement for an average of $119,974, 1 Loan on Dwelling For 5+ Families for $13,000,000, 364 Non-occupant Loans on < 5 Family Dwellings for an average of $221,041
    • 787 Approved - not accepted: 14 FHA, FSA/RHS & VA for an average of $217,643, 184 Conventional for an average of $240,408, 476 Refinancings for an average of $232,326, 53 Home Improvement Loans for an average of $129,340, 60 Non-occupant Loans on < 5 Family Dwellings for an average of $253,733
    • 1762 Denied loans: 20 FHA, FSA/RHS & VA Home Purchase Loans for an average of $227,200, 349 Conventional Home Purchase Loans for an average of $228,117, 1094 Refinancings for an average of $245,346, 193 Home Improvement Loans for an average of $107,477, 102 Non-occupant Loans on < 5 Family Dwellings for an average of $224,892, 4 Loans On Manufactured Home Dwelling for an average of $183,750
    • 1030 Withdrawn: 22 FHA, FSA/RHS & VA Home Purchase Loans for an average of $210,591, 191 Conventional for an average of $229,717, 697 Refinancings for an average of $241,293, 63 Home Improvement for an average of $139,270, 56 Non-occupant Loans on < 5 Family Dwellings for an average of $215,071, 1 Loan On Manufactured Home Dwelling for $475,000
    • 284 Files closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $202,500, 39 Conventional Home Purchase Loans for an average of $224,846, 206 Refinancings for an average of $257,825, 20 Home Improvement for an average of $105,650, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $214,765

    Compared to the state average:

    • The number of loans originated per 1000 residents (698) is comparable to CA average (566). The average loan value for this tract ($215,164) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (116) is comparable to CA average (99). The average loan value for this tract ($228,651) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (260) is above CA average (195). The average loan value for this tract ($225,302) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (152) is comparable to CA average (124). The average loan value for this tract ($231,051) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (42) is comparable to CA average (34). The average loan value for this tract ($239,613) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 231 Loans originated: 131 Conventional Home Purchase for an average of $274,809, 90 Refinancings for an average of $278,156, 10 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $285,200
    • 81 Approved loans but not accepted: 37 Conventional Home Purchase for an average of $258,135, 41 Refinancings for an average of $274,317, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $260,333
    • 9 Denied: 3 Conventional Home Purchase for an average of $288,333, 5 Refinancings for an average of $331,400, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $242,000
    • 16 Withdrawn applications: 9 Conventional Home Purchase for an average of $324,556, 6 Refinancings for an average of $241,833, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $360,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 17 Originated: 7 Conventional Home Purchase Loans for an average of $229,714, 10 Refinancings for an average of $198,900
    • 2 Refinancings Approved - not accepted for an average of $241,000
    • 2 Refinancings Withdrawn loans for an average of $255,000
      Genworth Financial:
    • 10 Loans originated: 6 Conventional Home Purchase Loans for an average of $249,667, 4 Refinancings for an average of $208,500
    • 4 Approved applications, not accepted: 3 Conventional Home Purchase Loans for an average of $205,667, Refinancing for $196,000
      Mortgage Guaranty Insurance:
    • 21 Loans originated: 10 Conventional Home Purchase Loans for an average of $249,800, 11 Refinancings for an average of $236,727
    • 9 Applications approved, not accepted: 2 Conventional Home Purchase Loans for an average of $218,500, 7 Refinancings for an average of $207,857
    • Refinancing Withdrawn for $210,000
      PMI Mortgage Insurance:
    • 14 Loans originated: 4 Conventional Home Purchase Loans for an average of $246,000, 10 Refinancings for an average of $242,000
    • Refinancing Withdrawn applications for $246,000
      Republic Mortgage Insurance:
    • 6 Originated: 3 Conventional Home Purchase Loans for an average of $291,000, 3 Refinancings for an average of $247,667
    • Refinancing withdrawn for $243,000
      United Guaranty Corporation:
    • 5 Originated: 3 Conventional Home Purchase Loans for an average of $259,000, 2 Refinancings for an average of $232,000
    • 6 Applications approved - not accepted: 3 Conventional Home Purchase Loans for an average of $221,333, 3 Refinancings for an average of $227,667
      Triad Guaranty Insurance:
    • 6 Loans originated: 3 Conventional Home Purchase Loans for an average of $250,667, 3 Refinancings for an average of $205,333
      CMG Mortgage Insurance:
    • Refinancing Originated for $353,000


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