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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.15

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 6527 Originated: 223 FHA, FSA/RHS & VA Loans for an average of $211,525, 2168 Conventional Home Purchase for an average of $211,991, 3160 Refinancings for an average of $203,770, 399 Home Improvement for an average of $89,694, 573 Non-occupant Loans on < 5 Family Dwellings for an average of $201,588, 4 Loans On Manufactured Home Dwelling for an average of $98,500
    • 1077 Approved loans but not accepted: 26 FHA, FSA/RHS & VA Home Purchase Loans for an average of $213,154, 368 Conventional Home Purchase Loans for an average of $211,957, 530 Refinancings for an average of $225,272, 72 Home Improvement for an average of $75,014, 76 Non-occupant Loans on < 5 Family Dwellings for an average of $223,855, 5 Loans On Manufactured Home Dwelling for an average of $98,400
    • 2231 Denied loans: 25 FHA, FSA/RHS & VA Loans for an average of $228,840, 523 Conventional Home Purchase for an average of $234,176, 1299 Refinancings for an average of $238,778, 231 Home Improvement for an average of $92,645, 150 Non-occupant Loans on < 5 Family Dwellings for an average of $223,527, 3 Loans On Manufactured Home Dwelling for an average of $41,333
    • 1453 Withdrawn applications: 29 FHA, FSA/RHS & VA for an average of $231,483, 381 Conventional Home Purchase for an average of $226,853, 879 Refinancings for an average of $237,377, 68 Home Improvement Loans for an average of $161,676, 96 Non-occupant Loans on < 5 Family Dwellings for an average of $213,875
    • 365 Applications closed for incompleteness: 6 FHA, FSA/RHS & VA for an average of $250,667, 77 Conventional Home Purchase for an average of $237,909, 235 Refinancings for an average of $249,272, 20 Home Improvement Loans for an average of $135,450, 27 Non-occupant Loans on < 5 Family Dwellings for an average of $227,889

    Compared to the state average:

    • The number of loans originated per 1000 residents (872) is above CA average (566). The average loan value for this tract ($199,536) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (144) is above CA average (99). The average loan value for this tract ($209,695) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (298) is above CA average (195). The average loan value for this tract ($221,166) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (194) is above CA average (124). The average loan value for this tract ($229,404) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (49) is above CA average (34). The average loan value for this tract ($239,079) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 272 Originated: 141 Conventional Home Purchase Loans for an average of $253,262, 113 Refinancings for an average of $263,823, 18 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $227,111
    • 78 Applications approved, not accepted: 25 Conventional Home Purchase for an average of $240,480, 45 Refinancings for an average of $255,267, 8 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $226,250
    • 11 Denied applications: 7 Conventional for an average of $221,857, 3 Refinancings for an average of $304,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $234,000
    • 8 Applications withdrawn: 6 Conventional Home Purchase Loans for an average of $257,833, 2 Refinancings for an average of $346,500
    • 3 Applications closed for incompleteness: 1 Conventional for $285,000, 2 Refinancings for an average of $309,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 18 Originated: 5 Conventional Home Purchase Loans for an average of $225,400, 13 Refinancings for an average of $189,846
    • 5 Refinancings approved but not accepted for an average of $212,600
      Genworth Financial:
    • 19 Loans originated: 9 Conventional Home Purchase Loans for an average of $225,444, 10 Refinancings for an average of $203,700
    • 5 Approved loans but not accepted: Conventional Home Purchase Loan for $202,000, 4 Refinancings for an average of $227,250
    • Refinancing Closed for incompleteness for $238,000
      Mortgage Guaranty Insurance:
    • 22 Originated: 13 Conventional Home Purchase Loans for an average of $225,846, 9 Refinancings for an average of $223,222
    • 10 Approved loans, not accepted: 3 Conventional Home Purchase Loans for an average of $196,667, 7 Refinancings for an average of $207,714
      PMI Mortgage Insurance:
    • 15 Originated: 5 Conventional Home Purchase Loans for an average of $235,200, 10 Refinancings for an average of $229,400
      Republic Mortgage Insurance:
    • 5 Loans originated: 3 Conventional Home Purchase Loans for an average of $203,000, 2 Refinancings for an average of $227,000
    • Refinancing Applications withdrawn for $209,000
      United Guaranty Corporation:
    • 12 Originated: 6 Conventional Home Purchase Loans for an average of $256,500, 6 Refinancings for an average of $232,667
    • 5 Applications approved - not accepted: Conventional Home Purchase Loan for $240,000, 4 Refinancings for an average of $190,250
      Triad Guaranty Insurance:
    • 5 Originated: Conventional Home Purchase Loan for $241,000, 4 Refinancings for an average of $153,250
      CMG Mortgage Insurance:
    • Refinancing Originated for $340,000


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