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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.16

Back to: Laguna, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 4609 Loans originated: 183 FHA, FSA/RHS & VA Loans for an average of $231,721, 1478 Conventional for an average of $224,696, 2281 Refinancings for an average of $207,022, 333 Home Improvement Loans for an average of $85,468, 333 Non-occupant Loans on < 5 Family Dwellings for an average of $203,778, 1 Loan On Manufactured Home Dwelling for $30,000
    • 761 Approved, not accepted: 19 FHA, FSA/RHS & VA Home Purchase Loans for an average of $229,053, 283 Conventional for an average of $212,749, 330 Refinancings for an average of $227,052, 58 Home Improvement Loans for an average of $83,586, 67 Non-occupant Loans on < 5 Family Dwellings for an average of $201,463, 4 Loans On Manufactured Home Dwelling for an average of $68,000
    • 1269 Denied loans: 19 FHA, FSA/RHS & VA for an average of $257,579, 294 Conventional Home Purchase for an average of $251,398, 720 Refinancings for an average of $245,432, 152 Home Improvement Loans for an average of $68,711, 81 Non-occupant Loans on < 5 Family Dwellings for an average of $225,642, 3 Loans On Manufactured Home Dwelling for an average of $96,667
    • 1011 Loans withdrawn: 30 FHA, FSA/RHS & VA Home Purchase Loans for an average of $234,833, 350 Conventional Home Purchase Loans for an average of $211,631, 534 Refinancings for an average of $242,549, 47 Home Improvement Loans for an average of $147,872, 50 Non-occupant Loans on < 5 Family Dwellings for an average of $240,580
    • 200 Applications closed for incompleteness: 3 FHA, FSA/RHS & VA Loans for an average of $212,000, 50 Conventional Home Purchase for an average of $275,940, 125 Refinancings for an average of $235,800, 9 Home Improvement Loans for an average of $147,222, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $213,308

    Compared to the state average:

    • The number of loans originated per 1000 residents (843) is above CA average (566). The average loan value for this tract ($204,615) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (139) is above CA average (99). The average loan value for this tract ($207,760) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (232) is comparable to CA average (195). The average loan value for this tract ($224,214) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (185) is above CA average (124). The average loan value for this tract ($227,118) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (37) is comparable to CA average (34). The average loan value for this tract ($240,030) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 167 Loans originated: 98 Conventional Home Purchase for an average of $283,102, 65 Refinancings for an average of $273,492, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $234,750
    • 46 Approved applications, not accepted: 17 Conventional for an average of $252,118, 24 Refinancings for an average of $276,667, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $217,000
    • 11 Loans denied: 4 Conventional Home Purchase Loans for an average of $249,500, 6 Refinancings for an average of $311,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $232,000
    • 10 Withdrawn loans: 6 Conventional Home Purchase Loans for an average of $242,833, 3 Refinancings for an average of $316,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $324,000
    • 3 Files closed for incompleteness: 1 Conventional for $271,000, 2 Refinancings for an average of $275,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 12 Originated: 8 Conventional Home Purchase Loans for an average of $254,875, 4 Refinancings for an average of $244,500
    • Refinancing approved - not accepted for $256,000
      Genworth Financial:
    • 9 Originated: 6 Conventional Home Purchase Loans for an average of $233,333, 3 Refinancings for an average of $217,667
    • 2 Approved but not accepted: Conventional Home Purchase Loan for $178,000, Refinancing for $207,000
    • Conventional Home Purchase Loan Denied applications for $210,000
      Mortgage Guaranty Insurance:
    • 11 Originated: 7 Conventional Home Purchase Loans for an average of $244,857, 4 Refinancings for an average of $199,750
    • 2 Refinancings Approved applications, not accepted for an average of $221,500
      PMI Mortgage Insurance:
    • 6 Loans originated: 2 Conventional Home Purchase Loans for an average of $277,000, 4 Refinancings for an average of $200,000
    • Refinancing Approved but not accepted for $261,000
      Republic Mortgage Insurance:
    • 7 Originated: 2 Conventional Home Purchase Loans for an average of $218,000, 5 Refinancings for an average of $235,800
      United Guaranty Corporation:
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $237,500, 2 Refinancings for an average of $223,000
    • Refinancing approved, not accepted for $188,000
      Triad Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $209,000, Refinancing for $212,000
      CMG Mortgage Insurance:
    • 3 Originated: Conventional Home Purchase Loan for $322,000, 2 Refinancings for an average of $232,000


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