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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Laguna, Zip Code 95758, Sacramento County, California (CA), Tract 0096.17

Back to: Laguna, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 2745 Loans originated: 65 FHA, FSA/RHS & VA Home Purchase Loans for an average of $223,723, 1052 Conventional Home Purchase for an average of $249,898, 1338 Refinancings for an average of $263,862, 165 Home Improvement Loans for an average of $107,958, 125 Non-occupant Loans on < 5 Family Dwellings for an average of $203,992
    • 429 Approved but not accepted: 4 FHA, FSA/RHS & VA for an average of $160,250, 180 Conventional Home Purchase for an average of $228,189, 193 Refinancings for an average of $281,523, 30 Home Improvement for an average of $98,900, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $186,955
    • 760 Loans denied: 13 FHA, FSA/RHS & VA for an average of $276,692, 260 Conventional Home Purchase for an average of $221,304, 372 Refinancings for an average of $318,691, 58 Home Improvement for an average of $119,397, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $194,930
    • 470 Withdrawn applications: 8 FHA, FSA/RHS & VA for an average of $278,500, 173 Conventional Home Purchase Loans for an average of $236,549, 251 Refinancings for an average of $281,526, 22 Home Improvement Loans for an average of $153,727, 16 Non-occupant Loans on < 5 Family Dwellings for an average of $227,500
    • 105 Files closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $253,500, 37 Conventional Home Purchase for an average of $286,865, 57 Refinancings for an average of $280,684, 4 Home Improvement for an average of $95,250, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $353,600

    Compared to the state average:

    • The number of loans originated per 1000 residents (762) is above CA average (566). The average loan value for this tract ($245,463) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (119) is comparable to CA average (99). The average loan value for this tract ($240,394) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (211) is comparable to CA average (195). The average loan value for this tract ($260,164) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (131) is comparable to CA average (124). The average loan value for this tract ($257,098) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (29) is comparable to CA average (34). The average loan value for this tract ($278,752) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 315 Loans originated: 247 Conventional for an average of $264,968, 49 Refinancings for an average of $292,918, 19 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $254,263
    • 68 Loans approved, not accepted: 50 Conventional for an average of $241,260, 14 Refinancings for an average of $279,286, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $197,250
    • 21 Loans denied: 15 Conventional Home Purchase for an average of $249,267, 3 Refinancings for an average of $384,667, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $125,667
    • 30 Applications withdrawn: 22 Conventional Home Purchase Loans for an average of $247,045, 5 Refinancings for an average of $394,200, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $215,333

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 43 Loans originated: 37 Conventional Home Purchase Loans for an average of $265,189, 6 Refinancings for an average of $229,333
    • 10 Applications approved, not accepted: 9 Conventional Home Purchase Loans for an average of $268,556, Refinancing for $214,000
    • Refinancing denied for $357,000
    • Conventional Home Purchase Loan Closed for incompleteness for $233,000
      Genworth Financial:
    • 34 Originated: 30 Conventional Home Purchase Loans for an average of $289,400, 4 Refinancings for an average of $247,000
    • 9 Applications approved, not accepted: 6 Conventional Home Purchase Loans for an average of $257,833, 3 Refinancings for an average of $263,000
    • 5 Conventional Home Purchase Loans Applications denied for an average of $374,600
      Mortgage Guaranty Insurance:
    • 31 Loans originated: 26 Conventional Home Purchase Loans for an average of $280,385, 5 Refinancings for an average of $227,600
    • 9 Approved - not accepted: 6 Conventional Home Purchase Loans for an average of $261,000, 3 Refinancings for an average of $218,000
    • Conventional Home Purchase Loan Withdrawn for $234,000
      PMI Mortgage Insurance:
    • 41 Loans originated: 31 Conventional Home Purchase Loans for an average of $288,129, 10 Refinancings for an average of $280,400
    • 2 Conventional Home Purchase Loans Loans approved - not accepted for an average of $276,000
    • Refinancing withdrawn for $239,000
      Republic Mortgage Insurance:
    • 54 Loans originated: 53 Conventional Home Purchase Loans for an average of $262,094, Refinancing for $293,000
    • 20 Withdrawn loans: 19 Conventional Home Purchase Loans for an average of $238,895, Refinancing for $234,000
      United Guaranty Corporation:
    • 14 Originated: 11 Conventional Home Purchase Loans for an average of $265,273, 3 Refinancings for an average of $231,000
    • 2 Approved loans, not accepted: Conventional Home Purchase Loan for $289,000, Refinancing for $314,000
    • Conventional Home Purchase Loan denied for $304,000
      Triad Guaranty Insurance:
    • 12 Loans originated: 8 Conventional Home Purchase Loans for an average of $268,250, 4 Refinancings for an average of $232,250
    • Conventional Home Purchase Loan approved - not accepted for $276,000
      CMG Mortgage Insurance:
    • Refinancing Approved applications - not accepted for $400,000


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