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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Lakeside, Zip Code 92040, San Diego County, California (CA), Tract 0168.04

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4035 Loans originated: 206 FHA, FSA/RHS & VA for an average of $179,714, 1158 Conventional Home Purchase for an average of $170,737, 2149 Refinancings for an average of $195,765, 124 Home Improvement Loans for an average of $106,556, 41 Loans on Dwellings For 5+ Families for an average of $1,814,171, 332 Non-occupant Loans on < 5 Family Dwellings for an average of $179,078, 25 Loans On Manufactured Home Dwelling for an average of $81,080
    • 797 Approved loans - not accepted: 22 FHA, FSA/RHS & VA for an average of $163,591, 238 Conventional Home Purchase for an average of $145,067, 387 Refinancings for an average of $200,155, 35 Home Improvement Loans for an average of $74,057, 67 Non-occupant Loans on < 5 Family Dwellings for an average of $197,776, 48 Loans On Manufactured Home Dwelling for an average of $73,292
    • 1513 Loans denied: 32 FHA, FSA/RHS & VA for an average of $169,719, 362 Conventional Home Purchase Loans for an average of $156,050, 827 Refinancings for an average of $214,932, 118 Home Improvement Loans for an average of $81,992, 2 Loans on Dwellings For 5+ Families for an average of $1,266,000, 135 Non-occupant Loans on < 5 Family Dwellings for an average of $194,156, 37 Loans On Manufactured Home Dwelling for an average of $94,811
    • 980 Loans withdrawn: 25 FHA, FSA/RHS & VA Loans for an average of $167,240, 203 Conventional Home Purchase Loans for an average of $193,833, 619 Refinancings for an average of $220,669, 51 Home Improvement for an average of $108,765, 4 Loans on Dwellings For 5+ Families for an average of $1,334,000, 71 Non-occupant Loans on < 5 Family Dwellings for an average of $224,986, 7 Loans On Manufactured Home Dwelling for an average of $98,571
    • 207 Files closed for incompleteness: 5 FHA, FSA/RHS & VA for an average of $315,000, 47 Conventional for an average of $192,340, 134 Refinancings for an average of $215,060, 4 Home Improvement Loans for an average of $44,750, 7 Loans on Dwellings For 5+ Families for an average of $1,703,714, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $189,200

    Compared to the state average:

    • The number of loans originated per 1000 residents (549) is comparable to CA average (566). The average loan value for this tract ($199,383) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (108) is comparable to CA average (99). The average loan value for this tract ($169,317) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (206) is comparable to CA average (195). The average loan value for this tract ($186,118) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (133) is comparable to CA average (124). The average loan value for this tract ($211,908) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (28) is comparable to CA average (34). The average loan value for this tract ($258,116) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 227 Loans originated: 126 Conventional Home Purchase for an average of $185,143, 84 Refinancings for an average of $219,131, 17 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $193,529
    • 82 Approved applications, not accepted: 43 Conventional for an average of $187,140, 26 Refinancings for an average of $233,308, 13 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $140,538
    • 8 Applications denied: 7 Conventional Home Purchase Loans for an average of $266,571, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $270,000
    • 13 Withdrawn loans: 7 Conventional Home Purchase for an average of $215,714, 6 Refinancings for an average of $260,500
    • Refinancing closed for incompleteness for $102,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Loans originated: 2 Conventional Home Purchase Loans for an average of $111,000, 2 Refinancings for an average of $134,500
    • Refinancing Approved applications but not accepted for $154,000
      Genworth Financial:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $135,333, Refinancing for $218,000
    • 3 Refinancings approved, not accepted for an average of $214,333
      Mortgage Guaranty Insurance:
    • 3 Originated: Conventional Home Purchase Loan for $145,000, 2 Refinancings for an average of $143,000
    • 2 Refinancings Approved but not accepted for an average of $204,000
      PMI Mortgage Insurance:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $64,000, Refinancing for $158,000
    • Refinancing Applications approved but not accepted for $66,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $133,000
    • Conventional Home Purchase Loan Withdrawn for $147,000
      United Guaranty Corporation:
    • Refinancing Originated for $144,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $120,000
      CMG Mortgage Insurance:
    • Refinancing Originated for $323,000


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