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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Las Flores, Zip Code 92675, Orange County, California (CA), Tract 0320.56

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4684 Originated: 61 FHA, FSA/RHS & VA Loans for an average of $424,230, 1260 Conventional for an average of $399,502, 3034 Refinancings for an average of $372,102, 188 Home Improvement for an average of $249,681, 1 Dwelling For 5+ Families for $4,200,000, 138 Non-occupant Loans on < 5 Family Dwellings for an average of $321,326, 2 Loans On Manufactured Home Dwelling for an average of $55,000
    • 725 Loans approved, not accepted: 10 FHA, FSA/RHS & VA Home Purchase Loans for an average of $479,900, 205 Conventional for an average of $390,083, 444 Refinancings for an average of $381,745, 42 Home Improvement for an average of $164,786, 24 Non-occupant Loans on < 5 Family Dwellings for an average of $332,708
    • 1132 Denied loans: 11 FHA, FSA/RHS & VA Loans for an average of $450,273, 223 Conventional for an average of $419,955, 775 Refinancings for an average of $437,666, 74 Home Improvement Loans for an average of $228,892, 49 Non-occupant Loans on < 5 Family Dwellings for an average of $343,592
    • 850 Withdrawn loans: 7 FHA, FSA/RHS & VA Home Purchase Loans for an average of $436,857, 180 Conventional for an average of $390,872, 607 Refinancings for an average of $396,880, 29 Home Improvement for an average of $151,241, 1 Loan on Dwelling For 5+ Families for $300,000, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $304,808
    • 233 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA for $591,000, 52 Conventional for an average of $374,692, 159 Refinancings for an average of $432,164, 14 Home Improvement for an average of $84,714, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $404,714

    Compared to the state average:

    • The number of loans originated per 1000 residents (630) is comparable to CA average (566). The average loan value for this tract ($374,424) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (98) is comparable to CA average (99). The average loan value for this tract ($371,265) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (152) is below CA average (195). The average loan value for this tract ($416,580) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (114) is comparable to CA average (124). The average loan value for this tract ($384,626) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (31) is comparable to CA average (34). The average loan value for this tract ($398,318) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 66 Originated: 38 Conventional for an average of $363,000, 25 Refinancings for an average of $349,120, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $401,667
    • 32 Applications approved, not accepted: 12 Conventional Home Purchase Loans for an average of $414,917, 20 Refinancings for an average of $338,050
    • 8 Denied loans: 5 Conventional for an average of $413,200, 2 Refinancings for an average of $366,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $525,000
    • Refinancing Withdrawn for $189,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 8 Loans originated: 3 Conventional Home Purchase Loans for an average of $294,000, 5 Refinancings for an average of $270,200
    • 3 Approved but not accepted: 2 Conventional Home Purchase Loans for an average of $366,000, Refinancing for $508,000
      Genworth Financial:
    • 3 Loans originated: Conventional Home Purchase Loan for $270,000, 2 Refinancings for an average of $281,000
    • 5 Refinancings Approved loans - not accepted for an average of $310,400
    • Conventional Home Purchase Loan denied for $361,000
      Mortgage Guaranty Insurance:
    • 3 Refinancings originated for an average of $289,000
    • 5 Applications approved - not accepted: Conventional Home Purchase Loan for $430,000, 4 Refinancings for an average of $304,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $267,000
    • 2 Refinancings Approved loans but not accepted for an average of $197,000
      Republic Mortgage Insurance:
    • 3 Originated: Conventional Home Purchase Loan for $320,000, 2 Refinancings for an average of $402,000
    • Refinancing Withdrawn for $189,000
      United Guaranty Corporation:
    • 9 Originated: 6 Conventional Home Purchase Loans for an average of $313,500, 3 Refinancings for an average of $300,000
    • Refinancing approved, not accepted for $506,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $245,000
    • Refinancing Approved applications, not accepted for $219,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $401,000


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