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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Nipomo, Zip Code 93444, San Luis Obispo County, California (CA), Tract 0124.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4229 Loans originated: 91 FHA, FSA/RHS & VA Home Purchase Loans for an average of $286,934, 1134 Conventional Home Purchase for an average of $324,616, 2329 Refinancings for an average of $273,746, 223 Home Improvement for an average of $200,377, 5 Dwellings For 5+ Families for an average of $1,631,200, 263 Non-occupant Loans on < 5 Family Dwellings for an average of $304,909, 184 Loans On Manufactured Home Dwelling for an average of $197,190
    • 664 Approved loans, not accepted: 6 FHA, FSA/RHS & VA for an average of $373,000, 179 Conventional Home Purchase for an average of $308,480, 369 Refinancings for an average of $294,434, 28 Home Improvement for an average of $214,393, 40 Non-occupant Loans on < 5 Family Dwellings for an average of $297,125, 42 Loans On Manufactured Home Dwelling for an average of $169,095
    • 1474 Denied loans: 28 FHA, FSA/RHS & VA Home Purchase Loans for an average of $282,286, 272 Conventional Home Purchase Loans for an average of $343,790, 841 Refinancings for an average of $302,571, 133 Home Improvement Loans for an average of $140,609, 66 Non-occupant Loans on < 5 Family Dwellings for an average of $290,061, 134 Loans On Manufactured Home Dwelling for an average of $199,284
    • 1138 Applications withdrawn: 22 FHA, FSA/RHS & VA Loans for an average of $311,455, 239 Conventional Home Purchase for an average of $327,891, 708 Refinancings for an average of $294,895, 48 Home Improvement Loans for an average of $224,125, 1 Dwelling For 5+ Families for $50,000, 45 Non-occupant Loans on < 5 Family Dwellings for an average of $280,889, 75 Loans On Manufactured Home Dwelling for an average of $208,547
    • 229 Closed for incompleteness: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $192,000, 33 Conventional for an average of $306,182, 148 Refinancings for an average of $328,676, 15 Home Improvement Loans for an average of $195,733, 15 Non-occupant Loans on < 5 Family Dwellings for an average of $349,933, 15 Loans On Manufactured Home Dwelling for an average of $195,467

    Compared to the state average:

    • The number of loans originated per 1000 residents (469) is comparable to CA average (566). The average loan value for this tract ($284,014) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (74) is below CA average (99). The average loan value for this tract ($287,789) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (163) is comparable to CA average (195). The average loan value for this tract ($285,228) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (126) is comparable to CA average (124). The average loan value for this tract ($292,700) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (25) is below CA average (34). The average loan value for this tract ($307,603) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 67 Loans originated: 40 Conventional Home Purchase for an average of $308,100, 18 Refinancings for an average of $308,222, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $295,200, 4 Loans On Manufactured Home Dwelling (A & B) for an average of $274,250
    • 27 Approved loans but not accepted: 12 Conventional for an average of $284,917, 12 Refinancings for an average of $331,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $214,000, 2 Loans On Manufactured Home Dwelling (A & B) for an average of $293,000
    • 4 Conventional Home Purchase Loans denied for an average of $405,000
    • 9 Loans withdrawn: 3 Conventional for an average of $268,000, 5 Refinancings for an average of $314,600, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $214,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 6 Loans originated: 5 Conventional Home Purchase Loans for an average of $364,200, Refinancing for $192,000
    • 3 Loans approved but not accepted: 2 Conventional Home Purchase Loans for an average of $250,000, Refinancing for $180,000
      Genworth Financial:
    • 2 Refinancings Originated for an average of $255,000
    • 2 Refinancings Approved loans, not accepted for an average of $188,500
      Mortgage Guaranty Insurance:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $186,000, Refinancing for $189,000
    • 2 Refinancings Approved but not accepted for an average of $268,000
      PMI Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $271,000, Refinancing for $197,000
    • Refinancing Approved, not accepted for $323,000
      Republic Mortgage Insurance:
    • Refinancing originated for $370,000
    • Refinancing Withdrawn applications for $238,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $294,000
      Triad Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $186,000, Refinancing for $101,000


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