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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Palo Alto, Zip Code 94304, Santa Clara County, California (CA), Tract 5117.03

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5432 Originated: 902 Conventional for an average of $1,120,673, 4316 Refinancings for an average of $841,347, 109 Home Improvement Loans for an average of $643,954, 2 Loans on Dwellings For 5+ Families for an average of $490,000, 103 Non-occupant Loans on < 5 Family Dwellings for an average of $723,408
    • 880 Approved - not accepted: 201 Conventional Home Purchase Loans for an average of $1,181,453, 638 Refinancings for an average of $865,701, 20 Home Improvement Loans for an average of $561,600, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $760,000
    • 1025 Denied loans: 227 Conventional Home Purchase for an average of $1,424,819, 694 Refinancings for an average of $1,210,863, 59 Home Improvement Loans for an average of $583,797, 44 Non-occupant Loans on < 5 Family Dwellings for an average of $863,614, 1 Loan On Manufactured Home Dwelling for $81,000
    • 722 Loans withdrawn: 1 FHA, FSA/RHS & VA Loan for $454,000, 127 Conventional Home Purchase for an average of $1,099,425, 551 Refinancings for an average of $832,793, 22 Home Improvement for an average of $813,364, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $678,000
    • 226 Applications closed for incompleteness: 37 Conventional for an average of $1,308,486, 170 Refinancings for an average of $838,276, 12 Home Improvement for an average of $291,500, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $1,035,286

    Compared to the state average:

    • The number of loans originated per 1000 residents (637) is comparable to CA average (566). The average loan value for this tract ($881,403) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (103) is comparable to CA average (99). The average loan value for this tract ($928,388) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (120) is significantly below CA average (195). The average loan value for this tract ($1,206,143) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (85) is below CA average (124). The average loan value for this tract ($874,075) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (26) is below CA average (34). The average loan value for this tract ($892,327) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 10 Loans originated: 8 Conventional for an average of $252,625, 2 Refinancings for an average of $243,000
    • 2 Approved loans - not accepted: 1 Conventional Home Purchase for $259,000, 1 Refinancing for $650,000
    • Conventional Home Purchase Loan withdrawn for $245,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $196,000
      Genworth Financial:
    • Refinancing Approved - not accepted for $650,000
      Mortgage Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $241,667
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $405,000
      Triad Guaranty Insurance:
    • Refinancing originated for $241,000


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