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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest San Jose, Zip Code 95127, Santa Clara County, California (CA), Tract 5041.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2409 Originated: 36 FHA, FSA/RHS & VA for an average of $290,528, 647 Conventional for an average of $314,005, 1474 Refinancings for an average of $328,607, 104 Home Improvement for an average of $300,356, 148 Non-occupant Loans on < 5 Family Dwellings for an average of $301,074
    • 609 Approved, not accepted: 7 FHA, FSA/RHS & VA for an average of $244,286, 150 Conventional for an average of $293,680, 388 Refinancings for an average of $353,680, 22 Home Improvement for an average of $281,727, 39 Non-occupant Loans on < 5 Family Dwellings for an average of $303,821, 3 Loans On Manufactured Home Dwelling for an average of $68,333
    • 1282 Denied loans: 19 FHA, FSA/RHS & VA for an average of $277,842, 312 Conventional Home Purchase for an average of $320,619, 775 Refinancings for an average of $365,178, 97 Home Improvement Loans for an average of $198,701, 71 Non-occupant Loans on < 5 Family Dwellings for an average of $319,831, 8 Loans On Manufactured Home Dwelling for an average of $106,500
    • 635 Loans withdrawn: 8 FHA, FSA/RHS & VA Loans for an average of $269,000, 121 Conventional for an average of $319,025, 431 Refinancings for an average of $342,631, 31 Home Improvement for an average of $226,903, 44 Non-occupant Loans on < 5 Family Dwellings for an average of $271,795
    • 226 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $283,000, 26 Conventional for an average of $386,692, 172 Refinancings for an average of $387,994, 10 Home Improvement for an average of $281,500, 16 Non-occupant Loans on < 5 Family Dwellings for an average of $324,688

    Compared to the state average:

    • The number of loans originated per 1000 residents (426) is below CA average (566). The average loan value for this tract ($321,205) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (108) is comparable to CA average (99). The average loan value for this tract ($330,447) is above the state average ($260,545).
    • The number of loans denied per 1000 residents (226) is comparable to CA average (195). The average loan value for this tract ($336,317) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (112) is comparable to CA average (124). The average loan value for this tract ($326,647) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (40) is comparable to CA average (34). The average loan value for this tract ($377,721) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 43 Originated: 30 Conventional Home Purchase Loans for an average of $332,567, 13 Refinancings for an average of $438,000
    • 14 Applications approved, not accepted: 7 Conventional Home Purchase for an average of $341,000, 7 Refinancings for an average of $466,571
    • 6 Conventional Home Purchase Loans denied for an average of $323,167
    • 2 Refinancings Withdrawn for an average of $536,000
    • Conventional Home Purchase Loan closed for incompleteness for $242,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $353,000
    • Refinancing Approved but not accepted for $333,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $252,000
    • Conventional Home Purchase Loan Approved, not accepted for $328,000
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $354,500
    • 3 Approved, not accepted: Conventional Home Purchase Loan for $392,000, 2 Refinancings for an average of $358,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $484,000
    • Conventional Home Purchase Loan Approved, not accepted for $600,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $375,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $371,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Denied for $608,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $421,000


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