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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 93117, Santa Barbara County, California (CA), Tract 0028.05

Back to: Santa Barbara County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 211 Loans originated: 1 FHA, FSA/RHS & VA Loan for $396,000, 50 Conventional Home Purchase Loans for an average of $318,220, 124 Refinancings for an average of $426,855, 14 Home Improvement Loans for an average of $332,643, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $662,682
    • 49 Approved, not accepted: 22 Conventional Home Purchase Loans for an average of $260,091, 21 Refinancings for an average of $340,952, 2 Home Improvement for an average of $167,500, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $126,000, 1 Loan On Manufactured Home Dwelling for $33,000
    • 120 Denied applications: 39 Conventional for an average of $405,487, 62 Refinancings for an average of $540,581, 7 Home Improvement for an average of $191,143, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $650,600, 2 Loans On Manufactured Home Dwelling for an average of $80,500
    • 95 Withdrawn applications: 30 Conventional Home Purchase Loans for an average of $291,000, 50 Refinancings for an average of $278,700, 3 Home Improvement for an average of $285,667, 12 Non-occupant Loans on < 5 Family Dwellings for an average of $316,500
    • 26 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $257,000, 5 Conventional Home Purchase for an average of $433,000, 15 Refinancings for an average of $389,067, 1 Home Improvement Loan for $70,000, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $306,667, 1 Loan On Manufactured Home Dwelling for $950,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (194) is significantly below CA average (566). The average loan value for this tract ($419,303) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (45) is significantly below CA average (99). The average loan value for this tract ($278,122) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (110) is significantly below CA average (195). The average loan value for this tract ($477,792) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (87) is below CA average (124). The average loan value for this tract ($287,579) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (24) is below CA average (34). The average loan value for this tract ($392,231) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • Conventional Home Purchase Loan Approved, not accepted for $378,000


    Private Mortgage Insurance Companies Disclosure Statistics

      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Applications approved but not accepted for $378,000


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