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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Spring Valley, Zip Code 91978, San Diego County, California (CA), Tract 0135.05

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3832 Loans originated: 195 FHA, FSA/RHS & VA for an average of $194,662, 952 Conventional for an average of $201,916, 2230 Refinancings for an average of $200,996, 188 Home Improvement for an average of $103,117, 3 Loans on Dwellings For 5+ Families for an average of $7,334,333, 250 Non-occupant Loans on < 5 Family Dwellings for an average of $180,244, 14 Loans On Manufactured Home Dwelling for an average of $55,143
    • 630 Applications approved, not accepted: 11 FHA, FSA/RHS & VA Home Purchase Loans for an average of $181,727, 195 Conventional Home Purchase Loans for an average of $207,549, 358 Refinancings for an average of $217,581, 28 Home Improvement for an average of $68,393, 33 Non-occupant Loans on < 5 Family Dwellings for an average of $221,091, 5 Loans On Manufactured Home Dwelling for an average of $79,200
    • 1162 Loans denied: 18 FHA, FSA/RHS & VA Loans for an average of $215,389, 264 Conventional Home Purchase for an average of $195,485, 711 Refinancings for an average of $243,585, 94 Home Improvement Loans for an average of $129,989, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $228,491, 18 Loans On Manufactured Home Dwelling for an average of $77,222
    • 768 Withdrawn loans: 17 FHA, FSA/RHS & VA Loans for an average of $226,000, 137 Conventional Home Purchase Loans for an average of $211,708, 535 Refinancings for an average of $218,391, 40 Home Improvement for an average of $146,300, 36 Non-occupant Loans on < 5 Family Dwellings for an average of $187,222, 3 Loans On Manufactured Home Dwelling for an average of $62,667
    • 209 Applications closed for incompleteness: 4 FHA, FSA/RHS & VA for an average of $194,500, 33 Conventional Home Purchase Loans for an average of $254,242, 153 Refinancings for an average of $227,797, 6 Home Improvement Loans for an average of $93,333, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $189,385

    Compared to the state average:

    • The number of loans originated per 1000 residents (829) is above CA average (566). The average loan value for this tract ($199,798) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (136) is above CA average (99). The average loan value for this tract ($206,305) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (251) is above CA average (195). The average loan value for this tract ($219,713) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (166) is above CA average (124). The average loan value for this tract ($211,543) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (45) is above CA average (34). The average loan value for this tract ($225,086) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 199 Originated: 123 Conventional Home Purchase for an average of $210,463, 72 Refinancings for an average of $220,556, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $197,750
    • 60 Applications approved - not accepted: 18 Conventional Home Purchase for an average of $202,167, 38 Refinancings for an average of $228,316, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $115,500
    • 4 Applications denied: 2 Conventional Home Purchase Loans for an average of $178,000, 2 Refinancings for an average of $227,500
    • 13 Withdrawn loans: 7 Conventional Home Purchase Loans for an average of $320,000, 5 Refinancings for an average of $287,800, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $243,000
    • 2 Files closed for incompleteness: 1 Conventional Home Purchase Loan for $222,000, 1 Refinancing for $312,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 6 Loans originated: 4 Conventional Home Purchase Loans for an average of $144,500, 2 Refinancings for an average of $186,500
    • Refinancing Applications approved but not accepted for $167,000
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $75,000, Refinancing for $193,000
    • 3 Refinancings Approved applications but not accepted for an average of $108,667
      Mortgage Guaranty Insurance:
    • 7 Loans originated: 3 Conventional Home Purchase Loans for an average of $192,667, 4 Refinancings for an average of $154,250
    • Refinancing Approved but not accepted for $153,000
    • Refinancing Denied for $165,000
      PMI Mortgage Insurance:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $168,250
      Republic Mortgage Insurance:
    • 4 Loans originated: 2 Conventional Home Purchase Loans for an average of $132,000, 2 Refinancings for an average of $172,500
      United Guaranty Corporation:
    • 5 Originated: 3 Conventional Home Purchase Loans for an average of $200,000, 2 Refinancings for an average of $168,500
    • Refinancing Approved applications - not accepted for $185,000
    • Conventional Home Purchase Loan Files closed for incompleteness for $222,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $189,000
      CMG Mortgage Insurance:
    • Refinancing Withdrawn for $450,000


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