12520 Zip Code (Cornwall on Hudson, NY) Detailed Profile

Estimated zip code population in 2022: 3,039
Zip code population in 2010: 3,109
Zip code population in 2000: 2,918

Houses and condos: 1,312
Renter-occupied apartments: 348
March 2022 cost of living index in zip code 12520: 133.1 (high, U.S. average is 100)

Land area: 4.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 769 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $9,858 (2.2%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $9,755 (2.4%)

For population 25 years and over in 12520:

• High school or higher: 99.6%
• Bachelor's degree or higher: 58.6%
• Graduate or professional degree: 36.6%
• Unemployed: 0.6%
• Mean travel time to work (commute): 32.3 minutes

For population 15 years and over in 12520:

• Never married: 29.7%
• Now married: 55.1%
• Separated: 1.7%
• Widowed: 3.7%
• Divorced: 9.8%

• 
• • 2,59685.5%White
  • 2618.6%Hispanic or Latino
  • 872.9%Two or more races
  • 682.2%Asian
  • 240.8%Black

Urban population: 2,928
Rural population: 110

Averages for the 2020 tax year for zip code 12520, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $114,373 (Individual Income Tax Returns)

Here:	$114,373
State:	$90,930

Salary/wage: $89,129 (reported on 79.7% of returns)

Here:	$89,129
State:	$72,104

(% of AGI for various income ranges: 1135.0% for AGIs below $25k, 3402.4% for AGIs $25k-50k, 6636.7% for AGIs $50k-75k, 8809.2% for AGIs $75k-100k, 17842.6% for AGIs $100k-200k, 82988.3% for AGIs over 200k)

Taxable interest for individuals: $1,032 (reported on 49.4% of returns)

This zip code:	$1,032
New York:	$3,075

(% of AGI for various income ranges: 25.0% for AGIs below $25k, 23.8% for AGIs $25k-50k, 46.0% for AGIs $50k-75k, 76.2% for AGIs $75k-100k, 75.7% for AGIs $100k-200k, 708.3% for AGIs over 200k)

Ordinary dividends: $6,407 (reported on 32.0% of returns)

Here:	$6,407
State:	$11,095

(% of AGI for various income ranges: 62.1% for AGIs below $25k, 46.7% for AGIs $25k-50k, 109.3% for AGIs $50k-75k, 347.7% for AGIs $75k-100k, 386.1% for AGIs $100k-200k, 2955.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$14,769 (reported on 27.9% of returns)

Here:	+$14,769
State:	+$44,925

(% of AGI for various income ranges: 46.2% for AGIs below $25k, 31.9% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 132.3% for AGIs $75k-100k, 540.0% for AGIs $100k-200k, 8956.7% for AGIs over 200k)

Profit/loss from business: +$23,431 (reported on 16.9% of returns)

Here:	+$23,431
State:	+$14,940

(% of AGI for various income ranges: 127.9% for AGIs below $25k, 281.9% for AGIs $25k-50k, 104.7% for AGIs $50k-75k, 333.8% for AGIs $75k-100k, 597.4% for AGIs $100k-200k, 6551.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,386 (reported on 12.8% of returns)

12520:	$17,386
New York:	$19,609

(% of AGI for various income ranges: 60.4% for AGIs below $25k, 101.4% for AGIs $25k-50k, 254.7% for AGIs $50k-75k, 352.3% for AGIs $75k-100k, 677.4% for AGIs $100k-200k, 1781.7% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $58,950 (reported on 1.2% of returns)

12520:	$58,950
New York:	$32,497

(% of AGI for various income ranges: 906.9% for AGIs $75k-100k)

Total itemized deductions: $26,911 (reported on 15.7% of returns)

Here:	$26,911
State:	$39,326

(% of AGI for various income ranges: 596.2% for AGIs $25k-50k, 1127.7% for AGIs $75k-100k, 963.9% for AGIs $100k-200k, 3885.0% for AGIs over 200k)

Charity contributions: $6,433 (reported on 12.2% of returns)

Here:	$6,433
State:	$15,420

(% of AGI for various income ranges: 21.4% for AGIs $25k-50k, 106.2% for AGIs $75k-100k, 226.1% for AGIs $100k-200k, 1080.0% for AGIs over 200k)

Taxes paid: $8,896 (reported on 15.7% of returns)

12520:	$8,896
State:	$9,183

(% of AGI for various income ranges: 219.0% for AGIs $25k-50k, 320.0% for AGIs $75k-100k, 357.8% for AGIs $100k-200k, 1171.7% for AGIs over 200k)

Earned income credit: $1,678 (reported on 5.2% of returns)

Here:	$1,678
State:	$2,138

(% of AGI for various income ranges: 35.4% for AGIs below $25k, 31.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.8%

Here:	95%
State:	95%

(% for various income ranges: 92.5% for AGIs below $25k, 96.3% for AGIs $25k-50k, 95.5% for AGIs $50k-75k, 95.0% for AGIs $75k-100k, 95.2% for AGIs $100k-200k, 95.2% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12520, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $86,868 (Individual Income Tax Returns)

Here:	$86,868
State:	$77,088

Salary/wage: $70,183 (reported on 82.0% of returns)

Here:	$70,183
State:	$60,593

(% of AGI for various income ranges: 68.5% for AGIs below $25k, 75.7% for AGIs $25k-50k, 64.9% for AGIs $50k-75k, 75.4% for AGIs $75k-100k, 73.4% for AGIs $100k-200k, 54.0% for AGIs over 200k)

Taxable interest for individuals: $1,274 (reported on 52.7% of returns)

This zip code:	$1,274
New York:	$3,125

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $4,364 (reported on 33.5% of returns)

Here:	$4,364
State:	$10,299

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,239 (reported on 21.6% of returns)

Here:	+$5,239
State:	+$42,474

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.9% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Profit/loss from business: +$20,292 (reported on 15.6% of returns)

Here:	+$20,292
State:	+$16,168

(% of AGI for various income ranges: 8.0% for AGIs below $25k, 5.3% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 4.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,889 (reported on 11.4% of returns)

12520:	$17,889
New York:	$17,621

(% of AGI for various income ranges: 2.3% for AGIs below $25k, 2.7% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Self-employment retirement plans: $17,000 (reported on 1.8% of returns)

12520:	$17,000
New York:	$27,330

(% of AGI for various income ranges: 1.0% for AGIs $100k-200k)

Total itemized deductions: $33,321 (23% of AGI, reported on 48.5% of returns)

Here:	$33,321
State:	$34,985

Here:	23.2% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 9.6% for AGIs below $25k, 14.5% for AGIs $25k-50k, 18.5% for AGIs $50k-75k, 19.2% for AGIs $75k-100k, 19.5% for AGIs $100k-200k, 19.3% for AGIs over 200k)

Charity contributions: $3,056 (reported on 44.9% of returns)

Here:	$3,056
State:	$5,572

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $17,720 (reported on 48.5% of returns)

12520:	$17,720
State:	$18,656

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 6.4% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 10.8% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Earned income credit: $1,500 (reported on 7.8% of returns)

Here:	$1,500
State:	$2,230

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.7%

Here:	62%
State:	66%

(% for various income ranges: 50.0% for AGIs below $25k, 55.2% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 75.7% for AGIs $100k-200k, 72.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12520, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $69,488 (Individual Income Tax Returns)

Here:	$69,488
State:	$59,519

Salary/wage: $58,570 (reported on 82.9% of returns)

Here:	$58,570
State:	$50,673

(% of AGI for various income ranges: 147.7% for AGIs below $10k, 64.3% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 72.1% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 64.6% for AGIs over 100k)

Taxable interest for individuals: $1,356 (reported on 66.8% of returns)

This zip code:	$1,356
New York:	$2,377

(% of AGI for various income ranges: 9.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $2,232 (reported on 39.1% of returns)

Here:	$2,232
State:	$5,394

(% of AGI for various income ranges: 7.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$7,374 (reported on 29.3% of returns)

Here:	+$7,374
State:	+$23,581

(% of AGI for various income ranges: -9.0% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$17,517 (reported on 14.7% of returns)

Here:	+$17,517
State:	+$13,809

(% of AGI for various income ranges: 7.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,167 (reported on 3.7% of returns)

12520:	$3,167
New York:	$3,115

Self-employed pension: $21,636 (reported on 1.4% of returns)

Here:	$21,636
New York:	$19,016

Total itemized deductions: $30,159 (27% of AGI, reported on 50.6% of returns)

Here:	$30,159
State:	$25,864

Here:	26.8% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 22.4% for AGIs below $10k, 14.7% for AGIs $10k-25k, 14.7% for AGIs $25k-50k, 18.4% for AGIs $50k-75k, 21.8% for AGIs $75k-100k, 24.6% for AGIs over 100k)

Charity contributions deductions: $3,273 (3% of AGI, reported on 48.3% of returns)

Here:	$3,273
State:	$4,439

Here:	2.9% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $11,645 (reported on 82.6% of returns)

12520:	$11,645
State:	$11,730

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,263 (reported on 4.7% of returns)

Here:	$1,263
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 65.3%

Here:	65%
State:	67%

(% for various income ranges: 52.7% for AGIs below $10k, 60.4% for AGIs $10k-25k, 58.6% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 76.6% for AGIs over 100k)

Nearest zip codes: 10996, 12518, 10928, 12508, 12553, 10953.
Firthcliffe Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 44
Household did not receive Food Stamps/SNAP in the past 12 months: 1,190

Women who did not have a birth in the past 12 months: 707 (271 now married, 434 unmarried)

Housing units in zip code 12520 with a mortgage: 613 (87 second mortgage, 4 home equity loan, 83 both second mortgage and home equity loan)
Houses without a mortgage: 9

Median monthly owner costs for units with a mortgage: $2,955
Median monthly owner costs for units without a mortgage: $1,422

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12520 household income distribution in 2022

• 18Less than $10,000
• 23$15,000 to $19,999
• 12$20,000 to $24,999
• 45$25,000 to $29,999
• 14$30,000 to $34,999
• 11$35,000 to $39,999
• 37$40,000 to $44,999
• 19$45,000 to $49,999
• 34$50,000 to $59,999
• 64$60,000 to $74,999
• 211$75,000 to $99,999
• 152$100,000 to $124,999
• 132$125,000 to $149,999
• 191$150,000 to $199,999
• 268$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12520

• 7$90,000 to $99,999
• 7$125,000 to $149,999
• 25$200,000 to $249,999
• 87$250,000 to $299,999
• 281$300,000 to $399,999
• 248$400,000 to $499,999
• 180$500,000 to $749,999
• 53$750,000 to $999,999
• 14$1,000,000 to $1,499,999
• 11$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 12520

• 4$200 to $249
• 16$750 to $799
• 26$800 to $899
• 38$900 to $999
• 99$1,000 to $1,249
• 60$1,250 to $1,499
• 54$1,500 to $1,999
• 4$2,000 to $2,499
• 13$2,500 to $2,999
• 19$3,000 to $3,499
• 5No cash rent

Median gross rent in 2022: $1,366.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $431,391
• Black or African American householders: $607,023
• Asian householders: $786,972
• Some other race householders: $455,402
• Two or more races householders: $370,958
• Hispanic or Latino householders: $483,460

Estimated median house or condo value in 2022: $438,136 Lower value quartile - upper value quartile: $357,955 - $533,446

Mean price in 2022:

Detached houses: $412,906

Here:	$412,906
State:	$476,719

Townhouses or other attached units: $317,146

Here:	$317,146
State:	$699,270

In 2-unit structures: $460,335

Here:	$460,335
State:	$713,077

In 3-to-4-unit structures: $414,366

Here:	$414,366
State:	$764,568

In 5-or-more-unit structures: $465,557

Here:	$465,557
State:	$912,009

Mobile homes: $110,080

Here:	$110,080
State:	$88,925

Housing units in structures:

• One, detached: 1,009
• One, attached: 16
• Two: 69
• 3 or 4: 78
• 5 to 9: 50
• 10 to 19: 41
• 20 to 49: 10
• 50 or more: 28

Unemployment: 0.6%

• Means of transportation to work in zip code 12520

• 79.4%1,346Drove a car alone
• 1.7%28Carpooled
• 0.9%16Bus or trolley bus
• 2.4%41Walked
• 16.2%275Worked at home

• Travel time to work (commute) in zip code 12520

• 63Less than 5 minutes
• 1365 to 9 minutes
• 15410 to 14 minutes
• 33915 to 19 minutes
• 17420 to 24 minutes
• 5925 to 29 minutes
• 2030 to 34 minutes
• 8335 to 39 minutes
• 5740 to 44 minutes
• 10445 to 59 minutes
• 5560 to 89 minutes
• 17890 or more minutes

Percentage of zip code residents living and working in this county: 77.5%

Household type by relationship:

Households: 3,039

• Male householders: 696 (137 living alone), Female householders: 555 (166 living alone)

• 713 spouses (699 opposite-sex spouses), 109 unmarried partners, (109 opposite-sex unmarried partners), 755 children (627 natural, 0 adopted, 121 stepchildren), 31 grandchildren, 6 brothers or sisters, 4 parents, 0 foster children, 5 other relatives, 72 non-relatives

• In group quarters: 115 (-1 institutionalized population)

Size of family households: 407 2-persons, 285 3-persons, 137 4-persons, 40 5-persons, 12 6-persons

Size of nonfamily households: 302 1-person, 46 2-persons, 13 5-persons

400 married couples with children.
111 single-parent households (83 men, 28 women).

88.8% of residents of 12520 zip code speak English at home.
4.5% of residents speak Spanish at home (85% very well, 12% well, 3% not well).
4.4% of residents speak other Indo-European language at home (100% very well).
1.8% of residents speak Asian or Pacific Island language at home (70% very well, 30% well).
0.2% of residents speak other language at home (100% well).

Facilities with environmental interests located in this zip code:

• CORNWALL-ON-HUDSON ES ( in CORNWALL ON HUDSON, NY)

  (National Center for Education Statistics) - STATE ID-440301060002
  Organizations: CORNWALL CSD (SCHOOL DISTRICT)
  

• CONRAIL CORNWALL ON HUDSON (5-7 SHORE RD in CORNWALL ON HUDSON, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.9%

Population in 1990: 2,980.

Place of birth for U.S.-born residents:

• This state: 2,115
• Northeast: 320
• Midwest: 211
• South: 119
• West: 55

66% of the 12520 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

95% of the 12520 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 46
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 28

Companies with federal contracts located in this zip code:

• NEW YORK MILITARY ACADEMY INC (RR 218 in CORNWALL ON HU, NY)

  $46,800 with Army for Other Education and Training Services. Signed on 2000-05-25. Completion date: 2000-06-29.

• DRABICK, STEVEN P PLS PC (237 HUDSON ST in CORNWALL ON HU, NY; small business)

  $4,500 with Army for Land Surveys, Cadastral Services (non-construction). Signed on 2003-08-27. Completion date: 2003-09-05.

Top industries in this zip code by the number of employees in 2005:

• Educational Services: Elementary and Secondary Schools (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 2)
• Other Services (except Public Administration): Religious Organizations (5-9: 4)
• Arts, Entertainment, and Recreation: Museums (10-19: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 2)
• Other Services (except Public Administration): Beauty Salons (5-9: 1, 1-4: 1)
• Finance and Insurance: Savings Institutions (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0129.00 , 0131.00


Detailed PMIC statistics for the following Tracts: 0129.00 , 0131.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 10. The highest number of reported fires - 21 took place in 2008, and the least - 3 in 2005. The data has a declining trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (42.1%), and Outside Fires (27.5%).


• Fire incident types reported to NFIRS in Zip Code 12520
• 7542.1%Structure Fires
• 4927.5%Outside Fires
• 2815.7%Other
• 2614.6%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 12520, New York

Most common first names in zip code 12520 among deceased individuals
Name	Count	Lived (average)
John	46	77.3 years
Mary	39	82.9 years
William	30	74.5 years
Helen	21	82.0 years
George	20	75.7 years
James	18	75.2 years
Charles	16	75.8 years
Joseph	16	79.6 years
Elizabeth	16	79.3 years
Anna	16	83.1 years

Most common last names in zip code 12520 among deceased individuals
Last name	Count	Lived (average)
Smith	14	79.6 years
Johnson	12	76.3 years
Taylor	8	80.6 years
Odell	6	80.8 years
Pryne	6	82.6 years
Robinson	6	82.3 years
Flanagan	5	77.0 years
Cocks	5	84.4 years
Jones	5	67.4 years
Barbieri	5	80.8 years