28098 Zip Code (Lowell, NC) Detailed Profile

Estimated zip code population in 2022: 3,651
Zip code population in 2010: 3,579
Zip code population in 2000: 2,656

Houses and condos: 1,528
Renter-occupied apartments: 356
March 2022 cost of living index in zip code 28098: 91.0 (less than average, U.S. average is 100)

Land area: 3.4 sq. mi.
Water area: 0.1 sq. mi.

Population density: 1,073 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,494 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,579 (0.9%)

For population 25 years and over in 28098:

• High school or higher: 83.7%
• Bachelor's degree or higher: 16.6%
• Graduate or professional degree: 4.6%
• Unemployed: 2.5%
• Mean travel time to work (commute): 23.7 minutes

For population 15 years and over in 28098:

• Never married: 28.9%
• Now married: 44.0%
• Separated: 3.0%
• Widowed: 6.5%
• Divorced: 17.6%

• 
• • 2,29562.9%White
  • 61116.7%Black
  • 53314.6%Hispanic or Latino
  • 1303.6%Two or more races
  • 782.1%Asian
  • 20.05%American Indian

100% urban population.

Averages for the 2020 tax year for zip code 28098, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $49,752 (Individual Income Tax Returns)

Here:	$49,752
State:	$70,020

Salary/wage: $44,946 (reported on 85.8% of returns)

Here:	$44,946
State:	$58,387

(% of AGI for various income ranges: 1109.6% for AGIs below $25k, 3990.0% for AGIs $25k-50k, 6842.2% for AGIs $50k-75k, 10655.5% for AGIs $75k-100k, 15500.9% for AGIs $100k-200k)

Taxable interest for individuals: $412 (reported on 18.6% of returns)

This zip code:	$412
North Carolina:	$1,479

(% of AGI for various income ranges: 8.0% for AGIs below $25k, 3.8% for AGIs $25k-50k, 6.5% for AGIs $50k-75k, 16.4% for AGIs $75k-100k, 47.3% for AGIs $100k-200k)

Ordinary dividends: $2,447 (reported on 9.3% of returns)

Here:	$2,447
State:	$7,888

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 2.9% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 202.7% for AGIs $75k-100k, 105.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,412 (reported on 8.7% of returns)

Here:	+$6,412
State:	+$23,652

(% of AGI for various income ranges: 18.8% for AGIs $25k-50k, 41.3% for AGIs $50k-75k, 150.9% for AGIs $75k-100k, 630.0% for AGIs $100k-200k)

Profit/loss from business: +$7,950 (reported on 15.3% of returns)

Here:	+$7,950
State:	+$11,710

(% of AGI for various income ranges: 129.8% for AGIs below $25k, 110.2% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 79.1% for AGIs $75k-100k, 779.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,683 (reported on 6.6% of returns)

28098:	$13,683
North Carolina:	$20,247

(% of AGI for various income ranges: 59.4% for AGIs below $25k, 76.9% for AGIs $25k-50k, 138.7% for AGIs $50k-75k, 644.5% for AGIs $75k-100k)

Total itemized deductions: $29,167 (reported on 4.9% of returns)

Here:	$29,167
State:	$34,549

(% of AGI for various income ranges: 249.8% for AGIs $25k-50k, 435.5% for AGIs $75k-100k, 997.3% for AGIs $100k-200k)

Charity contributions: $9,225 (reported on 4.4% of returns)

Here:	$9,225
State:	$13,360

(% of AGI for various income ranges: 149.1% for AGIs $50k-75k, 359.1% for AGIs $100k-200k)

Taxes paid: $6,489 (reported on 4.9% of returns)

28098:	$6,489
State:	$7,586

(% of AGI for various income ranges: 39.8% for AGIs $25k-50k, 121.8% for AGIs $75k-100k, 257.3% for AGIs $100k-200k)

Earned income credit: $2,231 (reported on 19.7% of returns)

Here:	$2,231
State:	$2,337

(% of AGI for various income ranges: 99.0% for AGIs below $25k, 75.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.5%

Here:	95%
State:	93%

(% for various income ranges: 95.2% for AGIs below $25k, 94.5% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 94.1% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28098, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,909 (Individual Income Tax Returns)

Here:	$39,909
State:	$54,937

Salary/wage: $37,250 (reported on 87.7% of returns)

Here:	$37,250
State:	$46,336

(% of AGI for various income ranges: 74.8% for AGIs below $25k, 85.7% for AGIs $25k-50k, 80.9% for AGIs $50k-75k, 84.2% for AGIs $75k-100k, 80.6% for AGIs $100k-200k)

Taxable interest for individuals: $424 (reported on 22.2% of returns)

This zip code:	$424
North Carolina:	$1,298

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $100k-200k)

Ordinary dividends: $1,562 (reported on 9.4% of returns)

Here:	$1,562
State:	$6,213

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs $100k-200k)

Profit/loss from business: +$6,087 (reported on 13.5% of returns)

Here:	+$6,087
State:	+$10,311

(% of AGI for various income ranges: 8.1% for AGIs below $25k, 0.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,614 (reported on 8.2% of returns)

28098:	$11,614
North Carolina:	$15,575

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 4.7% for AGIs $75k-100k)

Total itemized deductions: $17,223 (25% of AGI, reported on 31.0% of returns)

Here:	$17,223
State:	$23,438

Here:	25.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 11.4% for AGIs $25k-50k, 14.2% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 16.0% for AGIs $100k-200k)

Charity contributions: $3,439 (reported on 25.7% of returns)

Here:	$3,439
State:	$4,687

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxes paid: $5,679 (reported on 30.4% of returns)

28098:	$5,679
State:	$8,823

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.6% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 6.1% for AGIs $75k-100k, 7.1% for AGIs $100k-200k)

Earned income credit: $2,228 (reported on 23.4% of returns)

Here:	$2,228
State:	$2,376

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.1%

Here:	56%
State:	53%

(% for various income ranges: 56.9% for AGIs below $25k, 51.0% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 61.5% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28098, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,004 (Individual Income Tax Returns)

Here:	$34,004
State:	$45,376

Salary/wage: $32,653 (reported on 88.3% of returns)

Here:	$32,653
State:	$39,442

(% of AGI for various income ranges: 72.6% for AGIs below $10k, 81.8% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 85.5% for AGIs $75k-100k, 76.2% for AGIs over 100k)

Taxable interest for individuals: $634 (reported on 29.7% of returns)

This zip code:	$634
North Carolina:	$1,515

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,156 (reported on 11.6% of returns)

Here:	$1,156
State:	$4,016

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$6,082 (reported on 6.6% of returns)

Here:	+$6,082
State:	+$11,152

(% of AGI for various income ranges: -0.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 9.1% for AGIs over 100k)

Profit/loss from business: +$5,875 (reported on 12.3% of returns)

Here:	+$5,875
State:	+$9,490

(% of AGI for various income ranges: 11.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 4.3% for AGIs $75k-100k)

Total itemized deductions: $15,271 (27% of AGI, reported on 32.1% of returns)

Here:	$15,271
State:	$19,464

Here:	26.7% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 8.9% for AGIs $10k-25k, 12.8% for AGIs $25k-50k, 17.3% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Charity contributions deductions: $3,342 (6% of AGI, reported on 27.2% of returns)

Here:	$3,342
State:	$4,035

Here:	5.7% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Total tax: $3,670 (reported on 71.6% of returns)

28098:	$3,670
State:	$7,257

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Earned income credit: $1,582 (reported on 22.0% of returns)

Here:	$1,582
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.7%

Here:	68%
State:	62%

(% for various income ranges: 62.7% for AGIs below $10k, 73.0% for AGIs $10k-25k, 64.9% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 65.5% for AGIs $75k-100k, 51.3% for AGIs over 100k)

Nearest zip codes: 28101, 28032, 28054, 28056, 28012, 28120.
McAdenville Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.5% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 280
Household did not receive Food Stamps/SNAP in the past 12 months: 1,230

Women who had a birth in the past 12 months: 70 (25 now married, 43 unmarried)
Women who did not have a birth in the past 12 months: 746 (409 now married, 338 unmarried)

Housing units in zip code 28098 with a mortgage: 799 (89 second mortgage, 86 both second mortgage and home equity loan)
Houses without a mortgage: 38

Median monthly owner costs for units with a mortgage: $1,161
Median monthly owner costs for units without a mortgage: $456

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28098 household income distribution in 2022

• 53Less than $10,000
• 62$10,000 to $14,999
• 5$15,000 to $19,999
• 124$20,000 to $24,999
• 196$25,000 to $29,999
• 48$30,000 to $34,999
• 88$35,000 to $39,999
• 28$40,000 to $44,999
• 51$45,000 to $49,999
• 55$50,000 to $59,999
• 157$60,000 to $74,999
• 211$75,000 to $99,999
• 162$100,000 to $124,999
• 77$125,000 to $149,999
• 63$150,000 to $199,999
• 89$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28098

• 14$10,000 to $14,999
• 8$15,000 to $19,999
• 25$40,000 to $49,999
• 8$60,000 to $69,999
• 25$70,000 to $79,999
• 37$90,000 to $99,999
• 224$100,000 to $124,999
• 83$125,000 to $149,999
• 52$150,000 to $174,999
• 64$175,000 to $199,999
• 158$200,000 to $249,999
• 140$250,000 to $299,999
• 109$300,000 to $399,999
• 7$400,000 to $499,999
• 13$500,000 to $749,999
• 6$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 28098

• 7Less than $100
• 14$400 to $449
• 4$450 to $499
• 48$600 to $649
• 21$700 to $749
• 66$800 to $899
• 40$900 to $999
• 61$1,000 to $1,249
• 57$1,500 to $1,999
• 27No cash rent

Median gross rent in 2022: $1,179.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $183,922
• Black or African American householders: $206,880
• American Indian or Alaska Native householders: $350,753
• Some other race householders: $114,792
• Hispanic or Latino householders: $114,792

Estimated median house or condo value in 2022: $182,647 Lower value quartile - upper value quartile: $131,042 - $280,794

Mean price in 2022:

Detached houses: $317,064

Here:	$317,064
State:	$375,326

Townhouses or other attached units: $290,701

Here:	$290,701
State:	$317,935

In 3-to-4-unit structures: $226,982

Here:	$226,982
State:	$254,939

In 5-or-more-unit structures: $192,553

Here:	$192,553
State:	$329,290

Mobile homes: $120,670

Here:	$120,670
State:	$124,933

Housing units in structures:

• One, detached: 1,404
• One, attached: 13
• Two: 6
• 5 to 9: 44
• 20 to 49: 10
• 50 or more: 4
• Mobile homes: 43

Unemployment: 2.5%

• Means of transportation to work in zip code 28098

• 71.3%1,256Drove a car alone
• 15.1%266Carpooled
• 0.5%8Walked
• 11.9%209Worked at home

• Travel time to work (commute) in zip code 28098

• 42Less than 5 minutes
• 1435 to 9 minutes
• 30910 to 14 minutes
• 21015 to 19 minutes
• 31420 to 24 minutes
• 11025 to 29 minutes
• 11830 to 34 minutes
• 2135 to 39 minutes
• 2440 to 44 minutes
• 15045 to 59 minutes
• 2760 to 89 minutes
• 4990 or more minutes

Percentage of zip code residents living and working in this county: 56.4%

Household type by relationship:

Households: 3,651

• Male householders: 764 (295 living alone), Female householders: 737 (191 living alone)

• 514 spouses (501 opposite-sex spouses), 106 unmarried partners, (106 opposite-sex unmarried partners), 923 children (727 natural, 68 adopted, 127 stepchildren), 117 grandchildren, 21 brothers or sisters, 43 parents, 0 foster children, 125 other relatives, 271 non-relatives

Size of family households: 398 2-persons, 163 3-persons, 181 4-persons, 98 5-persons, 49 6-persons, 14 7-or-more-persons

Size of nonfamily households: 486 1-person, 91 2-persons, 17 3-persons

320 married couples with children.
288 single-parent households (85 men, 203 women).

83.6% of residents of 28098 zip code speak English at home.
12.3% of residents speak Spanish at home (54% very well, 40% well, 7% not well).
0.7% of residents speak other Indo-European language at home (100% very well).
1.2% of residents speak Asian or Pacific Island language at home (38% very well, 62% not well).
2.1% of residents speak other language at home (64% very well, 16% well, 20% not at all).

Facilities with environmental interests located in this zip code:

• ACE WASTE OIL CO (903 W 1ST in LOWELL, NC)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: GEOGE POSTON (CONTACT/OWNER)
  

• AMP INCORPORATED BUILDING 171 (603 GROVES ST. in LOWELL, NC)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: ELECTRONIC CONNECTORS
  

Housing units lacking complete kitchen facilities: 0.4%

Population in 1990: 3,424.

Place of birth for U.S.-born residents:

• This state: 2,294
• Northeast: 285
• Midwest: 130
• South: 461
• West: 112

55% of the 28098 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

93% of the 28098 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 43% moved from this county.
   Out of people who lived in different houses, 47% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 105
Students in private schools in grades 9 to 12 (high school): 14 Students in private undergraduate colleges: 14

Companies with federal contracts located in this zip code:

• BRYANT ELECTRIC SUPPLY INC (825 GROVES ST in LOWELL, NC; small business)

  $16,881 with Army for Electrical Hardware and Supplies. Signed on 2006-06-27. Completion date: 2006-08-04.

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (100-249 employees: 1 establishment, 10-19 employees: 1 establishment)
• Wholesale Trade: Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers (50-99: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1)
• Construction: Drywall and Insulation Contractors (20-49: 1)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
• Health Care and Social Assistance: Other Residential Care Facilities (20-49: 1)

Detailed HMDA statistics for the following Tracts: 0313.02 , 0322.00


Detailed PMIC statistics for the following Tracts: 0313.02 , 0322.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 13. The highest number of reported fire incidents - 49 took place in 2017, and the least - 0 in 2003. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (51.8%), and Outside Fires (25.5%).


• Fire incident types reported to NFIRS in Zip Code 28098
• 11451.8%Structure Fires
• 5625.5%Outside Fires
• 3817.3%Mobile Property/Vehicle Fires
• 125.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28098, North Carolina

Most common first names in zip code 28098 among deceased individuals
Name	Count	Lived (average)
James	47	73.2 years
John	35	73.0 years
Mary	31	73.2 years
William	26	72.5 years
Charles	21	67.1 years
Robert	20	64.6 years
George	14	72.5 years
Helen	13	76.2 years
Clyde	12	77.2 years
Ruby	12	78.7 years

Most common last names in zip code 28098 among deceased individuals
Last name	Count	Lived (average)
Roberts	15	76.9 years
Wilson	15	70.3 years
Johnson	14	71.8 years
Warren	14	75.4 years
Cobb	13	76.7 years
Jenkins	12	71.8 years
Messer	11	70.3 years
Baker	10	72.7 years
Smith	10	68.7 years
Reid	9	72.9 years

Businesses in zip code 28098
Name	Count		Name	Count
Chevrolet	1		Hardee's	1
Goodwill	1		Hyundai	1