38481 Zip Code (St. Joseph, TN) Detailed Profile

Estimated zip code population in 2022: 899
Zip code population in 2010: 896
Zip code population in 2000: 978

Houses and condos: 444
Renter-occupied apartments: 80
March 2022 cost of living index in zip code 38481: 78.6 (low, U.S. average is 100)

Land area: 11.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 77 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $604 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,143 (0.8%)

For population 25 years and over in 38481:

• High school or higher: 81.7%
• Bachelor's degree or higher: 12.8%
• Graduate or professional degree: 5.3%
• Unemployed: 2.0%
• Mean travel time to work (commute): 30.8 minutes

For population 15 years and over in 38481:

• Never married: 29.3%
• Now married: 44.3%
• Separated: 1.7%
• Widowed: 9.0%
• Divorced: 15.6%

• 
• • 84393.9%White
  • 212.3%Asian
  • 141.6%Two or more races
  • 80.9%Black
  • 60.7%Some other race
  • 60.7%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38481, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,422 (Individual Income Tax Returns)

Here:	$44,422
State:	$69,014

Salary/wage: $44,833 (reported on 80.5% of returns)

Here:	$44,833
State:	$55,872

(% of AGI for various income ranges: 1232.0% for AGIs below $25k, 3561.0% for AGIs $25k-50k, 5598.0% for AGIs $50k-75k, 8420.0% for AGIs $75k-100k, 23385.0% for AGIs $100k-200k)

Taxable interest for individuals: $636 (reported on 26.8% of returns)

This zip code:	$636
Tennessee:	$1,945

(% of AGI for various income ranges: 22.0% for AGIs below $25k, 33.0% for AGIs $25k-50k, 50.0% for AGIs $75k-100k)

Ordinary dividends: $1,200 (reported on 4.9% of returns)

Here:	$1,200
State:	$8,105

(% of AGI for various income ranges: 24.0% for AGIs below $25k)

Net capital gain/loss in AGI: +$1,650 (reported on 9.8% of returns)

Here:	+$1,650
State:	+$33,664

(% of AGI for various income ranges: 132.0% for AGIs $50k-75k)

Profit/loss from business: +$7,750 (reported on 14.6% of returns)

Here:	+$7,750
State:	+$18,991

(% of AGI for various income ranges: 200.0% for AGIs below $25k, 265.0% for AGIs $25k-50k)

Earned income credit: $2,588 (reported on 19.5% of returns)

Here:	$2,588
State:	$2,391

(% of AGI for various income ranges: 130.0% for AGIs below $25k, 77.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.6%

Here:	98%
State:	93%

(% for various income ranges: 93.3% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 38481, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,866 (Individual Income Tax Returns)

Here:	$35,866
State:	$53,767

Salary/wage: $36,467 (reported on 78.9% of returns)

Here:	$36,467
State:	$45,421

(% of AGI for various income ranges: 70.2% for AGIs below $25k, 81.2% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 188.5% for AGIs $75k-100k)

Taxable interest for individuals: $950 (reported on 26.3% of returns)

This zip code:	$950
Tennessee:	$1,732

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Ordinary dividends: $700 (reported on 5.3% of returns)

Here:	$700
State:	$6,739

Profit/loss from business: +$5,414 (reported on 18.4% of returns)

Here:	+$5,414
State:	+$15,240

Taxable individual retirement arrangement distribution: $6,350 (reported on 5.3% of returns)

38481:	$6,350
Tennessee:	$15,505

(% of AGI for various income ranges: 5.8% for AGIs below $25k)

Total itemized deductions: $18,020 (24% of AGI, reported on 13.2% of returns)

Here:	$18,020
State:	$21,976

Here:	23.9% of AGI
State:	17.8% of AGI

Charity contributions: $4,900 (reported on 10.5% of returns)

Here:	$4,900
State:	$6,709

Taxes paid: $3,600 (reported on 13.2% of returns)

38481:	$3,600
State:	$4,829

Earned income credit: $2,236 (reported on 28.9% of returns)

Here:	$2,236
State:	$2,404

(% of AGI for various income ranges: 8.0% for AGIs below $25k, 1.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 76.3%

Here:	76%
State:	52%

(% for various income ranges: 77.8% for AGIs below $25k, 70.0% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 133.3% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 38481, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,905 (Individual Income Tax Returns)

Here:	$28,905
State:	$44,088

Salary/wage: $27,613 (reported on 84.1% of returns)

Here:	$27,613
State:	$38,825

(% of AGI for various income ranges: 73.2% for AGIs below $10k, 74.1% for AGIs $10k-25k, 84.6% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 75.6% for AGIs $75k-100k)

Taxable interest for individuals: $857 (reported on 36.2% of returns)

This zip code:	$857
Tennessee:	$1,802

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 2.8% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Taxable dividends: $842 (reported on 8.2% of returns)

Here:	$842
State:	$3,727

Profit/loss from business: +$5,472 (reported on 19.2% of returns)

Here:	+$5,472
State:	+$12,882

(% of AGI for various income ranges: 16.3% for AGIs below $10k, 7.6% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 3.0% for AGIs $50k-75k)

Total itemized deductions: $14,735 (25% of AGI, reported on 14.7% of returns)

Here:	$14,735
State:	$18,035

Here:	25.3% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 4.8% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 10.9% for AGIs $50k-75k, 11.3% for AGIs $75k-100k)

Charity contributions deductions: $3,140 (5% of AGI, reported on 12.3% of returns)

Here:	$3,140
State:	$5,167

Here:	5.4% of AGI
State:	5.3% of AGI

Total tax: $3,048 (reported on 71.1% of returns)

38481:	$3,048
State:	$7,482

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 12.7% for AGIs $75k-100k)

Earned income credit: $2,019 (reported on 22.8% of returns)

Here:	$2,019
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 73.9%

Here:	74%
State:	60%

(% for various income ranges: 67.3% for AGIs below $10k, 74.7% for AGIs $10k-25k, 73.7% for AGIs $25k-50k, 85.2% for AGIs $50k-75k, 72.0% for AGIs $75k-100k)

Nearest zip codes: 38469, 35648, 35645, 38486, 38463, 35634.
St. Joseph Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 73
Household did not receive Food Stamps/SNAP in the past 12 months: 324

Women who had a birth in the past 12 months: 11 (8 now married, 3 unmarried)
Women who did not have a birth in the past 12 months: 162 (85 now married, 77 unmarried)

Housing units in zip code 38481 with a mortgage: 132
Houses without a mortgage: 7

Median monthly owner costs for units with a mortgage: $968
Median monthly owner costs for units without a mortgage: $384

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38481 household income distribution in 2022

• 40Less than $10,000
• 43$10,000 to $14,999
• 42$15,000 to $19,999
• 23$20,000 to $24,999
• 11$25,000 to $29,999
• 7$30,000 to $34,999
• 26$35,000 to $39,999
• 28$40,000 to $44,999
• 12$45,000 to $49,999
• 7$50,000 to $59,999
• 40$60,000 to $74,999
• 36$75,000 to $99,999
• 35$100,000 to $124,999
• 10$125,000 to $149,999
• 20$150,000 to $199,999
• 5$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38481

• 15Less than $10,000
• 27$10,000 to $14,999
• 1$20,000 to $24,999
• 5$30,000 to $34,999
• 9$40,000 to $49,999
• 8$50,000 to $59,999
• 20$60,000 to $69,999
• 23$70,000 to $79,999
• 5$80,000 to $89,999
• 2$90,000 to $99,999
• 29$100,000 to $124,999
• 1$125,000 to $149,999
• 15$150,000 to $174,999
• 3$175,000 to $199,999
• 36$200,000 to $249,999
• 11$250,000 to $299,999
• 39$300,000 to $399,999
• 37$400,000 to $499,999
• 6$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 38481

• 2$150 to $199
• 2$200 to $249
• 2$250 to $299
• 7$300 to $349
• 8$350 to $399
• 21$400 to $449
• 9$450 to $499
• 7$550 to $599
• 3$600 to $649
• 3$800 to $899
• 6No cash rent

Median gross rent in 2022: $603.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $147,185
• Asian householders: $139,572
• Two or more races householders: $164,949

Estimated median house or condo value in 2022: $141,602 Lower value quartile - upper value quartile: $73,720 - $294,687

Mean price in 2022:

Detached houses: $209,745

Here:	$209,745
State:	$374,382

Mobile homes: $49,543

Here:	$49,543
State:	$101,421

Housing units in structures:

• One, detached: 335
• One, attached: 4
• Two: 22
• Mobile homes: 75
• Boats, RVs, vans, etc.: 2

Unemployment: 2.0%

• Means of transportation to work in zip code 38481

• 73.7%303Drove a car alone
• 7.1%29Carpooled
• 2.4%10Bus or trolley bus
• 0.2%1Motorcycle
• 1.9%8Walked
• 12.9%53Worked at home

• Travel time to work (commute) in zip code 38481

• 22Less than 5 minutes
• 305 to 9 minutes
• 4310 to 14 minutes
• 2115 to 19 minutes
• 4220 to 24 minutes
• 4525 to 29 minutes
• 6530 to 34 minutes
• 240 to 44 minutes
• 5145 to 59 minutes
• 860 to 89 minutes
• 2790 or more minutes

Percentage of zip code residents living and working in this county: 70.3%

Household type by relationship:

Households: 899

• Male householders: 172 (84 living alone), Female householders: 227 (86 living alone)

• 160 spouses (158 opposite-sex spouses), 14 unmarried partners, (14 opposite-sex unmarried partners), 270 children (241 natural, 26 adopted, 4 stepchildren), 24 grandchildren, 0 brothers or sisters, 9 parents, 6 foster children, 15 other relatives, 4 non-relatives

Size of family households: 81 2-persons, 70 3-persons, 38 4-persons, 19 5-persons, 4 6-persons, 2 7-or-more-persons

Size of nonfamily households: 169 1-person, 9 2-persons, 2 3-persons

113 married couples with children.
19 single-parent households (19 women).

97.5% of residents of 38481 zip code speak English at home.
0.6% of residents speak Spanish at home (20% not well, 80% not at all).
1.7% of residents speak other Indo-European language at home (100% not well).

Facilities with environmental interests located in this zip code:

• DURASTONE COMPANY (302 JACKSON DRIVE in ST JOSEPH, TN)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: CUT STONE AND STONE PRODUCTS
  

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 6.6%

Population in 1990: 881. Population change in the 1990s: +97 (+11.0%).

Place of birth for U.S.-born residents:

• This state: 614
• Northeast: 11
• Midwest: 15
• South: 219
• West: 11

63% of the 38481 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 83% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

94% of the 38481 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 7% moved from different county within same state.
   Out of people who lived in different houses, 34% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 5
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Commercial Banking (5-9 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)

2006 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2006 - 2018 the average number of fire incidents per year is 11. The highest number of reported fire incidents - 27 took place in 2010, and the least - 3 in 2017. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (46.9%), and Outside Fires (43.5%).


• Fire incident types reported to NFIRS in Zip Code 38481
• 6946.9%Structure Fires
• 6443.5%Outside Fires
• 106.8%Mobile Property/Vehicle Fires
• 42.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38481, Tennessee

Most common first names in zip code 38481 among deceased individuals
Name	Count	Lived (average)
James	17	68.2 years
William	16	71.4 years
John	11	76.5 years
Mary	11	79.9 years
Robert	7	78.8 years
Henry	6	78.3 years
Thomas	6	62.0 years
Walter	6	65.7 years
Willie	6	67.1 years
Floyd	4	80.5 years

Most common last names in zip code 38481 among deceased individuals
Last name	Count	Lived (average)
Roberson	13	79.5 years
Fowler	9	70.8 years
Springer	9	78.8 years
Johnson	8	77.2 years
Moore	8	76.3 years
Gist	8	74.1 years
Killen	8	74.4 years
Evers	8	83.1 years
Gladney	7	72.7 years
Hill	7	80.6 years