62440 Zip Code (Lerna, IL) Detailed Profile

Estimated zip code population in 2022: 1,040
Zip code population in 2010: 1,316
Zip code population in 2000: 1,445

Houses and condos: 559
Renter-occupied apartments: 50
March 2022 cost of living index in zip code 62440: 86.2 (less than average, U.S. average is 100)

Land area: 38.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 27 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,748 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,021 (1.8%)

For population 25 years and over in 62440:

• High school or higher: 91.9%
• Bachelor's degree or higher: 24.0%
• Graduate or professional degree: 10.2%
• Unemployed: 2.5%
• Mean travel time to work (commute): 28.5 minutes

For population 15 years and over in 62440:

• Never married: 17.1%
• Now married: 66.3%
• Separated: 0.6%
• Widowed: 6.7%
• Divorced: 9.3%

• 
• • 1,02298.5%White
  • 161.5%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 62440, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $63,228 (Individual Income Tax Returns)

Here:	$63,228
State:	$82,626

Salary/wage: $50,820 (reported on 83.3% of returns)

Here:	$50,820
State:	$66,640

(% of AGI for various income ranges: 1201.7% for AGIs below $25k, 3330.0% for AGIs $25k-50k, 5317.1% for AGIs $50k-75k, 8528.0% for AGIs $75k-100k, 16851.7% for AGIs $100k-200k)

Taxable interest for individuals: $795 (reported on 37.0% of returns)

This zip code:	$795
Illinois:	$2,376

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 15.0% for AGIs $25k-50k, 37.1% for AGIs $50k-75k, 28.0% for AGIs $75k-100k, 161.7% for AGIs $100k-200k)

Ordinary dividends: $1,925 (reported on 22.2% of returns)

Here:	$1,925
State:	$9,061

(% of AGI for various income ranges: 55.0% for AGIs $25k-50k, 121.4% for AGIs $50k-75k, 151.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,190 (reported on 18.5% of returns)

Here:	+$4,190
State:	+$31,684

(% of AGI for various income ranges: 26.7% for AGIs below $25k, 32.9% for AGIs $50k-75k, 606.7% for AGIs $100k-200k)

Profit/loss from business: +$13,338 (reported on 14.8% of returns)

Here:	+$13,338
State:	+$12,175

(% of AGI for various income ranges: 75.0% for AGIs below $25k, 182.0% for AGIs $25k-50k, 1135.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $12,580 (reported on 9.3% of returns)

62440:	$12,580
Illinois:	$21,613

(% of AGI for various income ranges: 130.8% for AGIs below $25k, 674.3% for AGIs $50k-75k)

Earned income credit: $1,850 (reported on 11.1% of returns)

Here:	$1,850
State:	$2,311

(% of AGI for various income ranges: 50.8% for AGIs below $25k, 50.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.3%

Here:	96%
State:	93%

(% for various income ranges: 93.8% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 62440, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,438 (Individual Income Tax Returns)

Here:	$58,438
State:	$68,058

Salary/wage: $42,127 (reported on 87.9% of returns)

Here:	$42,127
State:	$55,396

(% of AGI for various income ranges: 71.4% for AGIs below $25k, 80.6% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 71.2% for AGIs $75k-100k, 45.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,777 (reported on 37.9% of returns)

This zip code:	$1,777
Illinois:	$1,969

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Ordinary dividends: $2,058 (reported on 20.7% of returns)

Here:	$2,058
State:	$7,786

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,683 (reported on 10.3% of returns)

Here:	+$1,683
State:	+$22,183

Profit/loss from business: +$4,786 (reported on 12.1% of returns)

Here:	+$4,786
State:	+$12,903

Taxable individual retirement arrangement distribution: $8,560 (reported on 8.6% of returns)

62440:	$8,560
Illinois:	$17,929

Total itemized deductions: $20,309 (15% of AGI, reported on 19.0% of returns)

Here:	$20,309
State:	$26,433

Here:	14.7% of AGI
State:	19.2% of AGI

(% of AGI for various income ranges: 7.6% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 7.9% for AGIs $100k-200k)

Charity contributions: $4,229 (reported on 12.1% of returns)

Here:	$4,229
State:	$4,525

Taxes paid: $9,136 (reported on 19.0% of returns)

62440:	$9,136
State:	$11,968

(% of AGI for various income ranges: 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.9% for AGIs $100k-200k)

Earned income credit: $2,022 (reported on 15.5% of returns)

Here:	$2,022
State:	$2,349

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.6%

Here:	59%
State:	57%

(% for various income ranges: 50.0% for AGIs below $25k, 66.7% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 62440, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,793 (Individual Income Tax Returns)

Here:	$39,793
State:	$54,625

Salary/wage: $34,036 (reported on 88.5% of returns)

Here:	$34,036
State:	$46,811

(% of AGI for various income ranges: 91.1% for AGIs below $10k, 82.8% for AGIs $10k-25k, 83.5% for AGIs $25k-50k, 84.7% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 45.8% for AGIs over 100k)

Taxable interest for individuals: $1,359 (reported on 47.7% of returns)

This zip code:	$1,359
Illinois:	$2,101

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Taxable dividends: $1,078 (reported on 21.7% of returns)

Here:	$1,078
State:	$4,306

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$2,400 (reported on 14.4% of returns)

Here:	+$2,400
State:	+$17,321

(% of AGI for various income ranges: -3.7% for AGIs below $10k, 0.9% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Profit/loss from business: +$2,554 (reported on 14.1% of returns)

Here:	+$2,554
State:	+$11,771

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, -0.7% for AGIs $75k-100k)

Profit/loss from farming: +$1,116 (reported on 7.3% of returns)

Here:	+$1,116
State:	+$2,327

IRA payment deduction: $1,700 (reported on 1.7% of returns)

62440:	$1,700
Illinois:	$3,087

Total itemized deductions: $14,580 (16% of AGI, reported on 17.0% of returns)

Here:	$14,580
State:	$20,239

Here:	16.5% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 7.2% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 7.5% for AGIs over 100k)

Charity contributions deductions: $2,355 (3% of AGI, reported on 12.9% of returns)

Here:	$2,355
State:	$3,719

Here:	2.7% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Total tax: $5,634 (reported on 76.6% of returns)

62440:	$5,634
State:	$9,882

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 22.1% for AGIs over 100k)

Earned income credit: $1,544 (reported on 13.4% of returns)

Here:	$1,544
State:	$1,788

Percentage of individuals using paid preparers for their 2004 taxes: 60.8%

Here:	61%
State:	61%

(% for various income ranges: 57.9% for AGIs below $10k, 49.7% for AGIs $10k-25k, 66.9% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Nearest zip codes: 62469, 62468, 61938, 61920, 62428, 62447.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 33
Household did not receive Food Stamps/SNAP in the past 12 months: 471

Women who had a birth in the past 12 months: 16 (7 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 167 (92 now married, 74 unmarried)

Housing units in zip code 62440 with a mortgage: 280 (20 second mortgage, 17 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,065
Median monthly owner costs for units without a mortgage: $525

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 62440 household income distribution in 2022

• 63Less than $10,000
• 1$10,000 to $14,999
• 12$15,000 to $19,999
• 32$20,000 to $24,999
• 13$25,000 to $29,999
• 4$30,000 to $34,999
• 5$35,000 to $39,999
• 56$40,000 to $44,999
• 18$45,000 to $49,999
• 46$50,000 to $59,999
• 61$60,000 to $74,999
• 86$75,000 to $99,999
• 55$100,000 to $124,999
• 11$125,000 to $149,999
• 51$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 62440

• 1Less than $10,000
• 7$10,000 to $14,999
• 8$20,000 to $24,999
• 2$30,000 to $34,999
• 19$40,000 to $49,999
• 19$50,000 to $59,999
• 40$60,000 to $69,999
• 12$70,000 to $79,999
• 18$80,000 to $89,999
• 13$90,000 to $99,999
• 76$100,000 to $124,999
• 24$125,000 to $149,999
• 23$150,000 to $174,999
• 16$200,000 to $249,999
• 89$250,000 to $299,999
• 7$300,000 to $399,999
• 7$400,000 to $499,999
• 66$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 62440

• 4$250 to $299
• 5$300 to $349
• 3$400 to $449
• 3$550 to $599
• 28$1,250 to $1,499
• 1No cash rent

Median gross rent in 2022: $1,286.

Median price asked for vacant for-sale houses and condos in 2022: $129,723.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $125,157

Estimated median house or condo value in 2022: $131,324 Lower value quartile - upper value quartile: $85,078 - $283,100

Mean price in 2022:

Detached houses: $217,927

Here:	$217,927
State:	$310,164

Mobile homes: $40,575

Here:	$40,575
State:	$78,855

Housing units in structures:

• One, detached: 480
• One, attached: 1
• 5 to 9: 30
• Mobile homes: 43

Unemployment: 2.5%

• Means of transportation to work in zip code 62440

• 84.0%476Drove a car alone
• 11.5%65Carpooled
• 1.1%6Walked
• 0.2%1Worked at home

• Travel time to work (commute) in zip code 62440

• 43Less than 5 minutes
• 225 to 9 minutes
• 7510 to 14 minutes
• 9715 to 19 minutes
• 8220 to 24 minutes
• 4025 to 29 minutes
• 7730 to 34 minutes
• 540 to 44 minutes
• 3045 to 59 minutes
• 6590 or more minutes

Percentage of zip code residents living and working in this county: 60.1%

Household type by relationship:

Households: 1,040

• Male householders: 314 (92 living alone), Female householders: 193 (74 living alone)

• 298 spouses (298 opposite-sex spouses), 37 unmarried partners, (37 opposite-sex unmarried partners), 184 children (179 natural, 3 adopted, 2 stepchildren), 3 grandchildren, 0 brothers or sisters, 3 parents, 0 foster children, 0 other relatives, 8 non-relatives

• In group quarters: 11 (-1 institutionalized population)

Size of family households: 221 2-persons, 31 3-persons, 65 4-persons, 5 5-persons

Size of nonfamily households: 166 1-person, 22 2-persons

142 married couples with children.
9 single-parent households (9 men).

99.2% of residents of 62440 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).

Facilities with environmental interests located in this zip code:

• HPA-LINCOLN LOG CABIN HIS SITE (420 NORTH COUNTY RD 1420 EAST in LERNA, IL)

  STATE MASTER (Illinois EPA Project) - National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: RECREATIONAL VEHICLE PARKS AND CAMPSITES
  Alternative names: LINCOLN LOG CABIN HISTORICAL S, LINCOLN LOG CABIN SITE

• HAROLD SAWYER AUTO REPAIR (512 PARK ST in LERNA, IL)

  STATE MASTER (Illinois EPA Project) - HAZARDOUS WASTE PROGRAM
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: SAWYER HAROLD (CONTACT/OWNER)
  Alternative names: SAWYER HAROLD AUTO REPAIR

• LERNA ELEM SCHOOL (P O BOX 129 in LERNA, IL)

  (National Center for Education Statistics) - STATE ID-1101500102008
  Organizations: CHARLESTON C U SCHOOL DIST 1 (SCHOOL DISTRICT)
  

• AMOCO FERTILIZER PLANT (RTE 16 in LERNA, IL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• KAISER AGRICULTURAL CHEMICALS (RTE 1 3MI SE OF LERNA in LERNA, IL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 3.2%

Population in 1990: 1,289. Population change in the 1990s: +156 (+12.1%).

Place of birth for U.S.-born residents:

• This state: 835
• Northeast: 12
• Midwest: 126
• South: 30
• West: 11

57% of the 62440 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Illinois.

100% of the 62440 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 2
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (20-49 employees: 1 establishment)
• Construction: New Housing Operative Builders (1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Arts, Entertainment, and Recreation: Historical Sites (1-4: 1)
• Other Services (except Public Administration): Communication Equipment Repair and Maintenance (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Carpet and Upholstery Cleaning Services (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (1-4: 1)
• Construction: All Other Specialty Trade Contractors (1-4: 1)
• Construction: Flooring Contractors (1-4: 1)

Most common first names in zip code 62440 among deceased individuals
Name	Count	Lived (average)
James	8	74.6 years
William	8	80.9 years
Mary	7	75.4 years
Charles	5	76.6 years
Donald	5	70.6 years
Harold	4	69.8 years
Earl	4	74.3 years
Dorothy	4	72.0 years
John	4	64.0 years
Richard	4	65.7 years

Most common last names in zip code 62440 among deceased individuals
Last name	Count	Lived (average)
Starwalt	9	82.0 years
Thompson	7	81.8 years
Richter	5	77.8 years
Smith	5	81.2 years
Phipps	4	91.2 years
Jones	4	80.8 years
Lawyer	4	76.2 years
Edwards	4	63.8 years
Wortham	4	82.5 years
Barger	3	72.6 years