76657 Zip Code (McGregor, TX) Detailed Profile

Estimated zip code population in 2022: 12,486
Zip code population in 2010: 9,307
Zip code population in 2000: 8,654

Houses and condos: 4,562
Renter-occupied apartments: 1,022
March 2022 cost of living index in zip code 76657: 86.2 (less than average, U.S. average is 100)

Land area: 106.3 sq. mi.
Water area: 0.1 sq. mi.

Population density: 117 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $5,736 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,743 (1.2%)

For population 25 years and over in 76657:

• High school or higher: 92.4%
• Bachelor's degree or higher: 36.8%
• Graduate or professional degree: 13.0%
• Unemployed: 2.5%
• Mean travel time to work (commute): 22.3 minutes

For population 15 years and over in 76657:

• Never married: 25.7%
• Now married: 57.7%
• Separated: 2.7%
• Widowed: 3.0%
• Divorced: 10.9%

• 
• • 8,51568.2%White
  • 3,10524.9%Hispanic or Latino
  • 6305.0%Two or more races
  • 1961.6%Black
  • 300.2%Asian
  • 80.06%Native Hawaiian and Other
    Pacific Islander

Urban population: 7,160
Rural population: 5,325

Averages for the 2020 tax year for zip code 76657, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $100,434 (Individual Income Tax Returns)

Here:	$100,434
State:	$77,054

Salary/wage: $79,270 (reported on 82.3% of returns)

Here:	$79,270
State:	$62,766

(% of AGI for various income ranges: 1262.1% for AGIs below $25k, 3612.4% for AGIs $25k-50k, 6347.9% for AGIs $50k-75k, 9305.9% for AGIs $75k-100k, 17931.8% for AGIs $100k-200k, 76731.5% for AGIs over 200k)

Taxable interest for individuals: $2,503 (reported on 33.8% of returns)

This zip code:	$2,503
Texas:	$2,665

(% of AGI for various income ranges: 19.1% for AGIs below $25k, 24.0% for AGIs $25k-50k, 58.1% for AGIs $50k-75k, 140.3% for AGIs $75k-100k, 170.7% for AGIs $100k-200k, 1255.0% for AGIs over 200k)

Ordinary dividends: $9,949 (reported on 20.3% of returns)

Here:	$9,949
State:	$10,044

(% of AGI for various income ranges: 30.4% for AGIs below $25k, 34.8% for AGIs $25k-50k, 52.1% for AGIs $50k-75k, 154.8% for AGIs $75k-100k, 367.6% for AGIs $100k-200k, 3760.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$36,037 (reported on 19.0% of returns)

Here:	+$36,037
State:	+$39,590

(% of AGI for various income ranges: 16.4% for AGIs below $25k, 30.8% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 156.9% for AGIs $75k-100k, 514.9% for AGIs $100k-200k, 16053.0% for AGIs over 200k)

Profit/loss from business: +$17,572 (reported on 18.2% of returns)

Here:	+$17,572
State:	+$10,888

(% of AGI for various income ranges: 130.4% for AGIs below $25k, 171.7% for AGIs $25k-50k, 311.0% for AGIs $50k-75k, 470.0% for AGIs $75k-100k, 857.6% for AGIs $100k-200k, 3443.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $28,475 (reported on 9.2% of returns)

76657:	$28,475
Texas:	$24,740

(% of AGI for various income ranges: 70.4% for AGIs below $25k, 69.2% for AGIs $25k-50k, 199.2% for AGIs $50k-75k, 362.4% for AGIs $75k-100k, 1000.9% for AGIs $100k-200k, 2856.0% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $34,000 (reported on 0.4% of returns)

76657:	$34,000
Texas:	$29,298

(% of AGI for various income ranges: 151.1% for AGIs $100k-200k)

Total itemized deductions: $45,495 (reported on 10.9% of returns)

Here:	$45,495
State:	$40,428

(% of AGI for various income ranges: 54.5% for AGIs below $25k, 93.6% for AGIs $25k-50k, 215.6% for AGIs $50k-75k, 426.9% for AGIs $75k-100k, 1022.7% for AGIs $100k-200k, 8779.0% for AGIs over 200k)

Charity contributions: $23,767 (reported on 9.4% of returns)

Here:	$23,767
State:	$18,201

(% of AGI for various income ranges: 17.6% for AGIs $25k-50k, 30.6% for AGIs $50k-75k, 131.0% for AGIs $75k-100k, 347.3% for AGIs $100k-200k, 4694.5% for AGIs over 200k)

Taxes paid: $8,512 (reported on 10.7% of returns)

76657:	$8,512
State:	$7,821

(% of AGI for various income ranges: 27.8% for AGIs $25k-50k, 49.2% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 282.7% for AGIs $100k-200k, 1367.0% for AGIs over 200k)

Earned income credit: $2,397 (reported on 15.2% of returns)

Here:	$2,397
State:	$2,584

(% of AGI for various income ranges: 101.0% for AGIs below $25k, 79.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.9%

Here:	93%
State:	92%

(% for various income ranges: 91.8% for AGIs below $25k, 94.1% for AGIs $25k-50k, 93.8% for AGIs $50k-75k, 90.9% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 92.6% for AGIs over 200k)

Averages for the 2012 tax year for zip code 76657, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $76,690 (Individual Income Tax Returns)

Here:	$76,690
State:	$65,384

Salary/wage: $63,166 (reported on 83.5% of returns)

Here:	$63,166
State:	$52,524

(% of AGI for various income ranges: 74.8% for AGIs below $25k, 80.6% for AGIs $25k-50k, 77.2% for AGIs $50k-75k, 72.5% for AGIs $75k-100k, 76.9% for AGIs $100k-200k, 58.7% for AGIs over 200k)

Taxable interest for individuals: $2,020 (reported on 34.9% of returns)

This zip code:	$2,020
Texas:	$2,372

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $7,441 (reported on 18.7% of returns)

Here:	$7,441
State:	$9,721

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$19,490 (reported on 16.3% of returns)

Here:	+$19,490
State:	+$35,319

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Profit/loss from business: +$18,217 (reported on 18.2% of returns)

Here:	+$18,217
State:	+$13,732

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 3.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 5.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,365 (reported on 11.7% of returns)

76657:	$15,365
Texas:	$19,511

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Self-employment retirement plans: $23,475 (reported on 1.0% of returns)

76657:	$23,475
Texas:	$23,938

Total itemized deductions: $27,058 (14% of AGI, reported on 27.3% of returns)

Here:	$27,058
State:	$24,724

Here:	14.3% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 6.2% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 13.2% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Charity contributions: $8,587 (reported on 22.7% of returns)

Here:	$8,587
State:	$6,808

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxes paid: $8,410 (reported on 26.6% of returns)

76657:	$8,410
State:	$6,921

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Earned income credit: $2,425 (reported on 19.1% of returns)

Here:	$2,425
State:	$2,570

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 51.2%

Here:	51%
State:	51%

(% for various income ranges: 48.4% for AGIs below $25k, 50.0% for AGIs $25k-50k, 48.9% for AGIs $50k-75k, 48.4% for AGIs $75k-100k, 51.0% for AGIs $100k-200k, 76.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 76657, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $53,909 (Individual Income Tax Returns)

Here:	$53,909
State:	$47,881

Salary/wage: $48,773 (reported on 85.3% of returns)

Here:	$48,773
State:	$41,947

(% of AGI for various income ranges: 124.2% for AGIs below $10k, 81.0% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 78.4% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Taxable interest for individuals: $1,903 (reported on 40.7% of returns)

This zip code:	$1,903
Texas:	$2,255

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,947 (reported on 21.2% of returns)

Here:	$2,947
State:	$4,261

(% of AGI for various income ranges: 6.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$12,182 (reported on 19.5% of returns)

Here:	+$12,182
State:	+$16,110

(% of AGI for various income ranges: -2.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 8.2% for AGIs over 100k)

Profit/loss from business: +$13,114 (reported on 14.8% of returns)

Here:	+$13,114
State:	+$11,013

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.2% for AGIs over 100k)

IRA payment deduction: $2,989 (reported on 2.5% of returns)

76657:	$2,989
Texas:	$3,120

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $18,875 (reported on 0.7% of returns)

Here:	$18,875
Texas:	$16,401

Total itemized deductions: $22,565 (17% of AGI, reported on 22.9% of returns)

Here:	$22,565
State:	$19,631

Here:	17.0% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 12.4% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 10.8% for AGIs over 100k)

Charity contributions deductions: $7,309 (5% of AGI, reported on 20.1% of returns)

Here:	$7,309
State:	$4,753

Here:	5.1% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $10,991 (reported on 70.6% of returns)

76657:	$10,991
State:	$9,058

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Earned income credit: $1,850 (reported on 18.8% of returns)

Here:	$1,850
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 55.5%

Here:	55%
State:	57%

(% for various income ranges: 51.7% for AGIs below $10k, 55.7% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 53.2% for AGIs $50k-75k, 54.2% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Nearest zip codes: 76638, 76712, 76561, 76557, 76643, 76630.
Waco Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 389
Household did not receive Food Stamps/SNAP in the past 12 months: 3,882

Women who had a birth in the past 12 months: 225 (229 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 2,502 (1,161 now married, 1,339 unmarried)

Housing units in zip code 76657 with a mortgage: 1,620 (78 second mortgage, 84 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,333
Median monthly owner costs for units without a mortgage: $852

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 76657 household income distribution in 2022

• 127Less than $10,000
• 75$10,000 to $14,999
• 81$15,000 to $19,999
• 29$20,000 to $24,999
• 127$25,000 to $29,999
• 86$30,000 to $34,999
• 107$35,000 to $39,999
• 77$40,000 to $44,999
• 79$45,000 to $49,999
• 423$50,000 to $59,999
• 382$60,000 to $74,999
• 675$75,000 to $99,999
• 318$100,000 to $124,999
• 433$125,000 to $149,999
• 702$150,000 to $199,999
• 538$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 76657

• 80Less than $10,000
• 6$10,000 to $14,999
• 15$20,000 to $24,999
• 24$25,000 to $29,999
• 19$30,000 to $34,999
• 11$40,000 to $49,999
• 38$50,000 to $59,999
• 52$60,000 to $69,999
• 44$70,000 to $79,999
• 85$80,000 to $89,999
• 79$90,000 to $99,999
• 38$100,000 to $124,999
• 125$125,000 to $149,999
• 133$150,000 to $174,999
• 53$175,000 to $199,999
• 236$200,000 to $249,999
• 191$250,000 to $299,999
• 483$300,000 to $399,999
• 650$400,000 to $499,999
• 874$500,000 to $749,999
• 135$750,000 to $999,999
• 54$1,000,000 to $1,499,999
• 34$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 76657

• 34$200 to $249
• 19$350 to $399
• 23$400 to $449
• 20$450 to $499
• 130$500 to $549
• 93$600 to $649
• 15$650 to $699
• 42$700 to $749
• 131$800 to $899
• 76$900 to $999
• 74$1,000 to $1,249
• 181$1,250 to $1,499
• 44$1,500 to $1,999
• 131No cash rent

Median gross rent in 2022: $1,248.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $424,009
• Black or African American householders: $217,857
• American Indian or Alaska Native householders: $731,612
• Some other race householders: $198,348
• Two or more races householders: $328,412
• Hispanic or Latino householders: $206,152

Estimated median house or condo value in 2022: $395,396 Lower value quartile - upper value quartile: $181,614 - $568,541

Mean price in 2022:

Detached houses: $259,617

Here:	$259,617
State:	$369,058

Mobile homes: $61,616

Here:	$61,616
State:	$124,413

Housing units in structures:

• One, detached: 3,887
• One, attached: 188
• Two: 29
• 3 or 4: 47
• 5 to 9: 21
• 10 to 19: 13
• 20 to 49: 15
• 50 or more: 39
• Mobile homes: 281
• Boats, RVs, vans, etc.: 28

Unemployment: 2.5%

• Means of transportation to work in zip code 76657

• 71.7%4,385Drove a car alone
• 12.4%760Carpooled
• 0.8%52Walked
• 0.9%56Other means
• 14.2%866Worked at home

• Travel time to work (commute) in zip code 76657

• 271Less than 5 minutes
• 6815 to 9 minutes
• 31310 to 14 minutes
• 75915 to 19 minutes
• 1,40320 to 24 minutes
• 52325 to 29 minutes
• 49730 to 34 minutes
• 18835 to 39 minutes
• 13140 to 44 minutes
• 34645 to 59 minutes
• 3560 to 89 minutes
• 9490 or more minutes

Percentage of zip code residents living and working in this county: 90.5%

Household type by relationship:

Households: 12,486

• Male householders: 2,281 (296 living alone), Female householders: 1,995 (399 living alone)

• 2,613 spouses (2,595 opposite-sex spouses), 218 unmarried partners, (201 opposite-sex unmarried partners), 4,363 children (4,054 natural, 66 adopted, 243 stepchildren), 254 grandchildren, 33 brothers or sisters, 172 parents, 0 foster children, 190 other relatives, 227 non-relatives

• In group quarters: 134 (-1 institutionalized population)

Size of family households: 1,469 2-persons, 509 3-persons, 732 4-persons, 435 5-persons, 150 6-persons, 72 7-or-more-persons

Size of nonfamily households: 694 1-person, 191 2-persons

2,148 married couples with children.
806 single-parent households (361 men, 445 women).

82.6% of residents of 76657 zip code speak English at home.
16.8% of residents speak Spanish at home (62% very well, 16% well, 9% not well, 13% not at all).
0.4% of residents speak other Indo-European language at home (55% very well, 45% well).

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 3.0%

Population in 1990: 5,853. Population change in the 1990s: +2,801 (+47.9%).

Place of birth for U.S.-born residents:

• This state: 8,110
• Northeast: 318
• Midwest: 963
• South: 1,011
• West: 1,084

56% of the 76657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

87% of the 76657 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 35% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 121
Students in private schools in grades 9 to 12 (high school): 92 Students in private undergraduate colleges: 32

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (100-249 employees: 1 establishment, 20-49 employees: 1 establishment)
• Wholesale Trade: Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers (100-249: 1)
• Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
• Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1)
• Construction: Site Preparation Contractors (50-99: 1, 1-4: 1)
• Information: Data Processing, Hosting, and Related Services (50-99: 1)

Detailed HMDA statistics for the following Tracts: 0038.02 , 0039.00


Detailed PMIC statistics for the following Tracts: 0038.02 , 0039.00

Most common first names in zip code 76657 among deceased individuals
Name	Count	Lived (average)
James	57	75.0 years
William	55	73.5 years
Mary	49	80.1 years
John	44	76.1 years
Willie	34	78.1 years
Robert	32	72.2 years
Henry	23	81.5 years
Charles	22	74.8 years
Joe	20	74.2 years
Walter	20	76.0 years

Most common last names in zip code 76657 among deceased individuals
Last name	Count	Lived (average)
Smith	34	78.4 years
Williams	24	74.6 years
Davis	24	81.5 years
Johnson	23	78.9 years
Jones	22	78.5 years
Morgan	16	72.5 years
Thompson	15	71.3 years
White	14	76.2 years
Brown	13	74.4 years
Bass	13	77.9 years

Businesses in zip code 76657
Name	Count		Name	Count
Ace Hardware	1		H&R Block	1
Burger King	1		SONIC Drive-In	1
Chevrolet	1		Subway	1
Dairy Queen	1		U-Haul	1
Ford	1		UPS	1