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78028 Zip Code (Kerrville, TX) Detailed Profile




Cities: Kerrville, TX (8.21%), Ingram, TX (0.00%)
Counties: Kerr County, TX (89.72%), Gillespie County, TX (10.28%)
Estimated zip code population in 2022: 40,978
Zip code population in 2010: 37,620
Zip code population in 2000: 33,883

Houses and condos: 19,368
Renter-occupied apartments: 5,693
% of renters here:

32%
State:

38%
March 2022 cost of living index in zip code 78028: 83.0 (low, U.S. average is 100)

Land area: 250.7 sq. mi.
Water area: 1.6 sq. mi.
Population density: 163 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 78028
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.0% ($3,136)
Texas:

1.5% ($4,050)
Median real estate property taxes paid for housing units with mortgages in 2022: $3,357 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,081 (1.1%)

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Males: 19,544  (47.7%)
Females: 21,433  (52.3%)

For population 25 years and over in 78028:

  • High school or higher: 91.0%
  • Bachelor's degree or higher: 31.9%
  • Graduate or professional degree: 13.2%
  • Unemployed: 2.8%
  • Mean travel time to work (commute): 18.3 minutes

For population 15 years and over in 78028:

  • Never married: 26.6%
  • Now married: 50.9%
  • Separated: 1.4%
  • Widowed: 9.4%
  • Divorced: 11.7%

Zip code 78028 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • Races in zip code 78028 (2022)
    • 27,53167.2%White
    • 11,16527.2%Hispanic or Latino
    • 1,0252.5%Two or more races
    • 6591.6%Black
    • 3200.8%Asian
    • 1660.4%Some other race
    • 1090.3%American Indian
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78028, TX forum
Recent posts about zip code 78028 area on our local forum with over 2,400,000 registered users:
Considering a move so we're visiting - help with itinerary  (41 replies)
Kerrville question  (6 replies)
Kerrville Traffic  (19 replies)
CA Conservative family hoping to move to TX...help!  (42 replies)
Newbie, Future Texan, help a brother out.  (41 replies)
Lampasas vs Kerrville  (12 replies)
Urban population: 28,847
Rural population: 12,130

Estimated median house/condo value in 2022: $300,047
78028:

$300,047
Texas:

$275,400



According to our research of Texas and other state lists, there were 100 registered sex offenders living in 78028 zip code as of March 28, 2024.
The ratio of all residents to sex offenders in zip code 78028 is 407 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

47.7 years
Texas median age:

35.6 years
Average household size:
This zip code:

2.2 people
Texas:

2.6 people

Averages for the 2020 tax year for zip code 78028, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $71,469 (Individual Income Tax Returns)
Here:

$71,469
State:

$77,054

Salary/wage: $49,410 (reported on 69.3% of returns)
Here:

$49,410
State:

$62,766
(% of AGI for various income ranges: 1110.6% for AGIs below $25k, 3376.8% for AGIs $25k-50k, 5726.8% for AGIs $50k-75k, 8456.6% for AGIs $75k-100k, 14161.6% for AGIs $100k-200k, 60146.2% for AGIs over 200k)

Taxable interest for individuals: $2,925 (reported on 35.1% of returns)
This zip code:

$2,925
Texas:

$2,665
(% of AGI for various income ranges: 27.3% for AGIs below $25k, 43.6% for AGIs $25k-50k, 107.7% for AGIs $50k-75k, 229.6% for AGIs $75k-100k, 403.7% for AGIs $100k-200k, 3417.1% for AGIs over 200k)

Ordinary dividends: $14,624 (reported on 23.6% of returns)
Here:

$14,624
State:

$10,044
(% of AGI for various income ranges: 46.7% for AGIs below $25k, 80.7% for AGIs $25k-50k, 278.3% for AGIs $50k-75k, 462.3% for AGIs $75k-100k, 1189.9% for AGIs $100k-200k, 15909.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$34,175 (reported on 22.5% of returns)
Here:

+$34,175
State:

+$39,590
(% of AGI for various income ranges: 17.2% for AGIs below $25k, 38.0% for AGIs $25k-50k, 194.0% for AGIs $50k-75k, 383.7% for AGIs $75k-100k, 1344.0% for AGIs $100k-200k, 50689.6% for AGIs over 200k)

Profit/loss from business: +$17,065 (reported on 19.3% of returns)
Here:

+$17,065
State:

+$10,888
(% of AGI for various income ranges: 183.2% for AGIs below $25k, 222.3% for AGIs $25k-50k, 428.2% for AGIs $50k-75k, 524.6% for AGIs $75k-100k, 1363.7% for AGIs $100k-200k, 7834.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $24,581 (reported on 13.8% of returns)
78028:

$24,581
Texas:

$24,740
(% of AGI for various income ranges: 70.3% for AGIs below $25k, 146.9% for AGIs $25k-50k, 438.9% for AGIs $50k-75k, 891.6% for AGIs $75k-100k, 2140.0% for AGIs $100k-200k, 6767.1% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $23,829 (reported on 0.4% of returns)
78028:

$23,829
Texas:

$29,298
(% of AGI for various income ranges: 32.4% for AGIs $100k-200k, 539.6% for AGIs over 200k)

Total itemized deductions: $42,574 (reported on 7.2% of returns)
Here:

$42,574
State:

$40,428
(% of AGI for various income ranges: 56.9% for AGIs below $25k, 120.1% for AGIs $25k-50k, 335.5% for AGIs $50k-75k, 557.0% for AGIs $75k-100k, 1214.2% for AGIs $100k-200k, 11022.1% for AGIs over 200k)

Charity contributions: $15,780 (reported on 5.9% of returns)
Here:

$15,780
State:

$18,201
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 19.8% for AGIs $25k-50k, 62.7% for AGIs $50k-75k, 177.8% for AGIs $75k-100k, 409.6% for AGIs $100k-200k, 3984.2% for AGIs over 200k)

Taxes paid: $6,812 (reported on 7.0% of returns)
78028:

$6,812
State:

$7,821
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 19.4% for AGIs $25k-50k, 59.4% for AGIs $50k-75k, 110.3% for AGIs $75k-100k, 244.9% for AGIs $100k-200k, 1353.8% for AGIs over 200k)

Earned income credit: $2,337 (reported on 16.3% of returns)
Here:

$2,337
State:

$2,584
(% of AGI for various income ranges: 99.5% for AGIs below $25k, 74.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.1%
Here:

91%
State:

92%
(% for various income ranges: 89.4% for AGIs below $25k, 92.8% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 92.1% for AGIs $75k-100k, 90.7% for AGIs $100k-200k, 92.6% for AGIs over 200k)

Averages for the 2012 tax year for zip code 78028, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,034 (Individual Income Tax Returns)
Here:

$58,034
State:

$65,384

Salary/wage: $39,022 (reported on 70.4% of returns)
Here:

$39,022
State:

$52,524
(% of AGI for various income ranges: 68.3% for AGIs below $25k, 65.3% for AGIs $25k-50k, 56.2% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 45.4% for AGIs $100k-200k, 28.0% for AGIs over 200k)

Taxable interest for individuals: $3,276 (reported on 37.5% of returns)
This zip code:

$3,276
Texas:

$2,372
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Ordinary dividends: $11,214 (reported on 23.9% of returns)
Here:

$11,214
State:

$9,721
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 7.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$15,195 (reported on 21.7% of returns)
Here:

+$15,195
State:

+$35,319
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 15.5% for AGIs over 200k)

Profit/loss from business: +$17,240 (reported on 19.3% of returns)
Here:

+$17,240
State:

+$13,732
(% of AGI for various income ranges: 9.6% for AGIs below $25k, 4.4% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 5.0% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,239 (reported on 16.7% of returns)
78028:

$23,239
Texas:

$19,511
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 3.9% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.9% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Self-employment retirement plans: $20,330 (reported on 0.6% of returns)
78028:

$20,330
Texas:

$23,938
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Total itemized deductions: $24,042 (19% of AGI, reported on 24.6% of returns)
Here:

$24,042
State:

$24,724

Here:

19.1% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 9.1% for AGIs below $25k, 9.5% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 12.4% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Charity contributions: $7,115 (reported on 20.4% of returns)
Here:

$7,115
State:

$6,808
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Taxes paid: $6,399 (reported on 24.3% of returns)
78028:

$6,399
State:

$6,921
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Earned income credit: $2,332 (reported on 19.8% of returns)
Here:

$2,332
State:

$2,570
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 49.3%
Here:

49%
State:

51%
(% for various income ranges: 43.4% for AGIs below $25k, 46.7% for AGIs $25k-50k, 53.0% for AGIs $50k-75k, 54.7% for AGIs $75k-100k, 62.7% for AGIs $100k-200k, 79.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 78028, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,665 (Individual Income Tax Returns)
Here:

$45,665
State:

$47,881

Salary/wage: $32,334 (reported on 68.1% of returns)
Here:

$32,334
State:

$41,947
(% of AGI for various income ranges: 159.7% for AGIs below $10k, 65.3% for AGIs $10k-25k, 61.6% for AGIs $25k-50k, 53.0% for AGIs $50k-75k, 48.3% for AGIs $75k-100k, 32.7% for AGIs over 100k)

Taxable interest for individuals: $3,743 (reported on 46.3% of returns)
This zip code:

$3,743
Texas:

$2,255
(% of AGI for various income ranges: 20.1% for AGIs below $10k, 4.0% for AGIs $10k-25k, 3.6% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Taxable dividends: $6,567 (reported on 30.4% of returns)
Here:

$6,567
State:

$4,261
(% of AGI for various income ranges: 13.3% for AGIs below $10k, 2.8% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$16,196 (reported on 27.4% of returns)
Here:

+$16,196
State:

+$16,110
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 21.7% for AGIs over 100k)

Profit/loss from business: +$13,672 (reported on 19.7% of returns)
Here:

+$13,672
State:

+$11,013
(% of AGI for various income ranges: 13.1% for AGIs below $10k, 6.3% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 7.0% for AGIs over 100k)

IRA payment deduction: $3,446 (reported on 2.8% of returns)
78028:

$3,446
Texas:

$3,120
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,215 (reported on 0.9% of returns)
Here:

$15,215
Texas:

$16,401
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $21,049 (24% of AGI, reported on 25.3% of returns)
Here:

$21,049
State:

$19,631

Here:

23.5% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 40.1% for AGIs below $10k, 9.7% for AGIs $10k-25k, 10.9% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 10.6% for AGIs over 100k)

Charity contributions deductions: $5,747 (6% of AGI, reported on 22.0% of returns)
Here:

$5,747
State:

$4,753

Here:

6.1% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $7,744 (reported on 73.1% of returns)
78028:

$7,744
State:

$9,058
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 19.1% for AGIs over 100k)

Earned income credit: $1,886 (reported on 17.4% of returns)
Here:

$1,886
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 57.4%
Here:

57%
State:

57%
(% for various income ranges: 51.1% for AGIs below $10k, 58.4% for AGIs $10k-25k, 57.3% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$64,102
Texas:

$72,284
Kerrville, TX (78028) map Nearest zip codes: 78025, 78010, 78029, 78013, 78055, 78631.
Ingram Zip Code Map

Percentage of family households:
This zip code:

36.9%
Texas:

50.5%
Percentage of households with unmarried partners:
This zip code:

5.4%
Texas:

48.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 1,363
Household did not receive Food Stamps/SNAP in the past 12 months: 16,438


Women who had a birth in the past 12 months: 584 (362 now married, 219 unmarried)
Women who did not have a birth in the past 12 months: 7,549 (3,201 now married, 4,351 unmarried)


Housing units in zip code 78028 with a mortgage: 5,031 (227 second mortgage, 195 both second mortgage and home equity loan)
Houses without a mortgage: 101

Median monthly owner costs for units with a mortgage: $1,527
Median monthly owner costs for units without a mortgage: $597

Residents with income below the poverty level in 2022:
This zip code:

12.7%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2022:
This zip code:

8.4%
Whole state:

7.4%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 78028: A Real Ranch (A), Camp Chrysalis (B), Camp Maddox (C), Camp Pearl Wheat (D), Cottonwood Ranch (E), H Real Ranch (F), H-Bar-H Ranch (G), Kickapoo Camp (H), L Real Ranch (I), Lazy Hills Ranch (J), Lions Camp for Crippled Children (K), Rocky Ford Ranch (L), Rocky Ridge Ranch (M), Trails End Ranch (N), Kerr County Courthouse (O), Masonic Building (P), Turtle Creek Volunteer Fire Department (Q), Kerrville Fire Department Station 2 (R), Tierra Linda Volunteer Fire Department (S), Riverside Nature Center (T). Display/hide their locations on the map

    Churches in zip code 78028 include: Saint Paul Church (A), Trinity Church (B), Holy Cross Lutheran Church (C), Church of Christ Junction Highway (D), Sunrise Baptist Church (E), Crossroads Baptist Church (F). Display/hide their locations on the map

    Cemeteries: Henderson Cemetery (1), Mountain View Cemetery (2), Brown Cemetery (3), Glen Rose Cemetery (4), Guadalupe Cemetery (5), Nichols Cemetery (6), Colbath Cemetery (7). Display/hide their locations on the map

    Reservoirs: Kerrville Lake (A), Tierra Linda Lower Reservoir (B), Tierra Linda Upper Reservoir (C), Town Creek Reservoir Number 1 (D), Town Creek Reservoir Number 4 (E), Camp Meeting Creek Reservoir (F), Kerrville Ponding Lake (G), South Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Wolf Creek (A), Town Creek (B), Tomas Creek (C), Third Creek (D), Stone Creek (E), Spring Branch (F), Spanish Oak Creek (G), South Creek (H), Silver Creek (I). Display/hide their locations on the map

    Parks in zip code 78028 include: Kerrville City Park (1), Schultz Park (2), Richard Park (3), Carver Park (4), Louise Hays Park (5), Kerrville State Park (6), Flatrock Park (7), Carver Park (8). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 2142020 or later
  • 2,1322010 to 2019
  • 3,0412000 to 2009
  • 2,5571990 to 1999
  • 3,7031980 to 1989
  • 3,3101970 to 1979
  • 1,2181960 to 1969
  • 9851950 to 1959
  • 8331940 to 1949
  • 5191939 or earlier

Zip code 78028 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Kerrville, TX (78028)
  • Bedrooms in owner-occupied houses and condos in Kerrville, TX (78028)
  • 105no bedroom
  • 3701 bedroom
  • 2,3752 bedrooms
  • 7,6633 bedrooms
  • 1,2894 bedrooms
  • 2835+ bedrooms
Bedrooms in renter-occupied apartments in Kerrville, TX (78028)
  • Bedrooms in renter-occupied apartments in Kerrville, TX (78028)
  • 291no bedroom
  • 9411 bedroom
  • 2,7772 bedrooms
  • 1,4843 bedrooms
  • 994 bedrooms
  • 565+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Kerrville, TX (78028) in owner-occupied houses/condos
  • Cars and other vehicles available in Kerrville, TX (78028) in owner-occupied houses/condos
  • 271no vehicle
  • 3,4591 vehicle
  • 5,9502 vehicles
  • 1,7893 vehicles
  • 5704 vehicles
  • 1465+ vehicles
Cars and other vehicles available in Kerrville, TX (78028) in renter-occupied apartments
  • Cars and other vehicles available in Kerrville, TX (78028) in renter-occupied apartments
  • 656no vehicle
  • 2,9071 vehicle
  • 1,7002 vehicles
  • 3583 vehicles
  • 774 vehicles
  • 05+ vehicles

  • Zip code 78028 household income distribution in 2022

  • Zip code 78028 household income distribution in 2022
  • 742Less than $10,000
  • 670$10,000 to $14,999
  • 616$15,000 to $19,999
  • 770$20,000 to $24,999
  • 478$25,000 to $29,999
  • 643$30,000 to $34,999
  • 1,162$35,000 to $39,999
  • 691$40,000 to $44,999
  • 981$45,000 to $49,999
  • 1,581$50,000 to $59,999
  • 1,791$60,000 to $74,999
  • 2,493$75,000 to $99,999
  • 1,733$100,000 to $124,999
  • 1,283$125,000 to $149,999
  • 1,120$150,000 to $199,999
  • 1,032$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78028

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78028
  • 367Less than $10,000
  • 7$10,000 to $14,999
  • 176$15,000 to $19,999
  • 221$20,000 to $24,999
  • 41$25,000 to $29,999
  • 62$30,000 to $34,999
  • 50$35,000 to $39,999
  • 87$40,000 to $49,999
  • 87$50,000 to $59,999
  • 86$60,000 to $69,999
  • 165$70,000 to $79,999
  • 101$80,000 to $89,999
  • 88$90,000 to $99,999
  • 433$100,000 to $124,999
  • 358$125,000 to $149,999
  • 851$150,000 to $174,999
  • 638$175,000 to $199,999
  • 1,087$200,000 to $249,999
  • 1,892$250,000 to $299,999
  • 2,009$300,000 to $399,999
  • 1,447$400,000 to $499,999
  • 1,203$500,000 to $749,999
  • 529$750,000 to $999,999
  • 207$1,000,000 to $1,499,999
  • 35$1,500,000 to $1,999,999
  • 176$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 78028

  • Rent paid by renters in 2022 in zip code 78028
  • 8Less than $100
  • 27$200 to $249
  • 26$250 to $299
  • 75$300 to $349
  • 15$350 to $399
  • 133$400 to $449
  • 75$450 to $499
  • 84$500 to $549
  • 104$550 to $599
  • 116$600 to $649
  • 170$650 to $699
  • 417$700 to $749
  • 462$750 to $799
  • 784$800 to $899
  • 277$900 to $999
  • 1,194$1,000 to $1,249
  • 521$1,250 to $1,499
  • 499$1,500 to $1,999
  • 205$2,000 to $2,499
  • 379No cash rent

Median gross rent in 2022: $1,101.


Median price asked for vacant for-sale houses and condos in 2022: $302,434.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $365,597
  • Black or African American householders: $135,494
  • American Indian or Alaska Native householders: $166,918
  • Asian householders: $380,127
  • Some other race householders: $143,265
  • Two or more races householders: $241,254
  • Hispanic or Latino householders: $174,013

Estimated median house or condo value in 2022: $300,047
78028:

$300,047
Texas:

$275,400
Lower value quartile - upper value quartile: $184,428 - $443,286

Mean price in 2022:

Detached houses: $432,991
Here:

$432,991
State:

$369,058

Townhouses or other attached units: $1,184,591
Here:

$1,184,591
State:

$327,631

In 2-unit structures: $1,722,897
Here:

$1,722,897
State:

$374,947

In 3-to-4-unit structures: $159,188
Here:

$159,188
State:

$209,652

In 5-or-more-unit structures: $276,087
Here:

$276,087
State:

$413,944

Mobile homes: $135,538
Here:

$135,538
State:

$124,413

Occupied boats, RVs, vans, etc.: $59,178
Here:

$59,178
State:

$73,921
Owners and renters by unit type in zip code 78028
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 12,857
  • One, attached: 394
  • Two: 311
  • 3 or 4: 902
  • 5 to 9: 988
  • 10 to 19: 328
  • 20 to 49: 323
  • 50 or more: 450
  • Mobile homes: 2,561
  • Boats, RVs, vans, etc.: 139

Unemployment: 2.8%

  • Means of transportation to work in zip code 78028

  • Means of transportation to work in zip code 78028
  • 70.3%12,422Drove a car alone
  • 13.5%2,382Carpooled
  • 0.1%24Bus or trolley bus
  • 0.2%37Motorcycle
  • 1.1%188Bicycle
  • 2.6%467Walked
  • 0.9%153Other means
  • 10.5%1,847Worked at home
  • Travel time to work (commute) in zip code 78028

  • Travel time to work (commute) in zip code 78028
  • 924Less than 5 minutes
  • 3,4525 to 9 minutes
  • 3,86410 to 14 minutes
  • 2,66015 to 19 minutes
  • 1,05120 to 24 minutes
  • 62825 to 29 minutes
  • 1,14630 to 34 minutes
  • 22135 to 39 minutes
  • 18240 to 44 minutes
  • 69745 to 59 minutes
  • 49460 to 89 minutes
  • 30390 or more minutes

Percentage of zip code residents living and working in this county: 85.9%

Household type by relationship:

Households: 40,978
  • Male householders: 8,141 (2,271 living alone), Female householders: 9,711 (3,330 living alone)
  • 8,461 spouses (8,351 opposite-sex spouses), 1,260 unmarried partners, (1,143 opposite-sex unmarried partners), 9,485 children (8,737 natural, 251 adopted, 497 stepchildren), 428 grandchildren, 281 brothers or sisters, 330 parents, 27 foster children, 560 other relatives, 947 non-relatives
  • In group quarters: 1,592 (-1 institutionalized population)

Size of family households: 6,613 2-persons, 2,277 3-persons, 1,336 4-persons, 778 5-persons, 306 6-persons, 69 7-or-more-persons

Size of nonfamily households: 5,599 1-person, 733 2-persons, 211 3-persons, 5 5-persons

4,796 married couples with children.
2,104 single-parent households (426 men, 1,678 women).

88.8% of residents of 78028 zip code speak English at home.
10.6% of residents speak Spanish at home (70% very well, 23% well, 7% not well, 1% not at all).
0.6% of residents speak other Indo-European language at home (77% very well, 23% well).
0.4% of residents speak Asian or Pacific Island language at home (81% very well, 19% well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 2,650 (6.5%)
(57.5% of them are naturalized citizens)
This zip code:

6.5%
Whole state:

17.2%
Most common places of birth for foreign-born residents
  • 60%Honduras
  • 6%Bhutan
  • 5%Uganda
  • 4%Sweden
  • 4%France
  • 4%Malaysia
  • 3%United Kingdom, excluding England and Scotland
Most common first ancestries reported in 78028
  • 20%English
  • 13%German
  • 7%American
  • 6%Irish
  • 3%Italian
  • 2%European
  • 1%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 5262010 or later
  • 5382000 to 2009
  • 5961990 to 1999
  • 1,208Before 1990

Zip code 78028 topographic map

There are 450 Other Medical Specialists in Zip Code 78028.

Facilities with environmental interests located in this zip code:

  • A-1 TRANSMISSIONS INC (2612 CUMMNGS LN in KERRVILLE, TX)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • ALAMO CONCRETE PRODUCTS, LTD. (624 COTTON GIN LANE in KERRVILLE, TX)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: READY-MIXED CONCRETE

Zip code 78028 marital status for males
Zip code 78028 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 3.3%

Most commonly used house heating fuel
  • 76.2%Electricity
  • 18.2%Utility gas
  • 4.3%Bottled, tank, or LP gas
  • 0.8%Wood

Population in 1990: 26,128. Population change in the 1990s: +7,755 (+29.7%).

Place of birth for U.S.-born residents:

  • This state: 25,504
  • Northeast: 1,427
  • Midwest: 4,032
  • South: 3,068
  • West: 3,981

52% of the 78028 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

85% of the 78028 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 42% moved from this county.
   Out of people who lived in different houses, 41% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year householders moved into unit in Kerrville, TX (78028)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 560
Here:

18.7%
Texas:

8.8%
Students in private schools in grades 9 to 12 (high school): 190
Here:

10.0%
Texas:

8.0%
Students in private undergraduate colleges: 402
Here:

29.1%
Texas:

16.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 82,994Architecture and engineering occupations
  • 71,020Law enforcement workers including supervisors
  • 65,849Life, physical, and social science occupations
  • 64,910Business and financial operations occupations
  • 62,881Health diagnosing and treating practitioners and other technical occupations
  • 58,536Management occupations

Companies with federal contracts located in this zip code (KERRVILLE, TX):

  • COVERT INDUSTRIES, LTD (93 CORONADO DR STE 2; small business) : $6,601,188 in 405 contracts from 1999 to 2006
    Contracts for Vehicular Cab, Body, and Frame Structural Components, Optical Instruments, Test Equipment, Components and Accessories, Vehicular Furniture and Accessories, Vehicular Brake, Steering, Axle, Wheel, and Track Components, and more by Defense Logistics Agency, Army
    Signed by year: 2000: $375,013; 2001: $242,752; 2002: $520,453; 2003: $445,325; 2004: $1,690,295; 2005: $2,643,921; 2006: $644,169.

    Biggest contracts:
    $185,744 with Defense Logistics Agency for Vehicular Cab, Body, and Frame Structural Components. Signed on 2005-04-08. Completion date: 2005-10-23.
    $134,415 with Defense Logistics Agency for Optical Instruments, Test Equipment, Components and Accessories. Signed on 2004-12-03. Completion date: 2005-04-22.
    $116,925 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2003-10-09. Completion date: 2004-01-28.
    $105,364 with Defense Logistics Agency for Vehicular Brake, Steering, Axle, Wheel, and Track Components. Signed on 2005-04-11. Completion date: 2005-08-31.
  • HARRY A CLAYPOOL (207 OAK LANE; small business) : $1,055,186 in 9 contracts from 1999 to 2006
    Contracts for Radiology Services, General Health Care Services by Army
    Signed by year: 2000: $172,800; 2001: $172,800; 2002: $186,200; 2003: $182,400; 2004: $0; 2005: $221,100; 2006: -$100.

    Biggest contracts:
    $221,100 with Army for Radiology Services. Signed on 2005-10-13. Completion date: 2006-09-30.
    $186,200 with Army for General Health Care Services. Signed on 2002-10-15. Completion date: 2005-09-30.
    $182,400, same as above. Signed on 2003-10-23. Completion date: 2005-09-30.
    $172,800, same as above. Signed on 2001-10-18. Completion date: 2005-09-30.
  • CRIPCO INC (88 CORONADO DR STE 1; small business) : $622,264 in 67 contracts from 2000 to 2006
    Contracts for Vehicular Furniture and Accessories, Coil, Flat, Leaf, and Wire Springs, Hardware, Commercial, Fittings for Rope, Cable, and Chain, and more by Defense Logistics Agency, Army
    Signed by year: 2000: $34,813; 2001: $0; 2002: $0; 2003: $120,474; 2004: $140,296; 2005: $208,229; 2006: $118,452.

    Biggest contracts:
    $59,864 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2003-12-09. Completion date: 2004-05-07.
    $47,850 with Defense Logistics Agency for Coil, Flat, Leaf, and Wire Springs. Signed on 2003-12-11. Completion date: 2003-12-11.
    $43,371 with Defense Logistics Agency for Hardware, Commercial. Taking place in MI. Signed on 2006-05-11. Completion date: 2006-11-16.
    $34,813 with Defense Logistics Agency for Fittings for Rope, Cable, and Chain. Signed on 2000-08-07. Completion date: 2001-01-04.
  • TACTICAL USA (820 MAIN ST; small business) : $428,004 in 9 contracts from 2002 to 2003
    Contracts for Miscellaneous Weapons, Ammunition Maintenance, Repair, and Checkout Specialized Equipment, Miscellaneous Items, Clothing, Special Purpose, and more by Air Force, ENERGY, Department of, Department of State, Army, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $260,554; 2003: $167,450; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $190,097 with Air Force for Miscellaneous Weapons. Signed on 2002-09-30. Completion date: 2002-11-29.
    $121,048 with ENERGY, Department of for Ammunition Maintenance, Repair, and Checkout Specialized Equipment. Signed on 2003-07-15. Completion date: 2003-09-15.
    $41,999 with Air Force for Miscellaneous Items. Signed on 2003-09-24. Completion date: 2003-11-15.
    $29,812 with Air Force for Clothing, Special Purpose. Signed on 2002-08-22. Completion date: 2002-11-27.
  • EDMUND JENSCHKE (225 INTERSTATE; small business)
    37 employees, $2900000 revenue.
    $22,000 with Department of Veterans Affairs for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2002-03-15. Completion date: 2002-03-15.
  • KERRVILLE BUS COMPANY INC (222 SIDNEY BAKER SOUTH; small business)
    $6,560 with Army for Passenger Motor Charter Service. Taking place in LA. Signed on 2004-04-30. Completion date: 2004-05-01.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 3 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 1, 20-49: 6, 10-19: 6, 5-9: 7, 1-4: 6)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 7, 10-19: 7, 5-9: 5, 1-4: 7)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 50-99: 1, 1-4: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 2, 10-19: 7, 5-9: 22, 1-4: 33)
  • Other Services (except Public Administration): Religious Organizations (20-49: 7, 10-19: 5, 5-9: 7, 1-4: 14)
  • Educational Services: Colleges, Universities, and Professional Schools (250-499: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 600 people in college/university student housing
  • 538 people in nursing facilities/skilled-nursing facilities
  • 202 people in mental (psychiatric) hospitals and psychiatric units in other hospitals
  • 156 people in local jails and other municipal confinement facilities
  • 75 people in workers' group living quarters and job corps centers
  • 28 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 24 people in group homes intended for adults
  • 14 people in correctional residential facilities
  • 10 people in correctional facilities intended for juveniles
  • 9 people in hospitals with patients who have no usual home elsewhere
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 594 people in nursing homes
  • 346 people in college dormitories (includes college quarters off campus)
  • 159 people in mental (psychiatric) hospitals or wards
  • 143 people in local jails and other confinement facilities (including police lockups)
  • 81 people in unknown juvenile institutions
  • 77 people in institutions for the deaf
  • 50 people in orthopedic wards and institutions for the physically handicapped
  • 29 people in other noninstitutional group quarters
  • 16 people in homes or halfway houses for drug/alcohol abuse
  • 14 people in other nonhousehold living situations
  • 11 people in homes for abused, dependent, and neglected children
  • 7 people in homes for the mentally ill
  • 2 people in religious group quarters

Fatal accident statistics in 2014:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 7
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

  • Fatal accident count: 9
  • Vehicles involved in fatal accidents: 16
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 9
  • Persons involved in fatal accidents: 19
  • Pedestrians involved in fatal accidents: 3

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 125. The highest number of fire incidents - 212 took place in 2008, and the least - 76 in 2016. The data has a declining trend.
    Fire incident types in Zip Code 78028 When looking into fire subcategories, the most reports belonged to: Outside Fires (57.5%), and Structure Fires (24.7%).

    • Fire incident types reported to NFIRS in Zip Code 78028
    • 1,22257.5%Outside Fires
    • 52624.7%Structure Fires
    • 31614.9%Mobile Property/Vehicle Fires
    • 633.0%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 78028, Texas

Most common first names in zip code 78028 among deceased individuals
NameCountLived (average)
William31776.7 years
John30876.6 years
James28775.1 years
Mary27281.5 years
Robert23775.3 years
George18575.8 years
Charles18376.9 years
Dorothy11379.1 years
Margaret11280.5 years
Helen10481.4 years
Most common last names in zip code 78028 among deceased individuals
Last nameCountLived (average)
Smith13079.8 years
Jones8579.2 years
Brown8477.9 years
Johnson7978.1 years
Miller7277.9 years
Williams6979.1 years
Davis6979.6 years
Wilson6877.1 years
Taylor6475.7 years
Moore6077.2 years
Businesses in zip code 78028
NameCountNameCount
AT&T1Kincaid1
Advance Auto Parts1La Quinta1
Albertsons1La-Z-Boy1
AutoZone1Lane Furniture1
Bath & Body Works1Little Caesars Pizza1
Best Western1Long John Silver's1
CVS1Lowe's1
Chevrolet1MasterBrand Cabinets1
Church's Chicken1Maurices1
Comfort Inn1McDonald's4
Cracker Barrel1Motel 61
Cricket Wireless1Nike3
Curves1OfficeMax1
Dairy Queen2Payless1
Days Inn1Penske1
Dennys1Pier 1 Imports1
Discount Tire1Pizza Hut1
FedEx8Quiznos1
Ford1RadioShack1
GNC1SONIC Drive-In2
GameStop1Sears1
H&R Block1Sprint Nextel3
Hilton1Starbucks1
Holiday Inn1Super 81
Home Depot1T-Mobile1
IHOP1Taco Bell1
JCPenney1U-Haul2
Jack In The Box1UPS5
Jones New York1Walmart1
KFC1Wendy's1
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