76431 Zip Code (Chico, TX) Detailed Profile

Estimated zip code population in 2022: 4,665
Zip code population in 2010: 3,384
Zip code population in 2000: 3,135

Houses and condos: 1,839
Renter-occupied apartments: 244
March 2022 cost of living index in zip code 76431: 80.2 (low, U.S. average is 100)

Land area: 118.7 sq. mi.
Water area: 1.3 sq. mi.

Population density: 39 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,495 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,171 (1.7%)

For population 25 years and over in 76431:

• High school or higher: 80.9%
• Bachelor's degree or higher: 13.7%
• Graduate or professional degree: 2.6%
• Unemployed: 6.7%
• Mean travel time to work (commute): 30.7 minutes

For population 15 years and over in 76431:

• Never married: 21.7%
• Now married: 62.2%
• Separated: 1.1%
• Widowed: 3.2%
• Divorced: 11.8%

• 
• • 3,84582.5%White
  • 71115.2%Hispanic or Latino
  • 922.0%Asian
  • 150.3%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 76431, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,523 (Individual Income Tax Returns)

Here:	$65,523
State:	$77,054

Salary/wage: $54,617 (reported on 82.6% of returns)

Here:	$54,617
State:	$62,766

(% of AGI for various income ranges: 1192.2% for AGIs below $25k, 3606.6% for AGIs $25k-50k, 6575.0% for AGIs $50k-75k, 8914.5% for AGIs $75k-100k, 16735.0% for AGIs $100k-200k, 57380.0% for AGIs over 200k)

Taxable interest for individuals: $849 (reported on 23.4% of returns)

This zip code:	$849
Texas:	$2,665

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 27.4% for AGIs $25k-50k, 21.5% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 51.4% for AGIs $100k-200k, 415.0% for AGIs over 200k)

Ordinary dividends: $4,211 (reported on 10.8% of returns)

Here:	$4,211
State:	$10,044

(% of AGI for various income ranges: 19.5% for AGIs below $25k, 8.9% for AGIs $25k-50k, 28.5% for AGIs $50k-75k, 246.4% for AGIs $100k-200k, 1225.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$33,279 (reported on 11.4% of returns)

Here:	+$33,279
State:	+$39,590

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 18.0% for AGIs $25k-50k, 50.0% for AGIs $75k-100k, 631.4% for AGIs $100k-200k, 26580.0% for AGIs over 200k)

Profit/loss from business: +$12,289 (reported on 22.8% of returns)

Here:	+$12,289
State:	+$10,888

(% of AGI for various income ranges: 238.0% for AGIs below $25k, 396.3% for AGIs $25k-50k, 227.0% for AGIs $50k-75k, 879.1% for AGIs $75k-100k, 632.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $26,958 (reported on 7.2% of returns)

76431:	$26,958
Texas:	$24,740

(% of AGI for various income ranges: 46.6% for AGIs below $25k, 58.0% for AGIs $25k-50k, 330.0% for AGIs $50k-75k, 1557.9% for AGIs $100k-200k)

Total itemized deductions: $36,975 (reported on 4.8% of returns)

Here:	$36,975
State:	$40,428

(% of AGI for various income ranges: 449.0% for AGIs $50k-75k, 592.9% for AGIs $100k-200k, 6150.0% for AGIs over 200k)

Charity contributions: $16,160 (reported on 3.0% of returns)

Here:	$16,160
State:	$18,201

(% of AGI for various income ranges: 239.1% for AGIs $75k-100k, 2725.0% for AGIs over 200k)

Taxes paid: $6,700 (reported on 4.8% of returns)

76431:	$6,700
State:	$7,821

(% of AGI for various income ranges: 96.5% for AGIs $50k-75k, 91.4% for AGIs $100k-200k, 1075.0% for AGIs over 200k)

Earned income credit: $2,382 (reported on 20.4% of returns)

Here:	$2,382
State:	$2,584

(% of AGI for various income ranges: 120.2% for AGIs below $25k, 90.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.2%

Here:	92%
State:	92%

(% for various income ranges: 92.6% for AGIs below $25k, 93.0% for AGIs $25k-50k, 92.3% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 91.3% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2012 tax year for zip code 76431, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,529 (Individual Income Tax Returns)

Here:	$56,529
State:	$65,384

Salary/wage: $48,639 (reported on 84.0% of returns)

Here:	$48,639
State:	$52,524

(% of AGI for various income ranges: 72.3% for AGIs below $25k, 82.3% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 81.5% for AGIs $75k-100k, 78.7% for AGIs $100k-200k, 41.1% for AGIs over 200k)

Taxable interest for individuals: $920 (reported on 27.8% of returns)

This zip code:	$920
Texas:	$2,372

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,957 (reported on 9.7% of returns)

Here:	$1,957
State:	$9,721

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,693 (reported on 9.7% of returns)

Here:	+$3,693
State:	+$35,319

(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 2.6% for AGIs $100k-200k)

Profit/loss from business: +$12,816 (reported on 22.2% of returns)

Here:	+$12,816
State:	+$13,732

(% of AGI for various income ranges: 14.7% for AGIs below $25k, 5.7% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 7.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,092 (reported on 8.3% of returns)

76431:	$14,092
Texas:	$19,511

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 4.5% for AGIs $50k-75k, 3.9% for AGIs $100k-200k)

Total itemized deductions: $24,207 (23% of AGI, reported on 20.1% of returns)

Here:	$24,207
State:	$24,724

Here:	23.2% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 6.6% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 10.1% for AGIs over 200k)

Charity contributions: $5,775 (reported on 13.9% of returns)

Here:	$5,775
State:	$6,808

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $4,455 (reported on 20.1% of returns)

76431:	$4,455
State:	$6,921

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Earned income credit: $2,385 (reported on 18.8% of returns)

Here:	$2,385
State:	$2,570

(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.4%

Here:	67%
State:	51%

(% for various income ranges: 58.8% for AGIs below $25k, 66.7% for AGIs $25k-50k, 72.0% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 78.6% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 76431, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,230 (Individual Income Tax Returns)

Here:	$37,230
State:	$47,881

Salary/wage: $35,044 (reported on 85.5% of returns)

Here:	$35,044
State:	$41,947

(% of AGI for various income ranges: 133.7% for AGIs below $10k, 82.3% for AGIs $10k-25k, 83.2% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 83.9% for AGIs $75k-100k, 56.9% for AGIs over 100k)

Taxable interest for individuals: $1,632 (reported on 32.4% of returns)

This zip code:	$1,632
Texas:	$2,255

(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $759 (reported on 11.9% of returns)

Here:	$759
State:	$4,261

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$4,373 (reported on 11.5% of returns)

Here:	+$4,373
State:	+$16,110

(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Profit/loss from business: +$8,763 (reported on 21.5% of returns)

Here:	+$8,763
State:	+$11,013

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 7.3% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 6.9% for AGIs over 100k)

IRA payment deduction: $2,895 (reported on 1.4% of returns)

76431:	$2,895
Texas:	$3,120

Total itemized deductions: $16,147 (27% of AGI, reported on 18.6% of returns)

Here:	$16,147
State:	$19,631

Here:	26.8% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 20.2% for AGIs below $10k, 7.9% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 8.7% for AGIs over 100k)

Charity contributions deductions: $3,209 (5% of AGI, reported on 12.3% of returns)

Here:	$3,209
State:	$4,753

Here:	5.2% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $4,745 (reported on 74.3% of returns)

76431:	$4,745
State:	$9,058

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,853 (reported on 19.6% of returns)

Here:	$1,853
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 70.6%

Here:	71%
State:	57%

(% for various income ranges: 61.8% for AGIs below $10k, 68.5% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Nearest zip codes: 76426, 76270, 76225, 76230, 76073, 76458.
Bridgeport Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 121
Household did not receive Food Stamps/SNAP in the past 12 months: 1,575

Women who had a birth in the past 12 months: 47 (8 now married, 37 unmarried)
Women who did not have a birth in the past 12 months: 849 (565 now married, 278 unmarried)

Housing units in zip code 76431 with a mortgage: 599
Median monthly owner costs for units with a mortgage: $1,569
Median monthly owner costs for units without a mortgage: $546

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 76431 household income distribution in 2022

• 52Less than $10,000
• 103$10,000 to $14,999
• 63$15,000 to $19,999
• 95$20,000 to $24,999
• 43$25,000 to $29,999
• 41$30,000 to $34,999
• 94$35,000 to $39,999
• 23$40,000 to $44,999
• 99$45,000 to $49,999
• 92$50,000 to $59,999
• 183$60,000 to $74,999
• 237$75,000 to $99,999
• 344$100,000 to $124,999
• 17$125,000 to $149,999
• 66$150,000 to $199,999
• 135$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 76431

• 15Less than $10,000
• 41$10,000 to $14,999
• 18$15,000 to $19,999
• 28$20,000 to $24,999
• 2$25,000 to $29,999
• 1$40,000 to $49,999
• 48$50,000 to $59,999
• 16$60,000 to $69,999
• 1$70,000 to $79,999
• 62$80,000 to $89,999
• 69$90,000 to $99,999
• 120$100,000 to $124,999
• 49$125,000 to $149,999
• 200$150,000 to $174,999
• 79$175,000 to $199,999
• 146$200,000 to $249,999
• 103$250,000 to $299,999
• 72$300,000 to $399,999
• 52$400,000 to $499,999
• 54$500,000 to $749,999
• 124$750,000 to $999,999
• 29$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 76431

• 2$200 to $249
• 21$400 to $449
• 5$450 to $499
• 2$500 to $549
• 11$550 to $599
• 9$600 to $649
• 16$700 to $749
• 9$750 to $799
• 30$800 to $899
• 1$900 to $999
• 73$1,000 to $1,249
• 21$1,250 to $1,499
• 4$1,500 to $1,999
• 23No cash rent

Median gross rent in 2022: $1,262.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $192,712
• Black or African American householders: $344,677
• Some other race householders: $137,870
• Two or more races householders: $183,827
• Hispanic or Latino householders: $137,870

Estimated median house or condo value in 2022: $188,730 Lower value quartile - upper value quartile: $115,018 - $282,391

Mean price in 2022:

Detached houses: $249,482

Here:	$249,482
State:	$369,058

Townhouses or other attached units: $1,089,938

Here:	$1,089,938
State:	$327,631

Mobile homes: $67,964

Here:	$67,964
State:	$124,413

Housing units in structures:

• One, detached: 1,322
• One, attached: 2
• 5 to 9: 4
• Mobile homes: 481

Unemployment: 6.7%

• Means of transportation to work in zip code 76431

• 70.9%1,358Drove a car alone
• 4.3%83Carpooled
• 0.2%3Motorcycle
• 0.1%2Walked
• 1.0%19Other means
• 26.2%501Worked at home

• Travel time to work (commute) in zip code 76431

• 80Less than 5 minutes
• 875 to 9 minutes
• 31010 to 14 minutes
• 36315 to 19 minutes
• 6520 to 24 minutes
• 23525 to 29 minutes
• 6430 to 34 minutes
• 335 to 39 minutes
• 6745 to 59 minutes
• 10060 to 89 minutes
• 9590 or more minutes

Percentage of zip code residents living and working in this county: 78.0%

Household type by relationship:

Households: 4,665

• Male householders: 1,149 (370 living alone), Female householders: 547 (67 living alone)

• 975 spouses (975 opposite-sex spouses), 38 unmarried partners, (26 opposite-sex unmarried partners), 1,271 children (1,006 natural, 51 adopted, 216 stepchildren), 164 grandchildren, 38 brothers or sisters, 25 parents, 0 foster children, 380 other relatives, 70 non-relatives

Size of family households: 481 2-persons, 173 3-persons, 239 4-persons, 190 5-persons, 108 6-persons, 32 7-or-more-persons

Size of nonfamily households: 438 1-person, 28 2-persons

575 married couples with children.
394 single-parent households (50 men, 344 women).

87.3% of residents of 76431 zip code speak English at home.
10.8% of residents speak Spanish at home (67% very well, 33% well).
2.3% of residents speak other Indo-European language at home (50% very well, 25% well, 25% not at all).

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 3.8%

Population in 1990: 2,657. Population change in the 1990s: +478 (+18.0%).

Place of birth for U.S.-born residents:

• This state: 3,345
• Northeast: 124
• Midwest: 138
• South: 187
• West: 416

58% of the 76431 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

95% of the 76431 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 30% moved from this county.
   Out of people who lived in different houses, 52% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.
   Out of people who lived in different houses, 7% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 73
Students in private schools in grades 9 to 12 (high school): 10 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Mining: Crushed and Broken Limestone Mining and Quarrying (100-249 employees: 1 establishment)
• Mining: Natural Gas Liquid Extraction (50-99: 1)
• Mining: Support Activities for Oil and Gas Operations (50-99: 1)
• Mining: Crushed and Broken Granite Mining and Quarrying (50-99: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 2)

Detailed HMDA statistics for the following Tracts: 1504.01


Detailed PMIC statistics for the following Tracts: 1504.01

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 42. The highest number of fire incidents - 103 took place in 2018, and the least - 0 in 2003. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (67.9%), and Structure Fires (18.0%).


• Fire incident types reported to NFIRS in Zip Code 76431
• 48667.9%Outside Fires
• 12918.0%Structure Fires
• 628.7%Other
• 395.4%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 76431, Texas

Most common first names in zip code 76431 among deceased individuals
Name	Count	Lived (average)
James	11	70.7 years
Charles	7	65.0 years
Billy	7	64.3 years
Mary	7	77.7 years
Robert	7	72.7 years
William	6	82.0 years
Paul	5	68.2 years
Thomas	5	79.4 years
Willie	5	78.2 years
Roy	5	71.6 years

Most common last names in zip code 76431 among deceased individuals
Last name	Count	Lived (average)
Cox	7	76.4 years
Smith	7	72.1 years
Brooks	6	82.2 years
Richey	6	85.2 years
Hunter	5	77.8 years
Manning	5	79.6 years
Phillips	4	77.3 years
Robinson	4	67.0 years
Tucker	4	66.0 years
Stockard	4	72.5 years

Businesses in zip code 76431

• Subway: 1