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Old 04-25-2016, 04:44 PM
 
614 posts, read 1,237,886 times
Reputation: 707

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I've always wondered this.

My brother who has a 810 credit score, stable job of 30 years making around $80 k a year, has no debt except for his mortgage that's around $1000/ month, and a few cc with no running balance cause he pays them off every month.

I know these figure a 100% correct. I know because I was there with him when he purchased the vehicle, filled out the application for finance, heard when the finance guy said his score was 810, etc etc.

He went to purchase a new toyota for $22k and they were advertising 0% interest and he didn't even get it.

If he didn't get it, I wonder if anyone would?

Last edited by kcatheart; 04-25-2016 at 05:27 PM..
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Old 04-25-2016, 04:50 PM
 
Location: Riverside Ca
22,146 posts, read 33,544,925 times
Reputation: 35437
My mom got it on her Hyundai.
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Old 04-25-2016, 04:52 PM
 
Location: Texas
44,259 posts, read 64,375,553 times
Reputation: 73937
I did.
On a Ford.
Made $34k a year. Top credit score.
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Old 04-25-2016, 04:52 PM
 
Location: Inman Park (Atlanta, GA)
21,870 posts, read 15,090,460 times
Reputation: 14327
I helped my friend who is a school teacher purchase a Toyota Corolla last year and she qualified for 0%.
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Old 04-25-2016, 04:52 PM
 
Location: Miami, FL
8,087 posts, read 9,841,048 times
Reputation: 6650
I did as well.
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Old 04-25-2016, 04:55 PM
 
1,380 posts, read 1,450,568 times
Reputation: 3471
Bought a VW Tiguan in 2012. Got 0% for 60 months, no money down.
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Old 04-25-2016, 04:58 PM
 
5,444 posts, read 6,995,615 times
Reputation: 15147
Quote:
Originally Posted by kcatheart View Post
I've always wondered this.

My brother who has a 810 credit score, stable job of 30 years making around $80 k a year, has no debt except for his mortgage that's around $1000/ month, and a few cc with no running balance cause he pays them off every month. I know these figure a 100% correct.

He went to purchase a new toyota for $22k and they were advertising 0% interest and he didn't even get it.

If he didn't get it, I wonder if anyone would?
I don't buy this for a second. With an 810 score, he would have received the top tier interest rate offered, which in this case would have been the 0 percent.
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Old 04-25-2016, 05:00 PM
 
188 posts, read 662,967 times
Reputation: 191
I've had several 0% car loans.. something else must be wrong there..
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Old 04-25-2016, 05:01 PM
 
614 posts, read 1,237,886 times
Reputation: 707
Quote:
Originally Posted by headingtoDenver View Post
I don't buy this for a second. With an 810 score, he would have received the top tier interest rate offered, which in this case would have been the 0 percent.

Truth. I was there with him when he bought it and I was in the finance room as well
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Old 04-25-2016, 05:02 PM
 
17,308 posts, read 12,255,968 times
Reputation: 17262
Dealer finance guy is scamming him or something is not right on those figures or something showing up on his credit that you don't know about.
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