Certificate of insurance for handyman work in a condo building (to buy, construction)

[macno0b]

I'm having my handyman doing some work at my condo, painting, moving the door and some minor work. I let the door person know and he lets my handyman in in the last few days. The project is almost done. Now, the door person asked me to send the certificate of insurance to the manager of the building and notify the manager in advance every time he comes.

My handyman is a "on demand Mexican construction worker". He does not have insurance. I have no idea what to do now. Please advise.

[BleedCubbieBlue]

Get ready to pay a fine. It's probably in violation of your condo association rules to get work done by uninsured workers. You typically need to provide notification ahead of time as well, so you can be on the hook for two separate violations. But make sure to read your rules and regulations carefully. Sometimes there can be dollar value thresholds for the insurance requirements to kick in, for example, you must provide certificate of insurance for contractors performing work in excess of $5,000. This is one of the drawbacks of living in a condo building. Good luck.

[ChiGuy2.5]

Originally Posted by macno0b

I'm having my handyman doing some work at my condo, painting, moving the door and some minor work. I let the door person know and he lets my handyman in in the last few days. The project is almost done. Now, the door person asked me to send the certificate of insurance to the manager of the building and notify the manager in advance every time he comes.

My handyman is a "on demand Mexican construction worker". He does not have insurance. I have no idea what to do now. Please advise.

I would think that painting and moving a door wouldn't require insurance. I mean you could always say it was a friend doing the painting. Now if by "some minor work" you mean electrical or plumbing work then you may need to reevaluate.

I plan on repainting my condo soon and I'll be damned if I am going to buy insurance for it.

[BleedCubbieBlue]

Originally Posted by ChiGuy2.5

I would think that painting and moving a door wouldn't require insurance. I mean you could always say it was a friend doing the painting. Now if by "some minor work" you mean electrical or plumbing work then you may need to reevaluate.

I plan on repainting my condo soon and I'll be damned if I am going to buy insurance for it.

You are correct. Painting wouldnt require insurance. Any work where you will be changing the original structure of the building will require insurance. So knocking down walls, rearranging plumbing or electrical work, etc.

[Carson9]

Originally Posted by ChiGuy2.5

I would think that painting and moving a door wouldn't require insurance. I mean you could always say it was a friend doing the painting. Now if by "some minor work" you mean electrical or plumbing work then you may need to reevaluate.

I plan on repainting my condo soon and I'll be damned if I am going to buy insurance for it.

Not exactly sure how the guy's moving a door, but if he is in fact changing the location of an entryway, that could be a major change that would require a licensed contractor to do.

Of course you shouldn't have to buy insurance for painting. But note many contractors (including the one I work with and refer to my clients) do small jobs from painting to large gut rehabs, and they are licensed and bonded in the state. Note only to cover themselves but also because most if not all condo associations will require a contractor to be so.

As a condo owner, you'd want other owners in your association to get the work done right, correct? Shoddy work could potentially lead to violations and/or bring down the value for everyone. It might sound like a pain, but it's really in everyone's best interest.

On a side note, what exactly is a "on demand Mexican construction worker"??