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Used to only think about our generation because we were the lowest on the wage scale, but the seniors don't have the ability to change course like we do. Sad situation for people who have worked their whole lives. Let them rest if they need to.
#TheMovement for seniors?
The key piece from that article:
"Foolishly, like so many Americans, we used the house as a bank,"
Yes, and how many of them drink a beer, or eat Little Debbies? The cheeky baztards!
You want to fight tobacco addiction - make it illegal to have any tobacco. No pipes, no cigars, no hookahs no chew - nothing. Drive tobacco underground. Make people go to seedy neighborhoods and find a dangerous looking guy hanging on a corner to buy their highly addictive products from.
Dont use it as an excuse to tax poor people into oblivion, if you really could care less.
Used to only think about our generation because we were the lowest on the wage scale, but the seniors don't have the ability to change course like we do. Sad situation for people who have worked their whole lives. Let them rest if they need to.
#TheMovement for seniors?
They bought their house in 1980 for only $77k. Obviously, they have used that home as an ATM to pull out over $200k from the house.
This is not an uneducated, simple person. He was an accountan who has chosen to stop paying his mortgage.
Yes, and how many of them drink a beer, or eat Little Debbies? The cheeky baztards!
You want to fight tobacco addiction - make it illegal to have any tobacco. No pipes, no cigars, no hookahs no chew - nothing. Drive tobacco underground. Make people go to seedy neighborhoods and find a dangerous looking guy hanging on a corner to buy their highly addictive products from.
Dont use it as an excuse to tax poor people into oblivion, if you really could care less.
It's not Virginia long leaf, but you can grow burley anywhere in America. If people can't break the nicotine addiction, they can always grow it in their back yard and roll their own.
Americans have been living beyond their means for many years. Many have massive credit card debt and they are still eating out at restaurants And bars way to often. They can't go a day without their Starbucks, Netflix, HBO and Showtime. Everyone in the family has to have a cell phones with Internet. We have to have the latest video games and sattelite radio. Americans need to cut up the credit cards and stop spending more than they make, and save some money for that rainy day.
Speaking of, knowing how thin the margins are now, think about the trend with banks and overdraft fees.
Some banks charge $34-37 in overdraft fees for 1 item. Have 2 charges come out in one day and that's $70+ in overdraft fees.
$140 total in opportunity cost.
The banks are making a killing off poor people. Unexpected expenses could knock somebody out of a rent payment.
Banks charge fees when a customer "overdrafts" or goes over the amount he or she has on deposit in the bank, they are not "unexpected expenses".
The way to avoid these fees would be to take personal responsibility for keeping track of your own bank account balance. Most banks offer 24/7 access nowadays so that people can see what has come in, what has gone out. It used to be called "balancing your checkbook".
Americans have been living beyond their means for many years. Many have massive credit card debt and they are still eating out at restaurants And bars way to often. They can't go a day without their Starbucks, Netflix, HBO and Showtime. Everyone in the family has to have a cell phones with Internet. We have to have the latest video games and sattelite radio. Americans need to cut up the credit cards and stop spending more than they make, and save some money for that rainy day.
Boy, you have drunk the "kool-aid" hook, line, and sinker.
It has nothing to do with the astronomical and rising health care costs, rising food costs, energy costs, taxes, etc., the off-shoring or "dumbing down" of formerly good paying, American jobs, the stagnation in wages in many sectors, it's all the fault of people spending too much of their "disposable" income on luxury items, right? If we would just stop buying those fancy coffees and things, we'd be prospering.... Tell us all about it, Dave Ramsey.
That's the way those in power want us to think, and you've bought into it and are towing the line beautifully.
Boy, you have drunk the "kool-aid" hook, line, and sinker.
It has nothing to do with the astronomical and rising health care costs, rising food costs, energy costs, taxes, etc., the off-shoring or "dumbing down" of formerly good paying, American jobs, the stagnation in wages in many sectors, it's all the fault of people spending too much of their "disposable" income on luxury items, right? If we would just stop buying those fancy coffees and things, we'd be prospering.... Tell us all about it, Dave Ramsey.
That's the way those in power want us to think, and you've bought into it and are towing the line beautifully.
This. I love how every poster on here is such a responsible saver. Never buys any luxuries such as going out to dinner, going to a movie, getting a tv, a computer, cable. They all are self made millionaires who have never been late EVER or had an overdraft EVER, never missed a payment EVER. They alone are the smug ones & everyone else is irresponsible, the loafers, the losers who blow their money on crap......you know what I call those posters? Liars, every one of them.
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