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Hi - my mother is 82 years old and has been a permanent resident for 5 years in the United States. Is she eligible for medicare or any other long term insurance plan under ACA? Any help on this matter would be much appreciated.
A quick "estimate" for someone born in 1932, paid no Medicare taxes on wages, resident for 5+ years, income less than $85,000/yr, looks like the Part A and Part B premiums combined could be in excess of $600 per month . YMMV
Hi - my mother is 82 years old and has been a permanent resident for 5 years in the United States. Is she eligible for medicare or any other long term insurance plan under ACA? Any help on this matter would be much appreciated.
A person who never paid anything into our entitlement system is undeserving of subsidized healthcare and is a slap in the face to those who worked their entire lives here in this country. Would your country give one of us subsidized healthcare if we moved there?
A person who never paid anything into our entitlement system is undeserving of subsidized healthcare and is a slap in the face to those who worked their entire lives here in this country. Would your country give one of us subsidized healthcare if we moved there?
Actually, if you had read the entire thread, you would have seen this:
A quick "estimate" for someone born in 1932, paid no Medicare taxes on wages, resident for 5+ years, income less than $85,000/yr, looks like the Part A and Part B premiums combined could be in excess of $600 per month . YMMV
Part D drug coverage would add to that.
At that premium level, OP's mothers healthcare is NOT subsidized - unless you think:
$...600 - Medicare Parts A & B (vs. 104.90 for regular Medicare beneficiaries)
.......50 - Part D .....250 - Medigap plan
$1,000 - Total Monthly Cost
is a giveaway???? Seems to me $105/mo. vs. $600/mo. would fall in the UNSUBSIDIZED category. Most retirees are paying $350-$400/mo. altogether - not $1,000/mo.
Last edited by Ariadne22; 04-04-2014 at 06:25 PM..
600 a month will not buy a very good plan on exchanges without some subsiding. If that were true they could have bought on private sector before this. Yes 600 is cheap compared to actual cost.Just look what a person working from say 20 to 65 paid even before the 108 plus part D a month.
A person who never paid anything into our entitlement system is undeserving of subsidized healthcare and is a slap in the face to those who worked their entire lives here in this country. Would your country give one of us subsidized healthcare if we moved there?
My husband was already retired when he came here and now he has been here for five and a half years. We live in Massachusetts and he has had our state health care.
Yes, his country would give me healthcare and it would be absolutely free. In fact, when I needed a prescription filled in England several years ago, I went go a doctor under his health insurance, was seen immediately, and got my prescription. Now that I am married to him I have an NHS number and have my own health insurance if I go there again. In some ways many other countries are more advanced and compassionate than the US. It's right that there should be provisions for people who come to this country legally--they paid a lot in dues and passed all the tests and background checks. There should be a provision for them to get health care.
My husband was already retired when he came here and now he has been here for five and a half years. We live in Massachusetts and he has had our state health care.
Yes, his country would give me healthcare and it would be absolutely free. In fact, when I needed a prescription filled in England several years ago, I went go a doctor under his health insurance, was seen immediately, and got my prescription. Now that I am married to him I have an NHS number and have my own health insurance if I go there again. In some ways many other countries are more advanced and compassionate than the US. It's right that there should be provisions for people who come to this country legally--they paid a lot in dues and passed all the tests and background checks. There should be a provision for them to get health care.
600 a month will not buy a very good plan on exchanges without some subsiding. If that were true they could have bought on private sector before this. Yes 600 is cheap compared to actual cost.
Wrong. You made my point. $600 + Medigap = $1,000. That Medicare cost of $600 is NOT cheap.
Full cost for an unsubsidized Gold Plan on exchange in my area for 65 & over w/500 deductible is $860/yr, $140 less then the $1,000 Medicare/Medigap combined.
Actually, OP's mother might have been better off with an unsubsidized exchange plan and forget about Medicare completely.
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