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I have it on my wife's phone (VPN to our home router/network) so she can do banking/money stuff over a secure connection. Neither of us trust doing it over the cell network and Certainly don't trust any other wireless network.
Similarly, I've setup VPN connections between my laptop and work before, not so I could route my traffic back out, but so I had access to the work network. I've helped my wife setup VPN's to her work before too, so she could access their records securely, do tax stuff, etc... In all cases, it was/is of high importance.
But, those are specific reasons for a VPN. Without knowing your reason for wanting/having one, there's no way to say how important it is.
As other's said - it really depends on what you are using it for or what is the goal you are trying to achieve?
VPN is simply an encrypted tunnel. It provides confidentiality for the information you send back and forth. But it doesn't necessarily hide where you're going per se.
I setup a VPN from point A to B. You will still know that I'm going to point B. You just have no clue what I'm doing.
However, what you're referring to is a VPN proxy. Meaning you're establishing a VPN to one of these providers (Avast, Nord, etc.) and then going to your true destination. So point A to B to C (your true destination). From a networking perspective, I can see A to B, and I can see B to C. But there is no practical way to connect the two. And thus, I don't really know where you went nor what you did just by looking at the traffic.
I have it on my wife's phone (VPN to our home router/network) so she can do banking/money stuff over a secure connection. Neither of us trust doing it over the cell network and Certainly don't trust any other wireless network.
I always find it funny that people don't trust a cell connection, but they'll send the same information through a third party VPN provider.
IMO, you'd better really trust that VPN provider, as every single bit of your traffic is now going through them.
But for banking (or anything secure), it's unlikely that anyone (the cell carrier or the VPN provider) can see any of it.
If you travel to China, you will need a VPN to access social media and some other foreign media websites. Otherwise, I don't think the average person needs a VPN.
Banking is my reason I thought I should have it. I have since cancelled it. Thanks.
I refuse to do any banking on anything but my home laptop where I had installed the VPN plus I have a password on my router
I do not use a VPN. I am not sure if it would benefit me at all.
Our bill paying is mostly done online using my Dw's PC or my PC.
Our wireless [wifi] is pretty 'secure', the router sits in our living room and you need to be line-of-sight from it to get a signal. So it only works in our living room. With the exception of being in people's private homes there is no wifi in our township.
I have never been just driving along the interstate when I suddenly had the 'need' to pay my utility bill with my cell phone.
I want to know what kind of router this is that uses "line of sight". Never heard of such a thing.
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