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So glad thats just a memory now! Those were some scary times!
What limit down days? Ancient history my friend. Be forward looking like the market. Or, as Bruce Lee said, "Be like water". I prefer that one. It works for investing, and for life in general.
Doing nothing at all brings +ROI. Being lazy and letting auto-investing continue to roll is actually a winning strategy. It was true in 1987, 1999, 2000, 2001, 2008/09 and it's still true.
You don't have to be perfect, you just need to be in the game.
Seriously though: 2020 isn't over yet and given all the burning and deaths let's wait till this autumn and winter and see a little more of the outcome, it could be better or why not worse?
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