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I want to buy a home which I could not buy using typical debt/income ratios, but which comes with a turn-key business. Is there any loan program which would take into account the small business income I'd be getting after the purchase? It's a preschool in a detached building on the property, so there is no inventory needed to get started. My wife is a teacher and would take over the business. I am working but don't make enough to qualify alone, and we have a house to sell to give us 10% down payment.
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